Personal Finance - September 2007

2007-09-17 14:49:35 · 11 answers · asked by Zed 2

2007-09-17 14:34:21 · 7 answers · asked by R from Ohio 1

2007-09-17 14:24:20 · 2 answers · asked by oneandonlyness 4

I told my husband that I had been keeping a considerable amount of credit card debt from him. I was trying to pay it off on my own because it was my responsibility and I was scared to tell him because I didn't want him to think I was irresponsible (which I obviously was anyway). Now that I have come clean, we have agreed that he would take charge of the finances and bills, which I am fine with. We both are saving receipts from everything and putting them into an excel spreadsheet, so I am forced to be accountable for all my expenses. We took out a loan to pay for our debt. When I told him about my debt, I felt like a weight had been lifted off of my shoulders, but now, I feel depressed all the time. I feel so guilty about ruining his finances and not being honest with him. He has told me that he won't ever forget what I've done, but we will work through it. But he definitely still gets mad at me for it and I feel like I deserve everything bad that happens to me for doing this..

2007-09-17 14:13:15 · 8 answers · asked by LAB03 2

Where can I find non-performing loans

2007-09-17 11:57:28 · 4 answers · asked by Lonnie P 1

Most of the things that I want are much cheaper online and is basically more convient for me. Anyways, I'm 14. Do you think that I'm too young for a debit card? My mom told me that you pay monthly bills on a debit card. Is that true? I thought that you just pay for the debit card and you can just put any amount of money on there and stuff like that. Oh, and here's another question; When you buy something offline, don't you just type in the numbers on the debit card as if it was a credit card? I want to buy something off ebay. Is that safe. I know that anybody can scam you on any site, but I asking for the most part is it safe. One last thing. Can you do me a favor and find a company or whatever that only charges a one time fee and allows me to withdraw money and deposit money?( I barely know what I'm talking about. Hopefully you know what I am trying to say.)? Maybe this is some relevant information. I do have a bank account. It's a kid's bank account. Well, thanks for the help!! :)

2007-09-17 11:52:34 · 5 answers · asked by kate f 3

2007-09-17 11:19:04 · 27 answers · asked by Anonymous

I have heard of a software program that shows you how to pay off your mortgage a line of credit.

2007-09-17 11:17:47 · 5 answers · asked by bcdsm3 1

i have a paper that says Banco De Mexico with a man on it and its got a clear hole that says 20 viente lower left corner says pesos ....how can i tell if this is real and worth anything

2007-09-17 11:00:46 · 3 answers · asked by Anonymous

Does it have the program in it?

2007-09-17 10:47:59 · 7 answers · asked by kimedwards0108 2

2007-09-17 10:46:10 · 5 answers · asked by me 1

They both passed away many years ago.

2007-09-17 10:30:34 · 4 answers · asked by munlitluv 2

I have 5 years of service with my company and I am fully vested. How is an easy way to calculate what my pension would be when I turn 50? I am currently 30 years of age and would be able to draw on my pension in 20 years when I turn 50? I've asked my benefits office to calculate this for me but they have told me it will be about a week to get the info back to me. Just wondering if anyone could help me figure this out. Any help would be appreciated.

2007-09-17 10:24:41 · 2 answers · asked by qtpie26_1 1

Is it possible for someone to borrow money and not pay it back... but still have good intentions? This girl used me on about $1500 and didn't pay me back for a long time until I had to pretty much call her a user and tell her shes taking advantage of me before she started paying. Now the relationship is really bad. Why should it take that much drama to get money back? Anyone have similar stories?

Are they really bad people or do they just need some help with money management? Anyone have any cases like this?

2007-09-17 10:12:46 · 11 answers · asked by Anonymous

2007-09-17 09:40:47 · 17 answers · asked by coco t 1

Picking a new credit card can be confusing.

2007-09-17 09:33:53 · 12 answers · asked by BOB 2

I'm asking this on behalf of my mom. My father and her divorced. For whatever reason she got to keep the Boat, but my dad had a loan out on it- that he took to pay off some credit card bills. Well now that he is remarried and other stuff- he and his current wife are out to get my mom any way they can- so they haven't been paying the boat loan and now today the repo guy showed up saying his work order showed that my mom had volunatirly called and said they could come take the boat. My mom told the guy she was sorry- but that she never called and the guy left. Obviously my mom doesnt care if my dad f***s his credit up getting it repo'd.. but he left the boat with her for us kids to use and knows hes doing it to be a dick and be mean to her.. What can she do? And what rights do repo men have if they come to your house?

2007-09-17 09:27:37 · 2 answers · asked by Amy Clark 5

if there is anyone out there that know someone that can help me please let me know. i am not trying to get over on anyone i just need help theloan can be made out to the the bills itself so soneone beleives me. but i really need help i fell behind and never caught back up im am 980.00 behind on my car 3 months and 5 months behind on my rent...please if you know someone that can help let me know..please dont respond if you have negative things to say. i just need serious responses

2007-09-17 08:35:50 · 7 answers · asked by DAY N 1

2007-09-17 08:06:22 · 4 answers · asked by Anonymous

If a business sponsors a student visa ,are they liable if you dont pay your fees ?

