Renting & Real Estate - September 2007

this is a hypothetical question - it's a what if question - I'm not doing this -but i thought about it.
thanks

2007-09-10 23:02:26 · 3 answers · asked by art_flood 4

I live in Scotland and am due to move house next week. I'm having problems finding an insurance company who will insure the house due to the survey stating "the property has been affected at some time in the past by some movement..." though later they say ..."the movement is in our opinion comparatively longstanding as there is no evidence of any recent/continuing movement".

Does anyone know of a "high street" insurance company that will insure the property? I don't want to go to a specialist as no doubt they'll charge an arm and a leg.

Thanks.

2007-09-10 22:55:39 · 2 answers · asked by Minimoo 2

I have just reported a neighbour because I can hear him beating his children (they visit him on the weekend) and the kids are scremin so much that it scares me.

He also plays loud music at 4'o clock in the morning


Plus, he has a woman come round and she makes alot of noise during sex, so much so, that I can hear it on the street when I walk to the shops.

I have reported him to the housing officer, because it is not on,

He lives below us, we live in a block of flats

what could happen, could he lose his tenancy?

2007-09-10 21:28:38 · 13 answers · asked by Rebz 5

People have to have a roof over their heads and most generally will always pay that first don't you think?

2007-09-10 20:40:14 · 7 answers · asked by starsonlybaby 1

richard bonalanza used to be a landlord in mesa arizona around 2000 or 2001 on Duran Circle

2007-09-10 19:20:06 · 3 answers · asked by sylviauva 1

I recenlty inherited the home where I have been living all my life and taking care of an elderly relative, I don't have to pay rent, but I do have to pay all the other expenses: insurance, water, sewer, trash, etc. Problem is, the neighborhood is run-down, and has gotten bad,. In fact there was a huge fight of about 15 people a few doors down TODAY. Also, someone got shot as a result of a huge brawl , down the street just a few months ago. Cars race through here on a regular basis, radios thumping and blaring. I am absolutely sick of it and am ready to move. I can get small apartment for about 1-200.00 month more than I am already paying in monthly expenses
( insurance, water, sewer, etc). A couple of my friends think I should stay cause I have " free rent" and property ownership, but, I value my safety, and I don't feel safe in this neighborhood at all, and am longing for a quiet area without all the radios thumping and gunfire. . What's your opinion? Thanks!

2007-09-10 18:10:14 · 5 answers · asked by Alana 2

I'm sitting here wondering with all of these people losing their houses, can someone attempt to sale their house if they owe more that what they can get for it. How does that work? How do they work with the negative equity? Do they get some kind of unsecured loan or something? Or do they just end up losing their house in the end becuase they can 't sale for what they want?

2007-09-10 17:51:23 · 5 answers · asked by Mr. Ish 2

Ok to keep it short story, we are renting a house from a rental company. The owner just got the house repossesd for not paying mortage loans. We have to be out by Nov 1st. We have heard that since the rental company knows now what is going on. That they cant accpet monthly rent payments??? Is this true, because I just need to know if I need to stop paying rent now?? And if this is true do I stop paying and get my deposit back? Because the rental company already said that we would get our deposit back. And if I dont pay can it hurt my credit?? I am just really wondering if that is true about them not being able to accept monthly payments?????PLEASE HELP!!!

2007-09-10 15:58:33 · 3 answers · asked by happygirl22 3

Hello Everyone! I'm moving out in July of 08. I think I have a pretty exhaustive list of everything I need, however things always slip through the cracks. Is there anything that you didn't think you needed but came to find, couldn't live without? Plus any additional info you want to give me. Are there any good sites that offer really great prices on furniture? Anyway thanks for your time.

2007-09-10 15:57:34 · 2 answers · asked by Anonymous

im currently living wit a brother and brought a house, it has been 10 month since november we live here and he is the first owner to this house, im the 2nd owner wit no credit but a steady job. me n my bf been payin fo this house but my brother havent put a dime in this house but he say he willing to keep this house to himself, which we willing to give it to him aslong as my name is off mortgage, we cant wait till refinancing to get my name off, we dont want any money back or any share of this property, he can take it all but aslong is, im taking off my name off mortgage. recently, he refuse to accept it because he still want me n my bf to pay it off while he not putting nuttin n he want this house to himself, we even call mortgage lender, she also say even if im a cobuyer(2nd owner) i dont have enought credit to refiance to get off mortgage only my brother can, but he wont agree to let us go even when he say he want this house. is there anyway out instead of being trap?

