Personal Finance - September 2007

less debt. Banks make it too easy to go overdrawn then bang on charges. Bring Back Cash

2007-09-25 07:08:03 · 16 answers · asked by Anonymous

2007-09-25 07:06:56 · 3 answers · asked by Tireless 2

Im confused I talk to people some say to settle others say to pay in full. Is their a defferance? I know that paying in full is obviously the best way to go, but I wouldnt mind saving some money if settling is going to have the same effect on my credit report. I own a home, lease a car, an have one credit card which are all in good standings. Is settling for less going to have the same effect as paying in full? Since I have been in collections for about 2 years. these collection companys have been reporting badly on my credit report for 2 years, even if I pay in full is it true that it will still be on my credit report for several years? Why not settle for less an save the cash. Right??

2007-09-25 06:57:38 · 4 answers · asked by Anonymous

I've got an account with Cahoot and have forgotton my user name, password and other memorable information. How can i regain access to my account and my money

2007-09-25 06:30:09 · 8 answers · asked by ChrisP 2

I'm 21 and I just started saving. Aside from the basic things I need I next to never spend. I try to save at least $1000 a month. i currently have all my savings in a savings account where I'm getting some pretty good interest but the thing that is on my mind is taxes. So far the only thing I've heard of that can help me is an IRA and a Roth IRA. I heard that I don't have to pay taxes on the money I put in or I have to pay taxes on the money but not the interest. Are there any other plans that have similar qualities to this? I plan on going to grad school in the future so preferably plans where if you start school you can take the money out without penalty. My job does not offer any 401Ks

2007-09-25 06:09:38 · 7 answers · asked by christigmc 5

2007-09-25 05:53:44 · 3 answers · asked by kilgore87 1

I already have a pay pal account set up with a credit card for my own shopping, but do I need to add a debit card so I can easily withdraw my $ if I sell items? Will pay pal allow you to add/delete cards?
Thanks

2007-09-25 05:47:51 · 5 answers · asked by vmp009 1

tired of hearing these unions complain about what they are losing.I have no retirement,pay for healthcare and i am college educated.they should be thankful for what they have and not be so greedy.

2007-09-25 05:39:58 · 8 answers · asked by STEVE S 1

my husband and I had to use cashland money borrowing at one time and since the fees are always $50-$100 each time you borrow we cant catch up and have to keep borrowing every few weeks. How can we catch up and pay them off for good and never use them again? Any suggestions?

2007-09-25 05:28:02 · 3 answers · asked by Amber P 1

2007-09-25 05:26:52 · 5 answers · asked by MATT B 1

I have a cheque with my name husband's name & my husbands brother, I need to deposit it but I know that I need all signatures on it but it happens that my brother in law is O/S for 6 months, what other options do I have to make the deposit?

2007-09-25 05:25:35 · 6 answers · asked by Anonymous

2007-09-25 05:24:22 · 4 answers · asked by sam 1

I have a friend who is planning on refinancing her mortgage and all of her debt thru this company. I am skeptical that all of her debt can be erased in that short amount of time. I need more information on this company so that she can make a better decision.

2007-09-25 05:16:31 · 4 answers · asked by Henryfears 1

Where can I get a loan for $8000.00 with not so good credit. Well, bad credit. I can repay it at $1000. a month with an extra payment of $1000.00 to the lender. It is a special problem and time is short, which is why I need a loan for short term

2007-09-25 04:35:49 · 3 answers · asked by twapped2000 2

I am considering a move from my parents house (recent college graduate). What are some financial costs such a move would cause me to incur? What are some ways to mitigate that transition? Are there any hidden costs?

2007-09-25 04:04:21 · 6 answers · asked by Anonymous

2007-09-25 03:58:35 · 2 answers · asked by Anonymous

2007-09-25 03:10:52 · 2 answers · asked by mclachlan4321 1

I put a cheque into natwest on friday it has been showing in account balance since monday but not in available. When I called they say it may take 6days which means friday. If it has been showing in my account that long is there any chance it maybe in before then?

2007-09-25 03:01:51 · 6 answers · asked by Anonymous

I have a $3,000 bonus and $9,000 in proceeds from a stock purchase plan. What should I do with this $12,000?

I have a $30,000 student loan at 5% $206 a month
$14,000 car loan at $290 a month / 9% interest.
I also have a $14,000 balance on my home equity line of credit at 15.4%.

I know that's a really high interest rate, but I am a bit conflicted if I should pay off my car loan to free up that extra $300 a month to pay down the HELOC faster or if I should focus on the HELOC and keep the $300 a month payment going?

2007-09-25 02:32:25 · 13 answers · asked by yngprofmn 2

I left a job in May and two weeks ago , i got a letter saying they over paid me on my last wage.
Do i have to pay the money back.
I heard that when they have left it over a certain amount of time that i dont have to give it back.
Help

2007-09-25 02:28:05 · 10 answers · asked by rie 2

He needed the money to pay a hotel stay after the airline lost his luggage. I lended him $300 cash depositing in his checking account. It's been 3 weeks since the date proposed by him to pay back and doesn't keep me posted of what's happening or reply my calls. Now I really need that money, I'm really squeezing my dimes to pay some bills and keep up with everyday expenses. Really feel stupid thinking that there's honest people and thinking about beign a "good" person.

Is there a way to get it back through his bank? is there a way at all. How can I report this to get my money back.

2007-09-25 02:23:24 · 7 answers · asked by head_blown_apart 2

2007-09-25 00:26:05 · 3 answers · asked by moon 111 2

2007-09-24 17:40:11 · 1 answers · asked by GILBERT W 1

2007-09-24 16:43:54 · 5 answers · asked by ktownandrew@sbcglobal.net 1

Hello, I recently bought a copy of Halo 3 on ebay. I have the money in my bank account, but it takes 3-5 days to process. The guy wants me to pay for the item today because he gets free shipping tomorrow for some odd reason. Can i borrow $35 dollars from anyone here who has paypal. I will pay $40 back by Saturday. I don't really know anyone here so hopefully you guys dont think I'm a scam or anything.. I dont know what i could do to get your trust. But someone please hook me up. Thanks.


EDIT: AIM Contact me at a10mcd for questions.

2007-09-24 16:42:13 · 1 answers · asked by a10mcd 2

My friend has a home equity line of credit and plans to foreclose on his home. Will he be responsible to pay for his line of credit afterwards or will that be considered a part of the foreclosure?

2007-09-24 15:43:55 · 1 answers · asked by sevan s 2

I am permanently disabled and on social security. I also returned to her $3500.00 of my half so she could pay her car off.

2007-09-24 15:25:20 · 3 answers · asked by ginger 1

I work for a company that gets paid bi-weekly (Every other Friday) I started last Monday and they had just got paid the Friday before, so this past Friday wasn't a payday but this coming Friday will be. I'm not in the computer system yet though so I'm wondering if I'll get paid this Friday or if I'll have to wait another two weeks?

-Also, when you're paid bi-weekly are you paid for 1 or 2 weeks at a time?-

2007-09-24 15:23:49 · 6 answers · asked by Elizabeth H 1

For example to buy an house or land and don't have to pay back.

2007-09-24 14:59:26 · 4 answers · asked by kevette2you 1

im 13 almost 14 and i just got a pressure washer and i want to start a service and need to know how much would be a reasonable price to charge.

2007-09-24 14:41:37 · 2 answers · asked by Anonymous