Personal Finance - September 2007

I recently received a new debit card from Barclays, how do I add this new card to my online banking account, or do I have to phone them....

I also have not received my pin number for this card yet - how long does it usually take to receive the pin ( I received the card on Tuesday)

2007-09-26 10:12:12 · 1 answers · asked by Anonymous

2007-09-26 10:08:49 · 5 answers · asked by hmm 5

I need to know how others have gotten out of their trap?

2007-09-26 09:52:00 · 1 answers · asked by BerGie 1

2007-09-26 09:37:17 · 11 answers · asked by icedcoffeeaddict 2

I am trying to make a deal work. It is a HELOC (or we can do a fixed second) but he is self employed and needs to go stated doc. Also it is an investment property. Any idea of lenders?
692FICO - 80% CLTV - Investment Property - Stated.

2007-09-26 09:35:55 · 4 answers · asked by meleane0314 1

i had a bank account forceably closed, but i still had my direct deposits going into the account. i told payroll that i needed my actual paychecks, but they said it'd be 2 weeks before the system recognized it, so 2 weekly paychecks still went in, after the account was closed. i called the bank manager and asked him if he had recieved the monies, and he initially denied it, then conveniently found the record of the payment being recieved. he said that they were accepted as payment on the closed account, but last i checked, banks can't tell you what to pay with your money, or accept money for an account that has been closed. i mean, where would the money go if the account didn't exist due to closure? i don't get it.....also, the ending balance of the account and the amount from the collection agency is the same, so there is no 'credit' to my account. what can i do?

2007-09-26 09:19:58 · 7 answers · asked by arwen 3

yet all the intrest is the borrower's to keep would you lend it?

2007-09-26 08:58:09 · 16 answers · asked by EDMOND B 1

I have had the bank for 6 months now, I've only had about 100 dollars in it, all of which was legal money. They have never had any reason to suspect, but when the send in my name to the IRS, the IRS will "bounce" my name.

2007-09-26 08:39:10 · 2 answers · asked by Anonymous

ok so i wrote someone a check and they have not cashed it and its been a few weeks so i was wondering if there is like a certain time you need to cash a check by before it like expires or something?and if they let the check expire do i have to give them a new one if they ask for it or did they just lose out on their money?

2007-09-26 07:12:37 · 7 answers · asked by CArl 2

2007-09-26 06:33:25 · 15 answers · asked by freetochooseall 1

2007-09-26 06:30:44 · 2 answers · asked by pveris@pacbell.net 1

when researching debt consolidation it sounds like the same thing but not literally being called "bankruptcy" can someone tell me the difference?

2007-09-26 05:47:58 · 5 answers · asked by tammy 2

How can I get him to pay? He's a grifter and con man and has done this to others.

2007-09-26 05:42:43 · 18 answers · asked by Kim T 1

I am not poor but I just wanted to see if anyone would give me some money in this really nice Yahoo community with the best people ever. Whoever reads my question is the best person ever. If the want to send me money (minimum $100 please) they are even better and I will present them with a signed piece a paper saying they are the best. Thanks for reading and hope to get some money. Thanks!!

2007-09-26 04:29:32 · 5 answers · asked by Anonymous

Can anyone recommend a good debt consilidation websites. If, so is it even worth it?

2007-09-26 03:33:17 · 7 answers · asked by Anonymous

2007-09-26 03:09:19 · 4 answers · asked by Anonymous

my salary doesnt cover my rent or anything else

2007-09-25 19:52:56 · 5 answers · asked by ebrahim s 1

2007-09-25 17:06:47 · 3 answers · asked by hi 3

How much should my husband and I save a year? I don't work (going to school) and he's in the military. He has a TSP account through the Army that he saves 5% of his pay in. We have no 401ks or retirement accounts although we do have a $5500 cd. He makes about $42000 gross pay/yearly. What amount should we be saving?

Also, is it wiser to save as much as we can now and get subsidized student loans for my education or should we save less but not get student loans?

