2007-11-17 04:21:21 · 8 answers · asked by 2Starz 2 in Business & Finance ➔ Personal Finance
Usually they will let you out of some of them about once a year. any more than that and the bank wants their $$.
2007-11-17 04:29:05 · answer #1 · answered by nevyn55025 6 · 0⤊ 1⤋
depends on your check writing history - if the fees are nsf as in checks they may remove them but if they paid something you used your check card on and were short of funds I always tell them "If I did not have enough money, decline it" don't pay it for me and they have taken them off in the past
In Texas, you only have to pay the amount of the check to the merchant and do not have to pay their $25 or whatever fee for the check being returned - however, beware you will not be able to write checks for that merchant in the future until the fees are paid
also, they can turn the unpaid fees over to a collection agency who will report them on your credit file as a collection - this will drastically lower your score as it will be considered a public record - keep all receipts that the debt has been paid so if it shows up on your credit file you can file a dispute with copies of what you have to have it removed and or investigated further
2007-11-17 13:19:23 · answer #2 · answered by alsballoondepot 3 · 0⤊ 1⤋
No! All locations you write check have a sign that states you will be charged a NSF fee, and have the fee amount posted.
Just because you have checks doesn't mean you have money.
2007-11-17 13:54:16 · answer #3 · answered by Ms. Angel.. 7 · 0⤊ 1⤋
Why should you? You did not properly manage your account and those are the consequences.
Go talk to someone at the bank and IF this not a habit they may help. But the merchants will want their fees.
2007-11-17 12:26:11 · answer #4 · answered by Anonymous · 1⤊ 0⤋
That's what life is all about: committing transgressions and then suffering the consequences. If they let you off the hook, then what would you have learned from the situation? Pay the fees.
2007-11-17 16:36:56 · answer #5 · answered by truttman 3 · 0⤊ 0⤋
not likely, if you dont have a habit of doing this, go talk to a bank employee and ask to have it removed as a one time courtesy
2007-11-17 12:30:35 · answer #6 · answered by anthony s 2 · 1⤊ 0⤋
Negotiate with the teller supervisor .It works sometime
2007-11-17 12:26:45 · answer #7 · answered by tom m 5 · 0⤊ 0⤋
Don't think so.
It's "your" responsibility to balance your check book and not overdraft. Just be glad they protected you from criminal prosecution by covering your overdraft.
2007-11-17 12:29:58 · answer #8 · answered by Jan Luv 7 · 2⤊ 0⤋