Personal Finance - November 2007

Am considering how to re-title my bank account for my wife's benefit.

2007-11-18 01:55:52 · 3 answers · asked by zxdfmlp 3

Background, I need to declare bankruptcy. I am unemployed. I live with my parents in their home. I have few assets Car,Tv and Hifi. My debts are unsecured, Loan and credit cards.

I have located a Statement of affairs (debtor's Petition) Form 6.28.

The form asks do i have use of another motor vehicle.

I am a named driver on my dads Insurance does this count ?
Why are the asking as i don't own the car ?

It then goes on to ask how much do other members of your household contribute each month to the household expenses.

I don't know what my parents income is (one retired one working part time) It's not the kind of question they would answer even if i asked.

It then ask for the total Household income
The Name and ages of all occupants of your household and if they are dependant on you.

Are they trying to involve my parents in my debt ?

Thanks 4 reading all this. I would apprecitae answers from people who have filled in this form/ those who help people fill it in.

2007-11-17 23:43:41 · 4 answers · asked by maxx8uk 2

2007-11-17 22:42:06 · 7 answers · asked by Anonymous

im trying to sell something using craigslist and this guy says he will pay through paypal and asked me to get back to him with my paypal id. is it safe?

2007-11-17 19:36:54 · 5 answers · asked by Alex G 2

Been in a relationship for 12 years - not married, but bought a home. relationship ended and payments were stopped on the home. About to be in forclosure. He was in the home, I left eight months ago. We are both on mortgage; but I can't begin to pay it. I receive 2300.00 month in retirement. He is filing a bankruptsy next week, so if I do the same, what happens and what can I keep of my own stuff?

2007-11-17 19:23:17 · 3 answers · asked by vmcguire727 1

- we bought a hoodie today for 29.99 (original price is 49.99).. and the thing is its buy one get one 50% off..
so we bought another one (the same one) for $20 ( its only 20 dollars coz it has a damage, so we bought it for a discount..)..
so we ask them, why is the price still $20? (the price should be around 15 dollars..) $15 dollars because half of $29.99 is around 15, and subtract our "damage" discount from $15....then they told us that, " the 50% off will be deducted from the "original price"..

yea, i know that, but in the advertisement in front of their store, it says, "buy one get one 50% off, discount will be deducted at the store"..
-it doesnt say "buy one get one 50% off of the original price".
the thing is, false advertisement maybe?
and plus, we cant return them becuase in their policy, it says no refund..

anothing thing is that,
if one hoodie is 29.99, and if you buy another one, its ""49.99"" subtract the 50% off..
i guess the store can't do that..
because, overall, they're saying that one hoodie is 29.99 and the other price of the SAME hoodie is 49.99 !!

i think that it should be:: one hoodie = 29.99 and if you buy another one, its the 50% off of the price of the same previous hoodie ( which is 29.99)...
if their pricing is wrong, can we get our money back?

2007-11-17 17:51:42 · 6 answers · asked by srh 1

no joke. Other than lottery how can I be a millionaire

2007-11-17 17:37:02 · 18 answers · asked by Anonymous

Can your house be liquid capital

2007-11-17 17:16:26 · 4 answers · asked by lol 3

Don't laugh, I'm new and not great in math can you tell me in simple terms what a mortgage is and what a cash advance is, when referring to a credit card ?

Thanks

2007-11-17 13:59:31 · 3 answers · asked by Anonymous

A friend has found herslef in a lot of debt and just went bankrupt two years ago. What happens when she can no longer pay her bills? Could she go to jail?

Thank you!

2007-11-17 13:52:10 · 5 answers · asked by Tired Momma 3

I'm 20s and live with a friend thats 30s. I would like to move out and get my own apartment. I have a cat too so I have o think about that too. I was going to take on a second job to make the process faster. I'm planing on getting a second job temprary. Is there tricks on balancing 2 jobs? If so help out.

I pay for my phone, my own gas for the car, car loan and insurance. I don't depend on anyone I live with just a place to stay. How hard is it to be on your own?

2007-11-17 13:51:07 · 4 answers · asked by Anonymous

ASSUMING THEY ALREADY HAVE A HOUSE AND A CAR.