2007-09-25 16:40:47 · 3 answers · asked by moira77 4

single mom with 2 kids and no child support. Leaving the state and my internet and cell phone don't supply service in my new state. The internet alone wants me to pay $480 just to get out of my contract.

So how does bankrupcy work? Can I still get my student loans for universtiy? Can I still get utlties to my house? Do they track down my ex and make him pay backpay (that would be bad, I'll tell you that)? What is bankrupcy?

Does it just mean I can't get a bank loan and master cards? Is that all it is? Cuase I can't get that on studen loan anyway.

2007-09-25 16:25:02 · 6 answers · asked by Anonymous

A wize guy freind of mine told me to satrt a few business's and then get a good income tax accountant to hho me up.what do you guys think

2007-09-25 16:23:28 · 8 answers · asked by Anonymous

Why do the banks drop the service fee if you have a higher balance in the account?

2007-09-25 16:23:12 · 5 answers · asked by Anonymous

2007-09-25 16:18:29 · 7 answers · asked by Anonymous

We acrue vacation known as PTO hours based on how much time we spend at work and how many years we have worked for the company. I have always worked a lot and I keep a lot of hours in my paid time off bank. I dont use them because if I had an emergency, I would need the time off. I am single and have no one to depend on except myself.
It just seems like the people who are always on trips and calling in never have hours in there bank, so when something happens and they need the hours off, they have no hours in the bank to rely on. so the human resources dept asks us to donate our hours to them because of illness or whatever.
I do not donate because I feel like I work hard and I keep the hours in the bank on purpose in case I need them if I were to become ill.
I dont mean to sound like a hard @ss but I have to protect myself. I feel like I am being selfish and greedy. Am I.

2007-09-25 16:10:39 · 5 answers · asked by happydawg 6

2007-09-25 15:59:01 · 2 answers · asked by Anonymous

I currently work for a company...good company with very low turn over rate. The only negative is it's 88 miles from my home and I feel as though my degree is not valued there. I recently received an offer to work as a contract employee (with benefits) at a very known copany. The offer is for $13,000.00 more than I currently make, better position, title, and it's 15 minutes from home. The only negative is it's Contract. There is no pension in contract...just 401K. Have anyone else experience working as a contract employee at a company? Is the pay increase worth it?

2007-09-25 14:45:41 · 2 answers · asked by Shawnie 1

How much money would I loose if I transfer say around $15,000 from one us bank into another?

2007-09-25 14:42:58 · 3 answers · asked by statix 2

WELL I WENT TO AUSTRALIA THIS PAST SUMMER WITH PEOPLE TO PEOPLE STUDENT AMBASSADORS ... AND IM PLANING TO GO AGAIN ...AND TRUST ME THIS TRIPS ARE NOT CHEAP...AND IM NOT RICH SO CAN YOU PLEASE GIVE ME IDEAS SO THAT I CAN AT LEAST RAISE HALF OF THE 6,000 DOLLAR COST...AND IF YOU WANT MORE IDEAS FOR YOUR CHILDREN OR FRIENDS GO TO STUDENT AMBASSADORS.ORG

2007-09-25 14:18:45 · 4 answers · asked by Anonymous

ok, first off, i really need to move out within the next few months, im 26 and still living home with my parents. I would have moved out a long time ago, but i live on long island, rents here are ridiculous, the only person who im willing to move in with is my bf, who wont be able to move out of his parents house for another year or so (he just finished school and wants to save more)
Ok, here are my expenses, Rent=800, food=150, cell=45, car insurance=165, car payment=250, student loan=122, maybe 80 to 100 for fun stuff....plus gas is at least 120 a month.

Well i only make about 500 a week. so about 2000 a month. the thing is, i do have $20k in my savings. How much more should i save before moving out ? I really need to get out, my parents are up my *** and treat me like a kid despite the fact that i am a responsible young woman. Any opinions?

2007-09-25 14:03:43 · 4 answers · asked by hersheybar99 1

My grandma had an heart attack. I gave all my money to her to pay for the hospital bills. How do i make money fast because i am broke

2007-09-25 14:00:09 · 7 answers · asked by Nick 2