Renting & Real Estate - February 2007

well we liv with his parents, and well we found a few houses were thinking about but i was wondering how much does elecrtic,water,phone,cable,internet and all the other stuff run?

2007-02-15 13:18:39 · 4 answers · asked by bunnie 1

2007-02-15 13:18:01 · 8 answers · asked by bmeagroup 1

Here is how it all started. We moved in two yrs ago. About 1 year into the move the ceiling collapsed. The white carpet was covered in water stains. He had a carpet cleaner come and steam it but some of the stains from the ceiling have come back. Also the second bathroom we have the tub in it is always getting stopped up. We don't ever use it. We told him it was stopped only because I was having family over. Well it was fixed and now has gotten plugged again. We still haven't used it. Well he came to fix it again and came to the conclusion it was not his fault and will not fix it anymore. Then he had the nerve to accuse me of not taking care of the carpet. He pretty much accused me of having a dirty house. Pretty much came out and said this. I don't always have the money to have my carpet steamed all the time like him who is rolling in the dough. Okay I pay 575 a month. I have never given a reason to think I am not going to clean when I leave. Does he have the right to say I am dirty.

2007-02-15 13:05:16 · 9 answers · asked by Jorge's Wife 4

I am trying to rent a room in another city for the first time.
i found a room in a shared townhouse that says:
- One big bedroom in a 4 bedroom townhouse
- 1.5 bathrooms
I dont know what 1.5 bathrooms means! can anybody help? does mean that the bathroom is shared or what?

2007-02-15 12:47:49 · 11 answers · asked by OVEE 3

My husband and I have not done this before, we have no clue where to start.

We have found an amazing location to purchase land and build a small condo development to make multi millions in profit. Where do we start for financing?! We would need to borrow $1.5million (this is including the land)... we are willing to pay a high interest rate... we just need to find some way to finance this! help!

We don't have alot of money (50k in bank), medium income (80k yr), don't own any property, don't even have a business set up yet. Is this even possible for us?!

I have tried to email commercial brokers but none of them will talk to me because I don't know all the technical details.

Anything you can suggest please, we need help!

2007-02-15 12:32:49 · 8 answers · asked by kwsnbrg 2

I have a 420 fico credit score, but I am hoping that after the bankruptcy my score will go up and maybe then I can get a better
rate. Does this sound reasonable?

2007-02-15 12:23:29 · 4 answers · asked by rmark 2

My wife and I own a home in Pasadena, CA. I bought it for $210,000 in 2000, and through a refinancing, I'm paying 5.0% fixed.

This old house is too small, and is just about falling apart. We'd like to get a bigger house with a basement, but buying into a bigger house would mean getting a new loan. Plus, we like the property location. When we had the house appraised 12 months ago, it was estimated to be worth $550,000 -- most of that value is in the land, as real-estate is super-expensive around here.

I'd like to hang on to the existing 5.0% fixed mortgage, stay on the property, and just have a new house put in to replace the little "shack". Is this possible? What are the possible complications? How do I go about this process?

2007-02-15 12:19:04 · 7 answers · asked by Joseph C 2

I have a client whose house was stolen from him. Someone forged his signature on a grant deed. This person (who probably doesnt exist) then took out a second TD on the property and maxed it out. This was probably done with the help of some dirty notaries. What can he do? The property is currently in foreclosure proceedings because he never knew this happened. He tried to refinance in June 2006 and that was when the grant deed was signed over. The company that originated the loan told him to come to their office and pay cash payments for the new loan and he did so for 5 months. He has cashier's checks and payment reciepts to prove it. What can he do?

2007-02-15 12:18:04 · 4 answers · asked by kweendoreee 1

my ex husband and i filed for bankruptcy back in October. The house was in it. He has since left the home, and i am waiting on ssdi. My son is handicapped and receives ssi and ssdi. we have no where to go, and soon the bank will tell us we have to get out. My question is.......can my home somehow be turned into a HUD home so we can keep it? we are on a HUD list, but the wait is 2 years. any answers will be greatly appreciated.

2007-02-15 12:13:45 · 3 answers · asked by sandrangelina01 1

There are a lot of properties in the Fort Worth, TX area I have found that are rent to own. My fiance' and I wanted to get a cheap place so we could start saving to buy a house within the next couple years, but should we look into rent to own houses instead since we would be investing in a property, instead of strictly renting and our money going down the drain every month? Is it all too good to be true? What are the pros and cons, and what should we steer clear from?

2007-02-15 11:48:22 · 6 answers · asked by ac 3

January was 21 days late. February was on time. Just curious??

2007-02-15 11:29:16 · 7 answers · asked by nikkinat 2

Im a renter. I have a roomate and never have had trouble with roomates, and my girlfriend and I are moving in. Local rentals are about 1000-1100. The mimumim home prices around here are 300K-1 mil+ (NJ)... with property taxes being as much as 8-10K, does buying make financial sense at all?

