Renting & Real Estate - March 2007

2007-03-14 15:15:25 · 6 answers · asked by lesley 3

I would like to purchase a home soon and thus far I have no credit problems. My husband on the other hand has credit issues. He has paid on some of his bills but appears to be complacent in the apartment where we are currently living. We have been living in the apartment for 4 years now and I feel it is time for us to start investing in our own. We have talked numerous times about this issue and he constantly says "next month we will look into buying". When that month arrives, he set it back another month and it continues. Ladies in a case like this, would you step out on your own and purchase a loan without your husband after you let him know what you are planning on doing? Men how would you feel in a case as I described if your wife applied for the loan without you?

2007-03-14 15:06:59 · 3 answers · asked by Shay 4

The guy at the bank doing my mortgage said it should go right through underwriting because it's in automatic underwriting..what does that mean? Should there be any major problems?

2007-03-14 14:47:11 · 2 answers · asked by woohoo 2

I bought a house to fix up and sell, but it is very small. I was wondering what the best approach is to add room and add value to it. It has 2 medium size bedrooms, a fairly large attic that seems to have been made into a bedroom since there are bookshelves installed in the walls. There is also an unfinished basement. There is also an odd "bedroom" next to the other two. I believe it was a nursey as it had disney wallpaper. It is way too small to be a normal bedroom and possibly too small for a decent sized desk to make it into an office. What is my best option here? Take out the walls of the tiny bedroom and add space to the bathroom? Take out the wall to the small bedroom and make a master suite with a private bath? Make it a huge walk-in closet for the master suite? What would give me more cash? And does adding a bedroom in the attic really count as a 3rd bedroom? Would an open floor-plan downstairs create the illusion of more space?

2007-03-14 14:43:17 · 5 answers · asked by Matt 4

2007-03-14 14:37:49 · 7 answers · asked by Anonymous

2007-03-14 14:15:14 · 1 answers · asked by BAMALOVEBEAUTY 1

2007-03-14 14:12:15 · 8 answers · asked by foxyraley 2

I have a very bad credit score and very little income, but can afford a small home payment. Does anyone know where I can find a company willing to approve a loan under these circumstances?

2007-03-14 14:03:06 · 9 answers · asked by bolinger81380 4

I think people get caught up in buying a home and don't realize it is the worste investment you can make (other than a saving account).

I pay rent at 725. With an annual increase of 3% per year I will be paying 1795 in 30 years.If I add up my payments for 30 years it comes to about 450K. If I get a house for 200K at 1200/month (minimum for a townhouse where I live is 200K) I am gonna end up paying 432K over 30 years. Plus once you add in insurance, taxes, maintenance I am looking at shelling out about 700-900K over 30 years. Evn if my house appreciates to 900 K in 30 years. I am only making 200K. If I put the extra I would pay for a house into a 401K and IRAI figure that I would end up 1.3 million at a meager average of 7%. If I deduct what I have been paying for rent over the 30 years, I don't see why people are so set on buying is so much better financially.

Other than the feeling of "owning" a house - I think leasing is a better option. No hassle either.

2007-03-14 13:58:11 · 7 answers · asked by Colonel Chaos 2

I dont have much of a budget so i have to work smart...I'm not really into pestering people by knocking their doors so has anyone got any ideas please?any tips on finding potential buyers?

2007-03-14 13:28:30 · 6 answers · asked by returnofkarlos 2

Now the rental office wants to hold me accountable for the rent that she has not paid after I have given my notice. Lease expired feb 28 and they want me to pay march's rent since she has not vacated. I gave my 30 day notice in january. My wife has not given any notice to the office and probably has now trashed/abandoned the apartment. Can they still hold me liable for rent and damages even after my notice to vacate the premises and forfiet my security deposit? By the way, we both signed the original lease.

2007-03-14 13:17:50 · 5 answers · asked by seanrust@verizon.net 2

I live in a two floor townhouse with the townhouses in one building in a "row", our back porch is less than 2 feet away from our neighbors and when your out there their obviously in talking range.