2007-09-17 07:40:36 · 2 answers · asked by Deidre N 1

if I have a bank account with the beneficiary specified but I create a will that designates a different person to get the money, who will inherit the money from that account (NY state) ? Will it be the person specified as the beneficiary in the bank account or the one in the will ?

2007-09-17 07:00:55 · 3 answers · asked by Ilya Ivanov 2

Hello everyone I'm facing a cash vs debt dilema. I would like to purchase a car worth $100,000. My father is willing to give me $50,000 upfront to buy the car leaving me to take a loan for the remaining $50,000. I personally think $50,000 of my own money (or rather dad's) is too much to put out and think this doesn't make much financial sense. I'm currently weighing the option of taking a full loan for $100,000 over a 6yr term and keeping the $50,000 from my dad and investing it. Here are my 2 Options, which one is the better option:

OPTION 1: LOAN FULL AMOUNT ($100,000)

1) $100,000 Loan -12% APY Monthly Payment= $1995.02

-Total Interest over 6yrs= $40,761

- Total Repayment=$100,000 + $40, 761 Interest = $140, 761

However If I keep the $50,000 and invest it in a MMA at 5.5% (compounded monthly)I earn a total of $69,495.99 which can be used to offset the amount of the loan. Thereofre at the end of 6yrs:

My net cash outflo

2007-09-17 06:30:24 · 7 answers · asked by amberlene202 1

Have 4 kids husband works 40 hours week, and I work between 20-30. Live paycheck to pay check and tired of it.
Trying to save to buy house and live comfortably. I stay home during day to care for my children we both work very hard and get nowhere. We are not perfect as far as our finances go but we really do try. Not looking to get rich quik but ideas on how to manage time to work side jobs or to improve our situation.
Thank you greatly for any suggestions.............

2007-09-17 06:25:32 · 4 answers · asked by readytomoveon 1

i have been trying to get a bad credit loan and everybody who responds always has a yahoo account or another free account which i know better than to think that they are legit so if you know or are a legit lender get back at me asap and please dont suggest prosper been there done that so if your not answering my response please dont leave any smart answers

2007-09-17 06:11:01 · 6 answers · asked by cha245 1

Credit Line Gold Card made an illegal debit from my checking. I never gave them authorization to debit my account of $200.00.

I bank with Bank of America and I'm not sure on the process of getting my money back. Can someone help me.

2007-09-17 05:59:04 · 8 answers · asked by eightieschick37 2

My boyfriend and I live together. We got him a $20,000 truck and a $8000 bike and it's in my name (he doesn't have the greatest of credit, and he and his father share a name and his father filed for bankrupcty and it went under his credit). now i am not sure if i want to stay with him but i want stuff out of my name in case we break up. how do i do that?

2007-09-17 05:58:48 · 7 answers · asked by jezzekah36 3

In May of this year I paid all my bills as normal. Well, the money that I used to pay has not yet (nearly 5 months later) come out of my checking accounts. The payments I have made with the months afterward have all come out, except for the credit card I have through my bank. On that one it seems that for the months of May and June, and August they have not come out. Has this happened to anyone else? Would it be safe to now (again, nearly 5 months later) add that money back into my check book, since it has not come out? I don't want to call the companies to ask about the problem, because frankly I don't want them to notice if they haven't already. What would be the best thing for me to do at this point?

2007-09-17 05:56:56 · 13 answers · asked by Kaylin 4

can not pay my rent...

2007-09-17 05:52:04 · 14 answers · asked by Anonymous

Can anyone please help? After a recent conference, I was refunded my travel expenses. The refund was made to my bank account however I have been contacted saying that the payment was made twice in error and that there will be a payment recall. How does this actually work at my bank? Surely they cannot just refund them without my authorisation? I never realised that the payment had been made twice and I don't have the funds available to pay it back at the moment. Where do I stand? Thanks in advance!

2007-09-17 05:24:16 · 7 answers · asked by Showaddywaddy 5

What do you think would be better. My husband and i have $8700 in CC and Line of credit debt. WE want a lower payment than the $400 we are paying.

A)Keep paying $400 month on CC’s & Line & use taxes to pay them off.

B)Get $8700 Low Int. Loan pay off CC’s & Line & use taxes, at least $5000, 2 fix basement. Loan pmt $285

C)2 loans totaling $10,000 pay off CC’s & Line use remaining ($1300) to fix basement. Pmt total $378. Use taxes to pay off 1 loan ($2000) have at least $3000 left from taxes & pmt after that is $225

Additional Info.
We had a flood a couple years ago and our basement was finished we had to gut it and have wanted to have fix it ever since.

2007-09-17 05:20:11 · 10 answers · asked by Kacey D 3