Renting & Real Estate - March 2007

A mortgage company didn't file the proper papers when I paid off my loan. Now it shows that they are still the lien holder and I can't sell my house. I am having trouble finding them. I am afraid that they may have gone out of business.

2007-03-11 08:42:24 · 3 answers · asked by Daughter 1

2007-03-11 08:40:48 · 2 answers · asked by BingoBanggoBongo 1

What would be the consequences if I did so?
One lender quoted a better rate but did not seem confident in approving the loan on time. I trust the other lender, but they have a higher rate.

2007-03-11 08:31:18 · 8 answers · asked by Roy 1

2007-03-11 08:23:05 · 2 answers · asked by BingoBanggoBongo 1

2007-03-11 08:06:47 · 6 answers · asked by monir s 1

I have a fairly poor credit rating and my bills are slipping. If I own my house, would it be foolish to get a loan on it? What kind of loan can/should I get? Do I need to get it appraised? Please help. :)

2007-03-11 07:44:59 · 4 answers · asked by andybugg2000 3

My wife and I purchased a home about a year and a half ago we did not have the best of credit and got a whopping 10.2% interest rate. So our house payment is about $1300.00 a month on a $137,000 mortgage, along with a 5,000 second to pay the closing and a loan off from the man we purchased it from.
so our total monthly payments are $1500.00. So my dad offered to buy the house and we pay him the payments, so we could get out of debt. So when he purchases the home it will be about $142,000 and that will be probably what the house appraises for. We don't have any money to give my dad for closing or down payment. How much do you think he will have to come out of pocket with? Is there a way to minimize the amount he has to come out of pocket?

2007-03-11 07:41:55 · 5 answers · asked by just me 2

I love my apartment complex and want to renew my lease. However, I am wondering if they will try to charge me more, or if I am in a position to try and get my rent lowered, or if I should expect them to renew my lease as is. Anyone with personal experience in this situation, your advice would be appreciated!

2007-03-11 07:28:23 · 3 answers · asked by Anonymous

ok we are paying the morage of my girlfriends mothers house 602 a month she couldnt pay for it anymore but its still in her name
i have a credit score from 520-599 and my girlfriend has nc
the bank said we could buy after weve paid a year and that will be in may. theres still 87,000 left on the house. what are our chances could we get the house in our names now?? her mother wants the house out of her name now! please help thanks

2007-03-11 07:15:48 · 6 answers · asked by laura 3

2007-03-11 07:13:14 · 1 answers · asked by AM 1

2007-03-11 07:09:22 · 3 answers · asked by Anonymous

2007-03-11 07:08:00 · 15 answers · asked by Anonymous

100 percent financing, is it extinct? I heard the mortgage association is cutting down on this type of financning and I want to buy a home and I have little money. Now its is gonna be much more dificult for anyone who wants to acheive the american dream.

2007-03-11 06:47:49 · 7 answers · asked by tinnee 2

My son moved to Orlando to go to school and rented an apartment close to the school that he could afford. After moving in he found out that this area was full of crime. He hadn't been told about this from the apartment managers and he is from Washington and was not familiar with the Orlando area.In the 31/2 months he has been there he has had his car broken into and things stolen and his apartment had an attempted breakin just last week. He is afraid that it will not stop there and he is also afraid for his safety. Is there in way he can get out of his lease because of this? Please he needs your help!

2007-03-11 06:42:44 · 4 answers · asked by Maggie 1

I own a home and am being transfered to another state. I do not have equity in the home but I want to sell. I was told a short sell would be the best option.

2007-03-11 06:27:34 · 4 answers · asked by jameshdwyer 2

2007-03-11 05:46:53 · 2 answers · asked by becaleca 2

S.S. # after having the mortgage over 30 some years...does it sound fishy?

2007-03-11 05:38:13 · 5 answers · asked by dynamicDee 3

Are there free listings in a goverment office?