2007-09-10 15:33:46 · 4 answers · asked by RBluved 1

I hear the phrase many time" it’s better to be cash Rich and equity poor then Cash poor and equity rich " Everyone recommends taking the equity out of your house and investing it because the market is slipping? They say if your house looses value 20K, you just lost that 20K because you did not pull the money out.....

But what is your "portfolio investment” don't yield as much as you interest on the Home Equity line of Credit? Also what if your house is work 200K, and then you pull that equity and the value drops, then what? Are you upside down?

I simple can't understand the urgency for people to do this unless then are paying down high interest credit cards?

What do you think?

2007-09-10 15:03:13 · 6 answers · asked by Anonymous

hey i was just wondering on how to live on 1100 dolars and 600 in house and utilites

2007-09-10 14:22:35 · 5 answers · asked by Anonymous

2007-09-10 14:19:45 · 2 answers · asked by rjbas@sbcglobal.net 1

can you get a loan to buy the forclosed home or do you need a cashiers check?

2007-09-10 14:12:58 · 7 answers · asked by j 2

What as landlords are we reliable for? The rent does not include utilities...so what can and can't the renters ask us for?

2007-09-10 13:11:20 · 3 answers · asked by Anonymous

im currently living wit a brother and brought a house, it has been 10 month since november we live here and he is the first owner to this house, im the 2nd owner wit no credit but a steady job. me n my bf been payin fo this house but my brother havent put a dime in this house but he say he willing to keep this house to himself, which we willing to give it to him aslong as my name is off mortgage, we cant wait till refinancing to get my name off, we dont want any money back or any share of this property, he can take it all but aslong is, im taking off my name off mortgage. recently, he refuse to accept it because he still want me n my bf to pay it off while he not putting nuttin n he want this house to himself, we even call mortgage lender, she also say even if im a cobuyer(2nd owner) i dont have enought credit to refiance to get off mortgage only my brother can, but he wont agree to let us go even when he say he want this house. is there anyway out instead of being trap?

2007-09-10 13:01:07 · 7 answers · asked by RBluved 1

or couldn't afford to pay it now that the rates are so high? What would you recommend someone doing or what have you yourself done to avoid getting foreclosed?

2007-09-10 12:00:47 · 5 answers · asked by Ultrabrite 1

Let's say you find a home and your realtor tells you that the seller "probably" won't go down much in price because they don't have much equity in the house. The seller only bought the house 2 years ago.
I'm kinda thinking that they are one of the buyers that might about to be foreclosed on.
Anyway, our agent says they purchased it for $173,000. Now they are trying to sell, in a very slow and soft market for $187,900 and aren't willing to budge much at all on price, because they upped the listing price on the home by $14,900 in order to cover their initial investment and the cost of paying the agent listing it for them.
Maybe buyer's agents don't want them to come down in price either, for risk of not getting a good commission. The owners could end up stuck with this house for a long time if they don't come down. I kinda wonder who's side my agent is on? Yeah I want them to come down in price so we can buy it.

2007-09-10 11:45:09 · 13 answers · asked by mommagoose 2

Hello...
I will be prequalifying for a mortgage in February. I have very good credit but don't make enough money for me to qualify for the mortgage amount I want. The person that will be living with me and helping to pay the mortgage has terrible credit, but if we could combine our incomes we could get the house we want. Is there any way of having both incomes and only my credit considered? The other person is not a spouse and I am planning on applying with Bank of America. Maybe someone who was in the same situation can help. Thanks in advance

2007-09-10 11:43:59 · 5 answers · asked by mikesokay 1

I own a house wich I'm renting but it's going down on value, and I have to pay out of my pocket every month for the mortage and also for the taxes. I bought it for $525,000 put $14,000 for the closing, spend another $12,000 in fixing it and $100,000 for the Down Payment. this house it's probably worth right not about $480,000 what should I do? Sell or keep renting and keep paying out of my pocket? or sell and report a loose at the end of the year on the taxes? if I do report that lose what do I get back or ???? Please help I don't know what to do, I can afford keep loosing money or keep paying for too long. Please any help will be apreciated. Thank you.