(I know about appreciation etc etc, but houses suck money away)

2007-02-15 11:03:02 · 8 answers · asked by ? 3

2007-02-15 10:51:19 · 1 answers · asked by LAURIE C 1

im moving out soon and im trying to figure out what expenese an average appartment renter must pay for , here are som eexamples...0-50 non food groceries (not every month)
50-75 for gasoline
250-300 health insurance (catastrophic)
0-200 for food
250-550 for apartment
50-100 for electric bill
37 for home phone (Quest) and internet.
0-10 pet expenses
---
637-1322

Yearly expenses
300-1000 car insurance
50-200 car maintenance
25-200 clothing
50-150 for medical co pays
---
425-1550

2007-02-15 10:39:35 · 1 answers · asked by justin l 1

2007-02-15 10:24:22 · 4 answers · asked by Ygal4u 1

2007-02-15 10:17:42 · 6 answers · asked by LARRY T 1

I am currently looking for an apartment. My boyfriend and I both have bad credit. We recently paid off the bills we had, but I have a bankruptcy on my record. We have been saving for about a year, and have enough money to cover a year of rent. The problem is, I have had a few places tell us even though they have guarenteed money, because of our credit we can not rent from them? Is there a reason they would not let us rent?

2007-02-15 10:11:39 · 17 answers · asked by Anonymous

Wait till my next rent payment or turn in as early as now?

The apartment was not ready to move into when the first told me it was and rented to me. I had at most luke warm water for the first week, and now still have issues with getting hot water. They also not put on newer screens and so most windows I can not open. I have had slumlords before and gotten the City inspecters involved. These ones are just LazyLords. I have read my contract and it does not say anything about haveing to stay for a certain amount of time. Can I just give them notice if this is a month to month? Do I have to wait till the end of the first month?

I just don't want to put in my notice, then learn that I have to stay six montrhs legally and have an akward 5 months.

HELP!!!!

2007-02-15 10:08:33 · 9 answers · asked by Do Over 1

at 1st was willing to leave but now refuses. i wrote a letter asking her to be out in 7 days reguarding the fact that she hasn't paid any utilities or rent in two months. we are both on the lease but im not going to get stuck paying for her half at the end. please help!

2007-02-15 09:58:05 · 8 answers · asked by Jessie 1

I am trying to do a purchase for a customer who loaned the seller 300k as an unrecorded deed on the property- because of this, the lender is assuming this is a non- arms length transaction, as if her and the seller had a previosu relationship, which they did not. Any suggestions on how to verify or prove that?

2007-02-15 09:57:17 · 2 answers · asked by prankstar1328 1

My nephew was out of the country at the time his wife applied for a HELOC. Both of their names are on the title. She pocketed the entire $10K and sent the $20k to pay for a condominium she bought in her country, and my nephew had no knowledge of the transaction until he came back home from his trip. Shouldn't the title company require the non-borrowing spouse sign a WARRANTY DEED for the husband to sign at closing to show his consent? Can any spouse do this without the knowledge of the other to draw funds from the home they both own?

Thanks!

2007-02-15 09:47:01 · 4 answers · asked by Glenadee 1

I have found a house that I absolutely love, but I am a first time buyer and it's just a little outside my financial reach. Would it be possible to find a mortgage that, for example, would allow me to contribute say 75% of the mortgage value for the first year or two until I am financially more stable?

Thanks. :)

2007-02-15 09:21:05 · 7 answers · asked by jonnyjpa 1

Ive heard that we shouldnt have our mother on the deed to home, because by "chance" she may need to enter a nursing home one day..and I heard the home can take what they may be owed from our house?

2007-02-15 09:18:41 · 8 answers · asked by barblatte 1

About 2 years ago my partner and i bought a house. I paid £42,000 deposit out of my own money, he paid nothing. The mortgage is in both our names, but the deeds are split 70/30% in my favour. My partner dumped me and has now moved his new pregnant fiance into the house. He's making my life a misery and hardly pays anything toward the house and bills. He won't let me sell the house as he wants to stay there so i can't buy him out either. There is no way he can afford to buy me out, and i don't want to lose the money i've put into the house as my mum left me it when she died a few years ago. I have no idea what to do, and i'm slowly getting worse and worse off money wise as i'm still having to pay the majority of the bills and mortgage. If anyone knows of anything i can do, or anyway out i may have, PLEASE HELP ME!!!

2007-02-15 09:06:28 · 8 answers · asked by metalnikita 2

I gave a move out notice 2 weeks in advance. (should have been 1 month)... if I dont pay for extra 2 weeks of $500,, will that be a sure way to ruin my credit??

2007-02-15 09:01:17 · 7 answers · asked by sal l 1

If I rent an apartment with a friend who is on SSI and medicaid, will she lose her benefits based on my income, which if counted as part of her resources would cause her to lose her benefits.

2007-02-15 08:53:36 · 4 answers · asked by MthrNatures_Son 4

I called a lawyer wanting to set up a consultation to set up a land contract to buy a house. He said his preference for me, and the owner I'm buying from, would work better if a promissory note was signed and a title search was done. He said in the end I would have the title and own equity, but the owner would own the house and it'd be like a lien til I paid it off.

Does this make sense? Do you think the owner is likely to go this route rather than the land contract?

2007-02-15 08:45:59 · 1 answers · asked by PlasticTrees 2

2007-02-15 08:38:21 · 6 answers · asked by Anonymous

If you dont have a permanent job, but have 6 months to 1 year's worth of rent available to pay in advance, will they rent to you on that basis?

(Just looking for general answers from personal experience)

2007-02-15 08:38:09 · 3 answers · asked by Confuscious 2

im looking for a web site for houses to rent and all that comes up is apartments does anyone know of some?

2007-02-15 08:33:17 · 7 answers · asked by bunnie 1