2007-11-17 13:48:29 · 5 answers · asked by Anonymous

it? Are the envelopes really shredded and recycled daily?

2007-11-17 13:36:41 · 3 answers · asked by Smart_Guy 1

i am having to file because of i repossed mobile home that my ex let go back. I have live paycheck to paycheck but have been able to set back about $2000 in savings for protection. Will they take that money?

2007-11-17 12:52:58 · 4 answers · asked by Kitty107 1

2007-11-17 11:58:03 · 5 answers · asked by Gooch 3

is it possible to transfer funds from a paypal account onto a prepaid debit card?

2007-11-17 11:41:36 · 3 answers · asked by yaminah1983 1

Have homes always taken 15 to 30 years to pay off?

I'm asking about average Americans, not the wealthy.

What about cars? Is it possible to afford a brand new car without financing and paying interest?

Are their people who make AVERAGE income that have no credit card debt, no mortgage on their house, and are still living the AMERICAN DREAM?

2007-11-17 11:34:58 · 13 answers · asked by Anonymous

i would like ask if i had appiled for credit but got it refused due to defaults on my credit file as i have them removed would i still able to get credit as i have searchs on my credit file and can i put notice of correction to reflect this

2007-11-17 11:19:16 · 2 answers · asked by DAVID H 2

Even if I have no other income source.Canadian who has worked hard all his life to support welfare people and paid high taxes.

2007-11-17 11:08:58 · 6 answers · asked by Anonymous

i hope to raise £1000 for a trip to china in August 08
any ideas??

2007-11-17 11:00:50 · 3 answers · asked by Anonymous

Can a person survive on two OR three thousand and seven hundred ($2,000+ to 3,700+ U.S.) dollars a month?

I'm a college student, and would like the opinion of adults with jobs, perhaps owning homes or renting apartments if this is possible.

Should I pick a career with this amount of income per month? Is it logical?
I would like to purchase my own home someday...

2007-11-17 10:02:31 · 7 answers · asked by Anonymous

I just want to borrow like 1,000 to 2,000 from my 401k. ANy idea how? I was told how to do it but I forgot. Would it be wise?

2007-11-17 09:49:35 · 6 answers · asked by Beefcake 2

People say when youre 18 because you cant open a checking account until that age. However I have washington mutual, who makes exceptions if youve got a job, etc. Ive overdrawn a couple times. Has my credit started, or do i still have until i turn 18?

2007-11-17 09:45:49 · 9 answers · asked by bk 1

If an aging parent puts an adult child onto his bank account as a co-owner, can creditors of the adult child attach the now co-owned account?

2007-11-17 09:14:54 · 4 answers · asked by zxdfmlp 3

2007-11-17 08:08:47 · 22 answers · asked by .єmιlч. .ωєmιlч. ~♥~ 5

2007-11-17 07:38:36 · 5 answers · asked by Anonymous

I have kind of a weird situation. I am making a somewhat large purchase (approximately $6000) worth of equipment. The gentleman will only accept cash and I am planning on meeting him half-way to make the exchange. Half way is about 150 miles from me. This is a reputable person, but I do not feel comfortable driving 150 miles with thousands in cash on me, and he does not feel comfortable with any other form of payment....

My plan was to open a bank account in my town with a bank that has multiple locations all over the state (Chase Bank). I would deposit the $6000 in the account, drive down there, then once we get there we could both go to the bank and I could withdrawal the money for him...

Here's my question. If I deposited $6000 in cash to create a checking account on Monday, will these funds be available on Tuesday at the other bank branch (same company)? Thanks!

2007-11-17 06:37:11 · 5 answers · asked by Anonymous

For my birthday I was given cash, but the person wrote speech bubbles coming from the president's mouths saying "look in my eyes". I know she was trying to be funny, but can I still use this money?

2007-11-17 06:31:23 · 9 answers · asked by FlirtAlert13 1

On paypal I transfered $400 into my bank account yesterday morning (taking 400 dollars from my pay pal and putting it into my bank account) and I woke up this morning and on paypal it says completed under status but I don't have the money in my bank account will it be there after the weekend or did I lose $400

2007-11-17 06:25:37 · 3 answers · asked by Brad b 1

2007-11-17 04:21:21 · 8 answers · asked by 2Starz 2