Renting & Real Estate - July 2006

I live in Denver Colorado. There are over 30,000 realtors here and over 500 real estate firms. Does Hilltop Realty stand out?

2006-07-08 07:29:20 · 5 answers · asked by Charles A 1

I cant afford my rent while taking care of my 7 children even with a good job and having a doctors degree in elctronic enginering.HELP ME!!!!!!!!!!!!!!!!

2006-07-08 07:23:52 · 20 answers · asked by ? 7

2006-07-08 06:52:54 · 8 answers · asked by blautotek 1

2006-07-08 06:51:31 · 7 answers · asked by SamB 1

2006-07-08 06:22:26 · 3 answers · asked by Anonymous

my husband and i own a house is southern california where there are lots of illegals loitering all day. unfortunately, not all of them find jobs. two of them tried to enter my home when i was painting (i had left the door open because of fumes) thankfully my dogs gave me warning and they took off. i called the cops but they were already long gone. before this happened my husbands car was broken into and just yesterday my car was broken into and they took my id plus 2 dollars.

the police claim this is a federal issue and they will not do anything about the hundreds of illegals loitering.

i feel the problem will continue to esculate. but a part of me does not want to sell the house the other half of me says get out! if we do move it will cost a lot of money in gas because we cannot afford to live in this area and must commute. NOT only that but we would have a huge house payment. what do you think i should do? thank you so much.

2006-07-08 06:16:14 · 4 answers · asked by jojo 3

I am debating buying in the So Cal market (where I currently rent) or move and buy in San Antonio, TX area. I want to get pre-approved for a loan so I know what my options are. Will I need different lenders for each area? Will each market have different kinds of loans available? If I do FHA first time buyer loan would it be the same in each market? We're leaning on San Antonio, mostly because we think we can't afford what/or where we want in CA? Opinions welcome.

2006-07-08 06:12:12 · 5 answers · asked by BustedDreams 3

We have a home that a real estate agent listed in the paper for almost 5 thousand dolloars more then what we had agreed on, now when it is corected it may look like we reduced our price coasting us time and money.

2006-07-08 05:22:38 · 5 answers · asked by Anonymous

2006-07-08 04:58:56 · 4 answers · asked by polys 2

My mom wants to move from her home to a smaller apartment, but she wants to keep the house in the family for my brother and me. We can't afford to buy it from her just yet. Plus, the house needs a fair amount of work and we'd need to refinance to get that work done.
I'd like to be able to take over the property from her, refinance for about 150K, and pay that off myself. However, I worry about getting whacked with the gift tax. And I'm not sure that I can refinance if she puts the house in a living trust with me as the trustee. Any advice? The house is in NY state, I live in NJ, and she'd like to move out here near us.

Any help would be appreciated.

2006-07-08 04:26:39 · 6 answers · asked by Mart M 1

We have been renting a house for 5 years from my inlaws. We have a 3 year old daughter and would like something bigger. We have looked into renting something bigger, but it seems like the same price or cheaper to buy a home of our own. Should we go for it? We don't have anything saved but we can get family to help us out with the cost associated with buying a house. We also would both be commuting from where we live now so would be wasting time and money on gasoline. ARE there any special loans available for teachers? WE are working with a morgage broker now, what types of loans and interest rates should I be looking for? When I posted before I was told not to purchase a house more than 25% of my income, but we have been renting a house on one income that is near 50% of our income, and since we will be making more, I don't see why we cant have a morgage payment that is near 33% of our income?

I have a real estate agent that wants me to sign up with him should I do it?

2006-07-08 01:41:02 · 11 answers · asked by newmommyjan22nd 1

they used to rent a room but are no longer paying or tolerable

2006-07-07 21:11:19 · 4 answers · asked by Bruce B 1

2006-07-07 21:05:16 · 3 answers · asked by Owen B 1

or to even build one, or to put as a downpayment? I want to get in on manhattan.

2006-07-07 19:44:09 · 3 answers · asked by socratic_money 1

2006-07-07 19:22:42 · 13 answers · asked by Zeus 1

has anyone ever used it? i'm a first time homebuyer...and am looking for the lowest interest rate I can find. I heard that LendingTree.com will have different banks offer me different rates....

