Renting & Real Estate - September 2007

My Mom had me refinance the house that her and I were living in because he credit was really bad. Now we have both have moved out of the house and moved our seperate ways and now she is telling me that there is no way to avoid her foreclosing the house. Is there any way I can get my name off of the house so she doesn't ruin my credit? I am about to be getting married and I dont want this foreclosure on my new life. Can you please help. And yes I was stupid for doing it in the first place but I was 19 and I trusted my Mom. She said we would have lost our house if I didnt.

2007-09-11 10:38:10 · 10 answers · asked by Anonymous

State of Oregon..I am selling a mobile home on time payments,and after 2 months, buyer is late paying..Buyer is to provide proof of insurance and pay monthly payments..I just found out buyer has not paid the space rent and is no longer employed for 1 month..buyer is not leaving the mobile home to look for work,just stays home...The insurance on the mobile home will be canceled in 12 days for non-payment..What steps must I take legally speaking to attempt to get buyer to pay me ,such as certain notifications,etc...Buyer will NOT return calls to me or mobile park manager...buyer is avoiding everyone...I am a single mother who relies on this money and cannot afford an attorney..Any advice?? I want to make sure I do it all properly without delay..Thank You

2007-09-11 10:37:01 · 1 answers · asked by Rory P 1

I "sold" my house to an investor in 2006. I was verbally told that the house would be "re-financed" within 2 years. However, since the market has taken a turn for the worse, and I believe the people in the home are having trouble refinancing. I was assured by the investor that all payments would be made on time. I have received no late pays to date. However, I recieved a call from my mortgage company stating that this months payment is already 10 days past due. I am getting really concerned. I am planning on contacting an attorney in the morning, but wondered if any of you have had any similar dealings. I just wonder what my rights are and if I am protected in any way incase the investor defaults on our deal.

2007-09-11 10:24:45 · 2 answers · asked by THE RESCUE LLAMA!!! 3

Do u know in a typical London area how much the prices of a 1 or 2 bedroom house will rise in approx 1 year time which
may be in %.
It would be an approximate idea

2007-09-11 10:14:01 · 2 answers · asked by Anonymous

I need to move and cant afford to leave and pay the rest of rent. I need ideas or anyway legally to terminate it. Any info please.

2007-09-11 09:52:44 · 6 answers · asked by Andrea K 1

I over heard this and need info if it is true. Or who would I talk to about it?

2007-09-11 09:28:37 · 14 answers · asked by Andrea K 1

why are houses that are on the market for foreclosure so cheap? is there something particularly wrong with them? also if i found a foreclosured house on yahoo real estate in my area that i was interested in, how do i contact the agent without having to pay online to sign up? is there a way to just find out how long the house will be on the market and if it has been sold yet?

2007-09-11 08:50:36 · 9 answers · asked by shorty03_7 2

Help! I just started the process to rent an apartment. After I wrote the check for the deposit (which is of course non refundable) I went online and saw that the management company for the apartments has absolutely horrible reviews. It doesn't look like I can get out of renting the apartment at this point without losing the huge security deposit. How can I protect myself over the length of the lease?

2007-09-11 08:48:05 · 5 answers · asked by LibrarianLIz 2

There are so many foreclosure and for sale signs in my immediate neighborhoos .. folks are tring to get to get out of mortgages they can no longer afford. i was wondering if this is actually agood time to buy properties? since the prices seem to be a little cheaper and buyers want to unload at almost any price. is it worth taking a financial hit now and hoping to resale later?

2007-09-11 08:41:01 · 3 answers · asked by miacrash 4

I will be selling my home soon and it is a fixer-upper located in Western New Jersey.
The current asking prices in my town for half a duplex is $169k and up, townhomes $179 and up, single family homes are around $220k and up.
My home has 4BR and 2 Full Baths - - real estate listings comparable are starting at $249k.
I know the market is slowing. I am looking for a quick 'as is' sale and figure on setting my price at $135k 'take it or leave it'. If I can't get $135k then it will sit vacant while I move in with my mother (she can no longer be left alone).
Do you think I will have any luck selling knowing that people can pay more and have a perfect move-in condition place? Or am I priced low enough that people will see the benefits of a fixer-upper that may not be move-in condition but in the long run will cost far less than the move-in condition place?
Thoughts?

2007-09-11 08:12:07 · 10 answers · asked by nova_queen_28 7

I won a bid on Sept 4 with HUD on a home in NC. I know it says closing can be UP TO 45 days but I was wondering can it be sooner? Everything on my end is done, loan, etc...Also, the HUD attorney is in Greensboro which is about 4 hours from me...How will that work? Do we have to drive there or will they appoint someone to come here and close? I just want to move in asap! :) Thanks!

2007-09-11 07:27:14 · 4 answers · asked by Teresa 1

I have a condo in the SF Bay area and really just want to put some new floors down, and buy a couple of updated appliances. I couldn't get a HELOC from my credit union unfortuantely, because I have 1st time homebuyer loans from my state and city that are considered 2nd & 3rd mortgages. I'm wondering if a 203(k) might be a decent alternative. Specifically I'm curious about the interest rates, and whether or not refinancing my condo will constitute a sale and I'll lose Prop. 13 protection for the stated value of my condo and taxes. But any other info would be appreciated.

