Personal Finance - September 2007

Four years ago my Dad died and left his assets to 6 children through a trust in the state of ARkansas. The majority of assets were distributed the first 2 years. One piece of land remains that is seemingly land-locked--the adjacent neighbor will not allow access, and none of us can found the legal access road to the land. Our attorney will not help...it seems he just wants to continue to draw out this trust. My sister, the trustee, lives 350 miles away, and chooses to do nothing...HOW CAN WE GET THIS TRUST FINISHED? I am concerned that 10 years from now I will be paying attorney fees to pay the property taxes on this land.

Please give me a direction to get started.

2007-09-30 12:01:50 · 3 answers · asked by KCloud 1

I save £400 per month to my savings account I have dones this since the age of 16 and I'm now 20, if I was to retire at say 65 can you tell me how much I would have? and if I would still be able to get the state pension? Do you think I'd have a comfortable existence or would I be borderline poor?

Much appreciated,
Thank you in advance YA!!

2007-09-30 11:57:59 · 18 answers · asked by Anonymous

My checkbook was recently stolen and before I could close my account, dozens of checks were written. I am in the process of clearing up this mess, but in the meantime my old checking account is frozen, overdrawn, and closed to further activity.

I was able to open a new account after I explained the problem, even though ChexSystems had me in their system as having a ton of bounced checks.

Will I be able to write checks to stores that use check verification systems? Or, even though I have a new account number at a different bank, will they cross-reference my name/driver's license number/phone number and not take my checks?

2007-09-30 11:29:15 · 5 answers · asked by gobigms 2

2007-09-30 11:03:46 · 17 answers · asked by Dustin C 2

In fact you were better off if you stayed at home. Wouldn't you be a little cheesed off! How can this be fair?

2007-09-30 10:48:30 · 4 answers · asked by Sarah P 1

2007-09-30 10:01:17 · 10 answers · asked by ashtray842003 1

2007-09-30 09:58:51 · 5 answers · asked by ashtray842003 1

2007-09-30 09:41:49 · 9 answers · asked by paul's baby girl 1

If the FDIC only protects 100k per depositor, does that mean a multi-millionaire (say 10 million) has to have separate accounts at 100 different banks to get his FDIC protection?

How do they protect their cash assets?

2007-09-30 09:18:33 · 7 answers · asked by Mr W 1

Of course she did not ask,after ordering a credit report online I found out.well now it's been years since this happened what will happen when the things drop off my credit report?

2007-09-30 08:43:34 · 1 answers · asked by noimok 2

2007-09-30 08:17:23 · 4 answers · asked by TREVIA M 1

When trying to figure out the 30% of income on housing, what constitutes housing? Mortgage payment? Plus insurance and taxes, I presume, but plus water and utilities? I'm trying to figure out if I'm still in good financial shape, and perhaps buying a bigger house.

2007-09-30 08:13:24 · 2 answers · asked by Anonymous

I want to be able to access it at any time without any kind of penalties. What would be the best route to go?

2007-09-30 07:09:43 · 6 answers · asked by Anonymous

Ok, so I am in college out-of-state. I brought my debit card with me from home. I used to online banking to watch my balances, which i thought I still had $50 left on the card because that was the most recent balance. Then I overcharged the account and I have close to $150 in charges, which is a lot to me and I really can't afford that. But you see, they sent a letter to my home but of course I never got it because im in school, and my parents did not open it until a week after. Anyway to get my charges back? Since I personally had no way to know of it.

2007-09-30 07:07:17 · 2 answers · asked by egraz419 1

If I really can earn it without investment I would surely forward a part of it after I earn. PROOF: Its a word by me plzzz.

2007-09-30 03:58:02 · 4 answers · asked by avinash v 1

2007-09-30 02:43:01 · 4 answers · asked by kks_gioe2003 1

I want to buy some stuff of ebay, but my parents are extremyl tight with their credit cards, therefore theyre not gonna let me pay by paypal crdit card (anything to do with their bank).