What is etiquette? Do you act like their not there, or just say "hello" or wait until they speak?

Also, no one else has anything like this, but would it be rude or against some rule if I put up a garden trellis thing/walling thing that gave me some more privacy?

2007-03-14 12:40:26 · 4 answers · asked by advait0 1

Or is this discrimination? My landlord doesn't allow children living in our apartment complex, & neither are pets allowed, but she chooses favoritism & lets one of my roommates in my shared apartment have 2 cats, but she won't let me have any pets. That's not fair.

2007-03-14 12:39:51 · 5 answers · asked by Anonymous

major and minor repairs or just the major

2007-03-14 12:38:46 · 5 answers · asked by mixmaster422 1

2007-03-14 12:15:48 · 4 answers · asked by Sanj M 1

2007-03-14 12:11:12 · 6 answers · asked by Jaime D 1

we think paying rent is wasting money. instead want to buy her a small condo. she can live there with at least one other friend who will pay rent. the mortgage will be offset by the renter. we can declare it a second home and take 50%deductible in taxes....is this an idea ...or what...she has at least 3 years to go in that school

2007-03-14 11:53:27 · 10 answers · asked by colonita 2

I am moving from another country with my family (wife and 3 children ages 16,13 and 6) and would liketo somehow maintain my living standard (house of aprox. 2,300 sq. ft, 2 cars, medical and general insurance, etc.)

2007-03-14 11:40:48 · 3 answers · asked by Roberto S 1

2007-03-14 11:35:41 · 6 answers · asked by sparkly 4

2007-03-14 11:31:58 · 7 answers · asked by Melina A 2

If anyone needs an investor for Mexico properties or is intersted in investing with me send me an e-mail at venturemex@ yahoo.com

2007-03-14 11:28:08 · 1 answers · asked by venturemex 1

Any brokers out there who pay the real estate agents under them a flat salary rather than a portion of the commissions? I'm not an agent looking for a job btw. I was just curious, because it seems like agents working for salary is the only way to eliminate the conflict of interest all agents have (seller's agent conflict- want the house to sell quickly, so try to get sellers to accept low bids. buyer's agent conflict- same idea but reverse- want the house bought quickly, so encourage clients to bid high).

I know there are codes of ethics etc. that require agents to work in their clients' best interest, but it is human nature to act according to incentives.

If I were buying/selling a house (which I'm not) I'd for sure use a broker whos business was structured in this manner.

2007-03-14 11:14:10 · 5 answers · asked by Cardinal Rule 3

Basically, we own a house in london/nw2;

we have an empty garage opposite our house that was bought with the house. Is it possible to make it into a flat? What could we do with it? Do we need planning permission for such things?

2007-03-14 11:12:58 · 3 answers · asked by xwheres_homex 2

2007-03-14 11:12:12 · 3 answers · asked by mark1526 1

It would be sweet if it was true :)

2007-03-14 11:05:51 · 2 answers · asked by KELenehan 2

And if there is something like that, how does it work?
Is it worth it?
We are about to rent a house and we like it a lot.

2007-03-14 10:59:36 · 12 answers · asked by Wednesday 3

Sadly, large companies with big PR departments get away with expensive ads on television about the greatness of reverse mortgages and what they can do for you. The truth is all it will do for you is give you dribbles of money on your own equity while a lender has your money and just pays taxes. If you have paid off your house you can simply sell it and get all that money in hand. Don't be scammed!

2007-03-14 10:42:46 · 9 answers · asked by Rothwyn 4

I want to invest some money in property to rent out, does anyone know how it work.............

Also is it a good time to buy investment property with the market being so high xxx UK based

2007-03-14 10:42:17 · 4 answers · asked by xXx Orange Breezer xXx 5

Own a house appraised @ 56k, want to take 30k out at the most. Fico is about 631 but I've switched jobs 3 times within the past year.

2007-03-14 10:37:18 · 4 answers · asked by PlasticTrees 2

2007-03-14 10:26:31 · 5 answers · asked by BingoBanggoBongo 1