Ive recently applied for credit,but the lenders advised that i have £14 against my name unpaid,which i cant understand.They adv its from a retail store-Now the only thing i can think of is that i have a store card with the arcadia group, which i have paid off in full a few months ago so the balance is now zero.Yet this £14 has been owed since dec 2004. Why has nobody contacted me before to advise i owe this money.I have recieved no letters, or phonecalls and now when i ask for credit i get refused even tho i was not made aware i owed anything..The lenders have adv to get a credit report from experian which i have sent off to do, but when this comes through i am not sure what to do next. Will i be able to pay off the £14, or will i not ever be able to get credit due to this reason.If its the latter then i am not happy, as i feel this is unfair. i pay off my bills reguarly and never miss payments? anyone else had similar situation. did u manage to settle the debt and get credit?
2006-11-23
21:27:04
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8 answers
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asked by
amy_uk2k1
2
in
Credit