2007-09-11 06:56:42 · 1 answers · asked by Rossonero NorCal SFECU 7

I have had a building survey done on a house I wish to purchase, it has stated for the services such as hot water and heating "CORGI registred plumber to test the system and confirm if the flue is apprpiriate and positioned properly." Now I know this is standard practice advice, but I had a plumber to test to the service, would I have to pay? If so how much about?

2007-09-11 06:24:18 · 1 answers · asked by WelshLad 7

2007-09-11 06:14:49 · 1 answers · asked by Speedy 1

We have a realtor. We have done every upgrade the realtor insisted upon...but no one is contacting us. Here's a theory someone threw past me earlier today: that "Clearwater is owned and run by Scientologists, that's why you're having trouble selling it...you need to let the Scientoogists know you have something for sale there....maybe they could use it."

I'd purchased this place as an investment 2 yrs ago. I did not investigate Clearwater, and certainly would never have been checking for something like that, for what religions are big in the area.

Is there any truth to this? SHOULD I be trying to court the Scientology community about this unit? Maybe they DO need homes in that area for their members.

Does anyone know about this?

And also, if true, how do you put ads for something like this in front of their locals? I don't imagine they have a classified paper just for them in that city, though again, I don't know that.

Thank you!!

2007-09-11 06:13:29 · 3 answers · asked by Anonymous

When do you need to pay this? I already have a home loan, well, 2 actually so we didnt have to pay it when having no down payment on our house. We have great credit, just didnt have a down payment. I will have to refinance at some point in the next 3 years cuz our one loan is a 5 year arm. Will we have to pay the PMI insurance if we refinance? How does that work?

2007-09-11 06:08:58 · 7 answers · asked by Anonymous

2007-09-11 05:12:20 · 3 answers · asked by notneb777 1

I want to refinanace out of an 80/20 into a 30 year fixed and was wondering if comapnies like linux financial and ditech are scams or if they are really a good deal. Any advice would be greatly appreciated.

2007-09-11 04:48:20 · 5 answers · asked by opp7248 1

We are analysing an international relocation proposal. Since we don't live in the US, we don't know how much a family like ours tipically spends per month. I would also appreciate to know, taking into consideration the salary offered, how much I would get per month after all taxes, etc., have been deducted. Any tips would be appreciated. Thank you!!!

2007-09-11 04:15:53 · 5 answers · asked by Paula M. 2

2007-09-11 04:05:16 · 18 answers · asked by Anonymous

where is a good place to buy a house in nyc? I am looking for a 2 or 3 family house under $600k. need help

thanks

2007-09-11 03:11:26 · 4 answers · asked by nigel m 1

Do I need to get renter's insurance if im renting an apartment?

2007-09-11 02:33:58 · 15 answers · asked by princessashlee87 1

My parents have a lien on their home. The company who put the lien on the home is no longer in business, but the lien shows on my families credit report. They want to refi the mortgage, but no company is willing to consider them with the lien. Does anyone know how long a lien stays on a credit record and what you need to do to get a lien off if the company is no longer in business?

2007-09-11 02:07:24 · 11 answers · asked by MoMoJuice 2

2007-09-11 01:20:54 · 6 answers · asked by mysharde 1

i put in a offer for 175,000 on a place in florida that was excepted location is broward county zip 33322 this same place sold for ablout 215,000 to 220,000 in the prime market in 2005 , its a 2 bedroom 2 bath townhouse , that is in good shape , updated , do you think this is a fair price or should i wait to see what happen with the market , is it possiable that this townhouse could decline to 100,000 in 2 years time ,i hope i am making the right move , i am putting 20%down and i just feel even if it does go down over the next few year it beats renting and im sure in 10 years time it will climb in price again ,thank you

2007-09-11 01:18:11 · 7 answers · asked by dalmi343 1

I've heard of people picking up on house foreclosures and getting great deals.... How do they do that?

2007-09-11 00:39:08 · 7 answers · asked by Amber M 2

Have you ever had another person assume the mortgage on the home you currently live in? And were there any problems associated with doing this? I need to get out of my house as soon as possible.

2007-09-11 00:17:14 · 6 answers · asked by Anonymous

2007-09-11 00:14:34 · 2 answers · asked by cralou l 1

2007-09-11 00:09:51 · 3 answers · asked by janjan 1

I rented a room in condo. Landlord supposedly lost my rent payment for last month (Aug) she asked me to put a stop pay on check and write a new one. I complied. Supposed lost check went through despite stop pay request. I have proof of stop payment request. "Lost" check did go to landlords bank, so did the replacement check. I found out about this a week since I moved out of condo. I called former landlord asked for the refund of overpayment, she said she'll refund money but then changed her mind & decides to keep money, claims "it's a sign from above" money belongs to her. She also claims since I did not give proper 30 days notice, she has the right to keep the overpayment. I rented the room for almost a year, but there is no written contract, no written lease agreement. Nothing in writing about 30 days notice. Do I have a case against my former landlord? If I sue on small claims, what are the chances I win the case?

2007-09-10 23:03:13 · 10 answers · asked by emart 1