Please, fill me in...

2006-07-07 19:16:47 · 9 answers · asked by _0_ 2

2006-07-07 18:07:36 · 4 answers · asked by hednrs1 2

I have been really interested in Real Estate flipping for some time now. I really think money should work for me why is it that I have to work for my money? My mom has had 3 jobs her hole life and I want to put my heart in soul in something I love but that doesn't pay good either( help feed kids in Afric) and own my own salon. This will happen one day because I take actions to get me ahead in life and sacrifice well, I still need to have my pedicures that is a must have when I were heels every day. I my self have been homeless with nothing living in my car and in shelters I thank god I was not drinking or doing drugs I fear I would have ended my life. God has blessed me so much as well as me taking the steps to just do it I really thing if we stop making excuses to succeed we would all be rich!

2006-07-07 17:15:38 · 4 answers · asked by bettylove 1

Should I use my VA loan to purchase a home even though I have enough cash for a sizable down payment?

2006-07-07 16:13:57 · 6 answers · asked by David C 2

I want to start a business flipping real-estate and I need a killer business plan can anyone help fine one?

2006-07-07 16:03:56 · 6 answers · asked by candycane55 2

ok today my bankes mortgage rates went up from 6.85 to 7 with no points. I cant lock until july 10th because our house wont be ready to close until aug 10. should i lock as soon as i can or do you think rates will drop off towards the end of july begining of aug.

2006-07-07 15:55:23 · 7 answers · asked by jazzy 1

2006-07-07 15:41:02 · 16 answers · asked by artistkim 2

2006-07-07 15:40:31 · 23 answers · asked by artistkim 2

i have a situation but in the situation the mortgage company sent my money for the prior month back stating my home is in foreclosure.i researched and if i am correct a mortgage company must always inform you of intentions to foreclose regardless of the situation.

2006-07-07 15:36:52 · 6 answers · asked by DEE n 2

wife died left house to the husband now he is deceased and he was my uncle i have paid the taxes since 1999 and he has no children can a quit claim be filed

2006-07-07 15:28:36 · 3 answers · asked by Anonymous

2006-07-07 15:23:23 · 13 answers · asked by Jackie O 1

Ok so like my best friend is saying she is gonna start going to travercity next year maybe, and is starting to make a whole bunch of new friends, and I think she might 4 get about me! Most of all I cant see her right now, to even talk to her! DOES SHE EVEN LIKE ME AS A FRIEND,OR IS SHE MY FRIEND, I NEED 2 KNOW!

2006-07-07 15:05:53 · 10 answers · asked by Anonymous

This is my dilemna.....I purchase a home at a foreclosure auction. The home is still occupied by the previous owner. My mortgage company (Merrill Lynch) will only give me a loan on the property if they can get a full appraisal of the property. Of course, the previous owner wont let me inside the property to appraise it because they just lost their house through foreclosure. It will be my responsibility to evict the person once I pay for the house but I can't even start the eviction process until I actually own the house.

I need to know is there a loan company out there that will give me a loan for $215k without having a full appraisal. My credit scores are in the high 700s so credit isnt a problem. I can only afford to put 10% down on the property maybe a little more.

2006-07-07 14:15:31 · 8 answers · asked by gc_lee2004 1

Ok I'm new at all this financing stuff. I am wanting to purchase my first home. What is the process on getting a loan? How long does the process take? How do I go about getting the best interest rate? I dont want to put down a large down payment what mortgage would be best? Can you explain how points work?
I have excellent credit and am debt free. The type of home I plan on purchasing is a fixer-upper and I plan to live there at most 3 years and then I will either sale it or rent it out. I know this is too many questions but the mortgage process gets overwhelming and I dont want to get shafted in the loan process.

2006-07-07 13:39:33 · 8 answers · asked by CoCoKauai 3

I am in the middle of filling out a mortgage application, and I was wondering, when they ask for a monthly salary is that gross before taxes? Also when they ask about cars as assets, if you are currently finacing a car does this count? and if so how do you determine its value, do you use blue book value?

2006-07-07 13:38:53 · 9 answers · asked by Stephanie T 1