should we marry before buying a house or after?

Answer 1

I am currently in escrow. I just got married last month. We found a house in our price range before we were married, so we put a bid on it. Bingo! We got it! We are still doing all the paperwork in his name and my maiden name. It is easier to change your name on the title after you buy, verses waiting for all of your name change paperwork to go through.

If you find a home that is right for you, go for it!

BTW, great question!

Answer 2

You haven’t supplied enough information to give an intellectual answer.
So I’ll do my best to give you the information you’ll need to decide this. One point in favor of buying right away is it’s always better to own because it’s an investment for your future, the sooner you start the sooner and higher it will yield.
Another in favor of buying pre-marriage would be IF you are funding the purchase on your own then it the case the marriage does fail your spouse is only entitled to 50% of the increased value as of the date of marriage not the entire value. If both parties have contributed equally to the funds for the original purchase then considering point one maybe consider starting the purchasing process and if the marriage is already planned in the distance you could do a quiet justice of the peace marriage just for simplifying and avoiding having to pay additional fees to alter the documents of the home when the name changes as I’m sure if both parties are contributing to the purchase both parties names would be on the title. You could do this and continue life as you would have until the formal marriage takes place. Ultimately the sooner you own and better off you are financially speaking. You also have the option of a written agreement with the intended spouse if you are unsure of the marriages ability to go the distance which will not be possible if the home is bought after the marriage date.

Answer 3

After.

Answer 4

I think you should marry and live somewhere teporaraly....maybe rent somewhere for an example.Sometimes it is easier for you to buy a house when you are married.But that is not the main reason.You need to make sure your marriage is going good b-4 you jump into something that big as to buying a home!So many marriages end in divorce...I think it will just be the safe way.If your getting married..I hope the best for you!!!!

Answer 5

It really doesn't make much of a difference. If you both have decent credit scores and both your incomes are to be considered for the mortgage, it won't matter if you are married or not. If you buy the house first, chances are, the wedding will be put off until you have enough money to pay for the wedding. I would get married first (if it were me).

Answer 6

Buy house after you get married. What happens if the wedding doesn't go through?

Answer 7

It really shouldn't have any financial planning ramifiations as long as you get married and buy the house in the same tax year.

Ken Clark
Certified Financial Planner

Answer 8

I think you should marry before buying a house.
To avoid all loss of money payments, such as " I want the house!!" , you should get a lawyer to write a document saying " You are entitled to £.. every year that we are married until we are divorced"
It will avoid all bad things happening in a marriage, and they should agree to that document, otherwise they can screw you to lots of money, and if they love you lots, they they would sign it, and not care about the money.

Answer 9

I think after you buy the house for the fact that you will have that responsiblity and wont go way overboard on the weddding and spend more than you can afford. When you get gifts of money from your wedding you could apply that towards your mortgage. Its smart.

Answer 10

Before, You'll get additional tax benefits if you buy it as a married couple.