2007-03-11 05:28:41 · 4 answers · asked by sdb123 1

"Adverse possession" is gaining title to abandoned or unclaimed real estate by a legal process of assuming title. Has anyone here on Yahoo Answers done that? Is it a difficult process, or relatively simple (given the title search, filing court documents, etc)?

2007-03-11 05:20:34 · 2 answers · asked by Anonymous

We are wanting to liquidate a mutual fund of 21k, to buy a house for 20k appraised @ 56k. If we do this we will be broke for awhile and would like to take a no income stated mortgage out. Is that possible? Or is it only for people that don't own their home?

2007-03-11 05:05:34 · 3 answers · asked by PlasticTrees 2

2007-03-11 05:02:34 · 20 answers · asked by Anonymous

We bought a 2500 square foot home within a sub-division nearly a year ago. (First time home buyers). And recently, we found out that 10 feet of our property is in fact a public access way to the common five acre area behind our house (as well as the other homes located on our street and another) within our subdivision. The homeowners association is now wanting to place a concrete path so that residents within our subdivision have access to this common area. Now we had plans on having a beautiful wooden fence around our property for privacy. But they are saying they will place a cast iron fence on one side of our house but not the entire house. They will not use wood like we prefer. At any rate, I really don't think anyone would be interested in purchasing our home mainly because of this public access area if we decide to sell out. My question is this: will this pathway to the common area lower our home's property value which would make it harder to sell and make profit off of it?

2007-03-11 04:23:54 · 2 answers · asked by charmed4evr 2

I have a Fico score of 995
$80,000 salary before bonus
about $1300 a month in car payments and credit cards
Only have about $5,000 in savings

A) Will I be able to get a Mortgage on a house around $200K?
B) And without money to put down would I qualify for an 80/20 loan?

2007-03-11 03:37:37 · 10 answers · asked by Michael T 2

2007-03-11 03:12:23 · 6 answers · asked by bbygyrl_24 2

We are close to spending our mutual fund (20k) on a house (appraisal value is 56k). This will leave us completely broke, except a few hundred to pay utilities-we want to act fast on this house. We are wanting to take out an LTV loan, but we don't have a mortgage since we're buying it outright.. how would that work?

Also, neither of us have a "stable" work history since we're students. Is that a problem if we own the house and want to take out money against it?

2007-03-11 01:32:24 · 3 answers · asked by PlasticTrees 2

2007-03-11 01:29:13 · 11 answers · asked by Jeff S 4

What is the best area in Austin? What is the area where property value will rise the most?

2007-03-11 01:11:45 · 0 answers · asked by beachbum 1

ii am about to look at a house and the owner is wanting me to rent to own it what all shold i know

2007-03-11 01:09:38 · 4 answers · asked by daniel m 1

My son and his partner are first time buyers in the South East (UK) and have been offered a 5 year fixed rate mortgage borrowing £142K on a purchase price of £152K. The offer is with HSBC. Can anyone please advise if this is a good way to go as a first time buyer and is a high street bank a competitive source to borrow from? Also, pros and cons of a 5 Year Fixed Deal such as this? Thanks in advance!

2007-03-11 01:01:32 · 5 answers · asked by Anonymous

Hi helpers,
i have a dilemma.. my parents' immediate neighbours house has been repossessed as the landlord had failed to repay mortgage payment to the lender. the current occupiers were renting the house, but they have been chucked out as the bailiffs have locked the house. the normal procedure is that the house will go up for auction, but i ideally want to purchase it before it does- so that i can live next door to parents - free childcare etc(!). how can i find out who the mortgage lender is? do parents have first refusal - being the neighbour? the landlord had given the house to the local council to rent out to DSS people etc. what do i need to do, as i know if another property developer type person takes over (like the last one), the house will be in disrepair as its not really taken care of... PLEASE HELP!

2007-03-11 00:51:25 · 8 answers · asked by wuman22 3