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Renting & Real Estate - October 2006

[Selected]: All categories Business & Finance Renting & Real Estate

Daer all
My gross annual salry is 30,000 GBP and I am planing to apply for mortgage, I can put 10% deposit as well and I dont have any loan or credit card commitment with me. But the maximum some banks ar ewilling to offer me for mortgaeg is 135,000 with that I cannot buy even a studio in Lonodn. Although Halifax give 5 time of salry but not in my case as they say that I dont have any credit history because I never took a loan so my credit history is not built . I want to have at least 5 times of my salry if someone know which bank or housing society can give e 5 times with reasonable interest rate. I talked to some mortgage brokers but the intereet rates they offer are very high.

2006-10-23 02:04:37 · 13 answers · asked by Anonymous

well my friend moved into an apartment and the person that was showing her the apartment said there wasnt any cockroaches there.... and she moved in and she find some... can she ask for her first/last months rent and move out!?

2006-10-22 22:27:59 · 9 answers · asked by Anonymous

2006-10-22 21:28:45 · 1 answers · asked by ritu 1

I have a property i want to sell without the complications of agents, fees and advertising. Where are the best free sites on the web for advertising.

2006-10-22 19:37:17 · 7 answers · asked by anyy1 1

2006-10-22 17:48:39 · 10 answers · asked by Linda G 1

2006-10-22 17:46:47 · 6 answers · asked by justsomedumbgirl 3

what does that mean? I know 7% is an interest rate but thats about it

2006-10-22 17:10:02 · 4 answers · asked by jsho 1

How come no one wants to get married and stay married!?!?
I am divorced. He was over in Iraq and decided he could commit adultery with another married woman he worked with and I wouldn't find out when he got home. I found out while he was over there and filed papers.

Both men and women do not take the time to get to know each other before they “commit” to each other OR they don’t show their true colors until the end.

We have a child and it’s even harder to get with someone that has the same beliefs as I do.

It seems like “cheating” is a normal thing out here in California. I don’t think it’s cool or funny and I blame the media, and the “no fault” California court system.

What ever happened to...Do you promise to love, comfort, honor and keep [him/her] For better or worse, for richer or poorer, in sickness and in health. And forsaking all others, be faithful only to [him/her] so long as you both shall live?

I feel like I should just stay single forever!

2006-10-22 16:16:53 · 17 answers · asked by Peekaboo 2

A few weeks ago.I wanna know if my property is "secured" now or what are the next steps i should take to have rock solid ownership of the house. My relative is having a change of heart and wanna take the house back. ( now that property values are high ) I can't afford to hire a title company now so i need to do the paperwork myself, so what's the next step? I want my name on all county records for now,i'll deal with the mortgage company later.Is there something this relative can do to get the house back after he signed the quit claim deed?

2006-10-22 15:59:10 · 15 answers · asked by Anonymous

2006-10-22 15:46:55 · 2 answers · asked by Tommy B. 1

My question is whether the LTV is based on the appraisal amount or the purchase amount. So in other words, me and my fiance are going to put no down payment, will our LTV be considered 100% no matter what the appraisal comes out to be. I checked the auditor's website for the property and its market price that it appraised for LAST YEAR was almost 20k more than they are asking for.

2006-10-22 15:24:05 · 7 answers · asked by yesterdaysnewstoday 1

2006-10-22 15:15:40 · 3 answers · asked by realFinance 1

My man and I plan on moving to Nashville later this year, and we're wondering what are some recommended apartments? We do not want to live in the ghetto, and we are looking in the $600-$700 a month price range. We would also consider living in an affordable house. So what are some areas we should look at?

2006-10-22 13:55:47 · 3 answers · asked by pearl_682 3

Is it possible to obtain a mortgage in NC while still working and living in VA. I plan to buy a home for my daughter to live in while going to college in NC and eventually moving there myself. Also I do have a bankruptcy on my credit history.

2006-10-22 13:52:29 · 4 answers · asked by juls1967 1

I was trying to find some nice apartments in the Nashville area in the 600-700$ range. I do not want to live in the ghetto, and prefer it to be in a well considered area. Any help would be greatly appreciated.

2006-10-22 13:40:02 · 1 answers · asked by Manuela Callis 5

does it belong to you if you keep it up for so long mowing etc.

2006-10-22 13:21:16 · 7 answers · asked by ford man 1

my roomate and I were undecided wether to rent a third floor apartment or first floor. Third floor was 850. and first was 1000. per month we thought we'd take the cheaper and told the landlord but changed our mind due to the fact that the third floor had total white carpet (where not the most neatness teens). The landlord agreed to the change after we had signed a lease for the third floor. Landlord told us she would make up a new contract for us to sign for the first floor unit,this was in Sept. we have asked her consistanly to send us the contract but have not received one. The third floor is rented so I am assuming the lease we signed is no longer active. I am presently in College and thinking about transfering to a different city after this quarter (mid december). What are my obligations to this apartment if I have not yet received a lease to sign for the first floor unit Please Help I'm not sure what to do

2006-10-22 13:18:54 · 4 answers · asked by help 2

Tommorow me and my husband are going to look at a home that is offering Creative financing. I would like to know more information about how it works, before we jump in.

There are a few opions we were told about. One is 100% financing as long as our credit score is over 520 (it is), and we have the option of a 10% down payment (from family) to help lower our payments, the third option is 500 down and 695 a month afterward. The purchase price of the home is 89,900. What would our monthly payments be if we get 100% financing? what about 10% down? our score is 536.

2006-10-22 11:45:23 · 7 answers · asked by paganrosemama 3

We had filed a 30-day notice for an intent to vacate a premise, with an agreement on the remainder of the rent. some 5 days before the notice date we get a phone call from them saying "The waters been turned off, you have to turn your keys in now. you've been evicted from the premises." we went over to the premises to see if there was a notice or anything. Nothing. Turns out they were going in and out of our apartment in between our moving trips, and when they realized we'd transferred our service (which requires the water to be disconnected), decided that was enough to warrant evicting us. Now they're charging us over $800 (above and beyond the $350 deposit) for "Paint, cleaning floor tiles, a new toilet (that was reported broken to them months before, the reason we decided to vacate was because they weren't fixing anything.) .. In addition to, they've also added extra charges for "utilities" they needed to clean the aparatment. Is this legal to do?

2006-10-22 11:29:54 · 13 answers · asked by steve_irvan 1

Do you think 15-20 grand is a good downpayment for a condo? Also if if you have a condo, can you put more downpayment on it in the future? how does that work? I want to move out of my house soon as my parents are driving me nuts, but i do not want to waste my money on apartment rent so my plan is to get a condo instead...

2006-10-22 11:26:44 · 5 answers · asked by hersheybar99 1

Hi. I am in the process of buying a home. The seller is calling me and my mortgage broker 2-3 times a day asking for a closing date. My broker just told me that the only final condition is the payment history on my student loans. I just got out of school and consolidated my loans and put them in deferrment. They are including the payment in my monthly debt even though my 1st payment on the student loans isn't until Dec. 06. Therefore, there is no payment history. My broker said Underwriting was using that as my payment history as I don't have any other credit card debt. My car was paid off 1 1/2 yrs ago. Will this make my loan fall apart? Is there anything I can do to speed up the loan so the seller will back off? The house is a REALLY good deal! Help. Experienced answerers only. Thanks!

2006-10-22 09:44:41 · 9 answers · asked by Jackie 1

fanne mae is the one i am looking at .....any info

2006-10-22 09:31:26 · 5 answers · asked by JT 2

fedest.com, questions and answers