2007-09-10 11:36:14 · 7 answers · asked by 123456789 2

"I live in Fl Marion Co. I'm buying my first house, one week from closing and i'm told that someone owns the mineral right to my property. what does that mean, can they come and dig up the property?"

2007-09-10 11:33:10 · 8 answers · asked by Louis 1

If a person got a home equity loan a year and racked up debt can they add to the existing loan or get another?

2007-09-10 10:50:40 · 6 answers · asked by corbin_rox 1

Our sub-division was started about 10 years ago and has restrictive covenants. The Declerant and original builder has went out of business. But they stated that if 10 home owners agreed then an HOA could be formed. Which they have. Thats all that we have done. Today a letter was sent out stating that at our next meeting we would vote for board members. But we don't have any by-laws yet, shouldn't they be first. For things like how will each homeowner be contacted, How will we vote, where will we vote? Who will run the meeting, who will keep the minutes?

Here is what SC code of law states, how do you interpurte this:

SECTION 27-31-160. Provisions required in bylaws; modification of system of administration.

The bylaws must necessarily provide for at least the following:

(a) Form of administration, indicating whether this shall be in charge of an administrator or of a board of administration, or otherwise, and specifying the powers, manner of removal and, where proper, the compensation thereof;

(b) Method of calling or summoning the co-owners to assemble; that a majority of at least fifty-one percent is required to adopt decisions; who is to preside over the meeting and who will keep the minutes book wherein the resolutions shall be recorded;

(c) Care, upkeep and surveillance of the property and its general or limited common elements and services;

(d) Manner of collecting from the co-owners for the payment of the common expenses;

(e) Designation and dismissal of the personnel necessary for the works and the general or limited common services of the property.

The sole owner of the property or, if there be more than one, the co-owners representing two thirds of the total value of the property, may at any time modify the system of administration, but each one of the particulars set forth in this section shall always be embodied in the bylaws. No such modification may be operative until it is embodied in a recorded instrument which shall be recorded in the same office and in the same manner as was the master deed or lease and original bylaws of the horizontal property regime involved.

2007-09-10 10:46:33 · 6 answers · asked by misty m 4

I am going to be buying a house the owner is selling it himself, should I consult with a realtor to help me buy the house and if not how do I make sure the deal is legal and I will not get scammed?

2007-09-10 10:32:22 · 9 answers · asked by Anonymous

I was issured a 60-day by the owner of the property in CA, the date on the notice is incorrect it reads a 90-day date not 60. Does this make the notice invalid?

2007-09-10 09:19:19 · 4 answers · asked by Wendy S 1

what i'm trying to say that my landlady toke my boyfriend and my son off my lease what could i do aboutit

2007-09-10 09:01:48 · 4 answers · asked by roberta c 1

My husband and i are giving up our apartment in military housing in about 30 days so he can go on deployment and i can go back home...we have to give a 30 day written notice...does anyone have any suggestions on how to write one

2007-09-10 08:57:43 · 6 answers · asked by CoCoBrown 2

I need help and i need to move in ASAP...does anyone have any leads on any condos or townhomes for rent around aurora or dtc area in Denver? price around 500-900..please help

2007-09-10 07:23:31 · 6 answers · asked by nayfisher 2

i already have one for buying another but shes way too high for selling mine..she would want 10%! i never even heard of that! i know someone who will do it for 8% can I go with him?

2007-09-10 06:59:18 · 10 answers · asked by toolate 3

I know the housing market is bad. Houses in my area aren't selling. Prices are going lower. I've found my perfect home and I want to buy it. I think I should be able to just pay interest only on both homes for a while till the market gets better or if I'm lucky my old house sells. Any better way to do this? I want the new house sooner than later etc. I'll also have to pay pmi unless I can pull lots of money out of thin air.

2007-09-10 06:00:56 · 12 answers · asked by KidBao 3