Renting & Real Estate - August 2007

2007-08-07 11:53:57 · 2 answers · asked by W S 1

We signed a contract 18 months ago and gave $2500 for deposit on a rent to own house. We loved the house, and the landlord said the neighbors were nice and had never had any problems with them before. I realize that in the contract we signed, the deposit is non refundable. Neighbors have stolen things from us, someone spray painted the mailbox , and the other neighbors are nosy, they call the county for ANYTHING. Every month we get a warning from the county or animal control. This is not the areas we want to raise our kids in, and we want out. We are in the process of buying a house (for cash), but we have to redo the interior before we can move in (no cabinets, bathrooms, flooring, etc...) It'll take a couple of weeks before we can move in, and we don't want to pay the $1000 rent here. We are no longer under a lease, month to month right now, and she wants to file an eviction notice (rent was due sunday). How can I stay here just long enough to fix my other house???

2007-08-07 11:50:29 · 5 answers · asked by Anonymous

I am looking to buy a condo on the shore in Portugal. I am looking for something affordable but I always find places advertised by Americans which leads me to believe the prices are inflated. Please assist.

2007-08-07 11:49:46 · 2 answers · asked by Z X 3

Hillary Clinton wants the feds to fork out $1 billion to help people that may be in forclosure.
Source : http://news.yahoo.com/s/ap/20070807/ap_on_el_pr/clinton_mortgage_lenders

Why should we pay for others mistakes? Hasn't anyone learned not to bite off more than you can chew?
People should know what they can afford and buy accordingly. I should not have to pay more taxes because someone can't budget. If they want to buy a house with adjustable mortgage, they should know the consequences.

What's your opinion.

2007-08-07 11:38:08 · 11 answers · asked by mikis1967 3

2007-08-07 11:18:43 · 7 answers · asked by Rodman1 1

Where can I find info on senior housing for rent that's overnment sponsored, like they help you pay for rent if you're on medical. I'm trying to help a relative, but i had a hard time finding good info online. let me know if you know of any helpful web sites. thanks.

2007-08-07 11:09:12 · 2 answers · asked by Kay 3

Or at least help breakeven?

2007-08-07 10:52:04 · 2 answers · asked by laubro2002 1

2007-08-07 10:40:07 · 18 answers · asked by Anonymous

My wife and I both enjoy excellent credit and we desire to purchase a doublewide manufactured home. However, there seems to be a problem with finding lenders for manufactured homes. One lender offered us 25 yrs at 11% with 10% down. Thats insane to me. Our credit scores ( high 700s) calls for a rate far lower even if it is a manufactured home.
Can someone out there with experience help us? We need some lending institutions that WILL finance a manufactured home so we can find the best rate possible.

2007-08-07 10:29:00 · 6 answers · asked by 52donnie 1

She is willing to do this in order for us to get a reverse mortgage loan. Will we have to go through a lawyer or can this be done at little or no expense? If I die first she will sell the house and then pay off the loan. Also we plan to make a will leaving her the house, so she will be the owner and will be able to sell , pay the loan and move in with her sister. My question is how to legally remove her from the title in order to start the loan process, without costing us.

2007-08-07 10:19:37 · 6 answers · asked by herbajones 2

Found the house of my dreams, however they are asking $119,000 which I am not willing to pay because of the location and value just isn't that high in that town, plus it needs a new roof, so I was thinking $80,000-$100,000 however I cannot afford a payment like that, I like around $500 including taxes and insurance, is there anywhere out there that can make this possible, so I can have my dream home

2007-08-07 10:03:39 · 7 answers · asked by susie q 1

I applied for a mortgage today and got a rate of 6.0% if I lock today (I still did not). This is a 30 year/fixed, 20% downpayment and I have to pay down 2.75 points to get this rate. There is no additional fee for it if I lock 30 days out. However, I'm still 50 days out. For 45 days out I have to pay 1/8 of a point and for 60 days out 1/4 of a point. My question is, should I lock now since the rate is good or should I wait and risk an increase in interest rates. Any ideas will be greatly appreciated. Thank you

2007-08-07 09:42:55 · 13 answers · asked by colonk 2

We are in Indiana. He wants to purchase a home for 57K.....what lender would be the best to use?