I know postal orders dont involve a bank but how old do you have to be to take one out?

2007-09-30 02:22:22 · 3 answers · asked by xxcoooldudexx 1

I'm currently 21 years old. I was told a while back about a plan to start saving when you're 25 (or about that) and save one million dollars by the time you retire. What age are you supposed to start? How much are you supposed to save? Should I be saving for retirement already at 21?

2007-09-29 21:02:39 · 11 answers · asked by Been here before 3

So it sounds great in principle. As well as getting me on to the Tube I can use it in shops to make payments for items <£10 within one second.

Oyster and WavePay cards interfere with one another, so any WavePay card that isn't merged with Oyster is going to have to be carried in a separate wallet. That gives Barclays an effective monopoly within London.

My problem is this: I don't want a credit card. No terrible skeletons in my closet; I just don't want one.

The credit facility doesn't seem to be an integral part of the process, but there is no option to just have it with a debit card.

I'm in no mad hurry to sign up for this thing, right now there are only six places with the technology to take WavePay payments. But as time passes and the network extends I'm going to wish I had one.

Are there future plans for other banks to muscle in (with Oyster) or for Barclays to extend the options? Or do I have to suck it up and apply for a credit agreement that I don't want or need?

2007-09-29 20:24:51 · 2 answers · asked by Snakey B 4

2007-09-29 20:01:22 · 14 answers · asked by T Y 1

Such as ING Direct. Which one would you prefere? Are there some that pay higher than 5% interest.

2007-09-29 19:34:44 · 5 answers · asked by Anonymous

What are some ways that I can personally profit off of other people's financial poverty?

2007-09-29 17:32:09 · 27 answers · asked by eateverywhale 2

2007-09-29 17:25:50 · 6 answers · asked by squeaker 1

Ive always wondered how a doctor gets paid. Do they pick up a paycheck like the rest of us each week. Do they get paid hourly.

2007-09-29 17:08:31 · 13 answers · asked by younggb77 4

2007-09-29 16:36:12 · 9 answers · asked by lil_jcrd 3

so.
i already have a wachovia credit card with a 1300 dollar balance, I also have a dell credit card with a 500 dollar balance. My money is running low, but I will be receiving a couple thousand.

I was thinking I should put 1100 in my checking account to live off the semester with and use the other half to put on my credit card.

Now, I have another credit card that I havent opened with a $5000 limit with citi bank, I was thinking Id take money from there and pay off the remaining balance off for my wachovia credit card, and pay off the dell credit card. And just have to worry about the monthly payment of this citi bank card in addition to my car/health insurance?

any advice?

2007-09-29 16:16:32 · 4 answers · asked by Anonymous

i want to open and saving account for a house in the furthur

2007-09-29 15:48:37 · 4 answers · asked by nikki y 1

I absolutely love clothes, shoes and accessories. However, I also have a lot of goals (owning my own home, funding my retirement, etc.). While I consider myself reasonably frugal (i.e. I don't just blow bundles of cash and often buy things at thrift stores) clothing and accessories are easily my biggest expense after rent/food...and my income is a modest one.

Fellow budget fashionistas: how do you reign in your love of shopping? Do you give yourself a budget? I don't have one and honestly have no idea how much I spend (although I'm not in debt).

2007-09-29 15:21:11 · 7 answers · asked by quirkyfunnyone 1

ok well my situation is this. i need some extra cash and i have no idea how to make money. i dont get an allowance because my mom cant affored it. i cant babysit and im to young to get a job. so how can i make some cash fast??? (p.s.~~~~ i need money for a laptop.)

2007-09-29 15:16:49 · 7 answers · asked by Anonymous

what kind of job could a 13-14 year old get that they could make alot of money at? please help

2007-09-29 15:15:21 · 4 answers · asked by Drummer like uve never heard 1