2007-08-07 09:33:46 · 11 answers · asked by glitter4u2004 2

Thanks

2007-08-07 09:32:41 · 16 answers · asked by Anonymous

Im a loan officer who began this career 6mths ago. It seems I started when the housing market really started to go south. my predecessors where closing 10-12 loans a month with ease where im literally closing 1 a month with great struggle and frustration. My knowledge of loans and mortgages increases day by day but its really difficult for me to figure out why it really started going south and why over this past weekend half my lenders either closed shop or are asking for fulldoc owner occupied only, or they are asking for 10%-15%dp when 4 days ago i could get 100% finance under the same senario. as time went on i assumed the cause was the borrowers not making payments therefore the mortgage companies would start dieing out. my boss told me in the recent past a lot of mortgage companies provided programs that gave out loans too easily to people who would be a major risk. so for the greatly learned out there what is the cause of it all and what would be the slow nationwide solution(s)

2007-08-07 09:24:28 · 13 answers · asked by samrayiii 1

Son, 57 years old, passed away suddenly. Dad is not on deed to property or on house note. His deceased son apparently has no heirs. Dad is just trying to dispose of property without becoming liable for mortgage, utilities, upkeep, etc.

2007-08-07 09:12:21 · 6 answers · asked by Steve 1

they are asking a security deposist plus additional money

2007-08-07 08:57:18 · 6 answers · asked by aretta w 1

2007-08-07 08:54:52 · 9 answers · asked by Anonymous

2007-08-07 08:31:28 · 3 answers · asked by cee 1

2007-08-07 07:55:59 · 1 answers · asked by Anonymous

I buy, fix up and sell houses. I also have a pretty high-paying job, which puts me in a high tax bracket. Typically I would have to pay my high income tax on the profit from selling a house or I can wait one year and just pay capital gain on the profit. How can I minimize my taxes on the profit when selling a fixed-up house within one year of its purchase?

2007-08-07 07:43:07 · 4 answers · asked by Hakuna Matata 2

Your thoughts on the topic would be appreciated as I plan to invest in real estate in Ontario, Canada. THANKS.

2007-08-07 07:42:45 · 3 answers · asked by Anonymous

My husband works for a Wisconsin based company so his salary won't change at all. I am an at home mom so the low salary rates there won't affect us. We live in Maine now where the daily cost of living gets higher by the day and the are about to raise taxes again! Bahh! Johnstown is tremendously cheaper than central Maine and we are already use to harsh winters. I guess My questions would be as fallows......
How are the school systems?
Is there artist relocation program really working? (It seems like a town w/ great potential in it future. That is what I want most of all)
Is it really the close community it claims to be?
And just for a silly comparison how much does it cost for a gallon of milk?

I appreciate any info ya'll can offer!!!!

2007-08-07 07:34:49 · 1 answers · asked by court 2

I rent an appartment owed by a man not a leasing company. My lease ends on Sept. 23 of this year.

The owner told me today that he will be selling in October and that I will not be able to renew my lease and that I'll have to move.

What are my rights as a renter as far as them giving me time to find a new place and move? I'm sure they can't just say "ok you gotta go NOW"

Legally how long do I have to find a place and move.

any other info or advice is appriciated. I will be speaking with the owner tonight and I would like to be prepared with some info. He is a reasonble and nice man.

2007-08-07 07:31:53 · 11 answers · asked by Anonymous

My apartment has flooded three times since I moved in to it in March. Not to mention how many possible times it flooded before that. I think there is mold and I think I am allergic. I am having asthma like symptoms, and had to see a doctor about it the same week that we moved in. I have to use an inhaler every night.

Anyway, I am wondering if I should have an inspection done on the apartment and if I can break the lease or anything like that if there is mold and I am allergic to it. I also have a 15 months old and am 20 weeks pregnant. Can I break my lease? Anyone experience anything like this or know anything about breaking leases?

2007-08-07 07:31:29 · 5 answers · asked by Jess 5

Or is it possible to downgrade to a cheaper home? Could you legally get someone to take over your existing mortgage?

2007-08-07 07:23:38 · 23 answers · asked by Anonymous

2007-08-07 07:19:50 · 6 answers · asked by ruby 1

Wife and sister diveded 80 acres. Wifes side contains farm house and barn. Sister claims bldgs belongs to both sisters.
Do we need an attorney? How do you not own the bldgs when you own the land under them?

2007-08-07 06:53:42 · 6 answers · asked by AL T 1

2007-08-07 06:49:09 · 18 answers · asked by gouldp 1

2007-08-07 06:39:19 · 3 answers · asked by Anonymous