Personal Finance - September 2007

2007-09-25 13:56:40 · 3 answers · asked by Anonymous

I want to be able to access it in an emergency, so I really am not leaning towards a Roth IRA. I just know there has to be something better than this simple savings account that I currently have it in.

2007-09-25 13:52:01 · 8 answers · asked by JackRoyerton 1

Imagine two people starting starting with 2,000 pre-tax dollars to invest at age twenty-five. The tax rate is a constant 25 %, and the capital gains rate is constantly 15 %.One person invests in the ROTH IRA (for 1,500 dollars because of the tax), and one invests in the Traditional IRA. If the annual rate of return for each investor is 8%, who does better in the end if retirement is age 70, exactly 45 years later?

2007-09-25 12:46:59 · 4 answers · asked by Runner 1

I'm trying to sell my car to a canadian buy who insists in sending me a cashiers check...

Can I cash the canadian cashiers check in the united states?

If not, how do you suggest sending the money?

Thank you in advanced

2007-09-25 12:13:25 · 6 answers · asked by ortegajairodgo 1

2007-09-25 12:04:14 · 4 answers · asked by josh 1

Business and finance. Paul invested $5000 in a time deposit. What interest will
he earn for 1 year if the interest rate is 6.5%?

2007-09-25 12:03:48 · 2 answers · asked by turlington999 1

Or Purse.......Cold Hard Cash, How Much?

2007-09-25 11:55:57 · 7 answers · asked by MrRight 3

2007-09-25 11:34:32 · 5 answers · asked by Anonymous

i have 30 % to put down but cant find a lender who will loan with bad credit and such a low loan amount, not even hardmoney lenders. i have been on the job for 2 yrs. active duty military. does anyone know of any lenders who will loan under these circumstances?

2007-09-25 11:30:28 · 7 answers · asked by devildogof2006 1

I really want one so I can have more money to spend until pay day comes.

Any advice about them would be great!

Thanks

2007-09-25 11:18:47 · 11 answers · asked by Anonymous

It says - closing balance 1,079.29 on one part.
Then- Total 1,356.27 after [deposits and other credits]
Which is the amount i have in the bank?
Or do i have to figure this up myself?

2007-09-25 11:07:01 · 4 answers · asked by Ashley 3

My bf broke his leg about 3 weeks ago. Much like the rest of the world, we live check to check and him not being able to work has given us tremendous debt. We have a house in MI and I have looked online and called several of the numbers given on the websites, getting the same answer about no one being able to help us. He has some medical coverage thru work, but nothing significant. Does anyone have any ideas that might help us?

2007-09-25 10:59:48 · 2 answers · asked by Sari_j 1

2007-09-25 10:57:54 · 10 answers · asked by Anonymous

Deductible or not. or is it depending on my tax gap?

2007-09-25 10:53:57 · 5 answers · asked by rk 2

I give them 50 bucks a month...I owe out to a "car loan financer"...they insist I either get a loan (which I can't) or sell my vehicle (I need it to get to work and to move my daughter around to daycare etc.) They keep threatening to garnish my wages etc. What can I do? What can they do?

2007-09-25 10:53:29 · 5 answers · asked by Mongo 2

I work as a self employed joiner and was recently paid off, a small amount of materials from the job was in my van and when asked to remove it i did so.
The next day i was paid off and accused of stealing thousands of pounds worth of tools so my boss never paid me £320 which i beleive i am due, he has no proof but refuses to pay me for having the materials in my van .....
Can he do this???

2007-09-25 10:46:47 · 12 answers · asked by Darren B 1

2007-09-25 10:42:14 · 2 answers · asked by angeleyz212005 1

I have $400. in my checking, monthly income of $1280, and expenses of 1300. I'm losing hope.

2007-09-25 10:23:27 · 6 answers · asked by tuna 2

I wanna get a personal loan from 5-10k I have bad credit from stupid mistakes in the past and Im saving up money to buy a new car so I wont have to take out a car loan for like 30k I can pay off a personal loan though. I need it quick becuase my dog got hit by a car yesterday and her medical bills are gonna come up a little over 5k. Even though I have bad credit I own a home in detroit so should'nt that make it way easiar to get a loan if I use my other home that I dont care for as collateral?

2007-09-25 10:04:50 · 1 answers · asked by josh d 1

2007-09-25 09:02:12 · 1 answers · asked by le dinh n 1

im coming into about 8000 dollars. i have wanted to use the money to both do something fun for myself (as i never can afford vacations or things like that), and to put some in a saving for once.
however, i have a credit card i used to pay for some college that has a $7000 balance and about 12%interest. (i also have a dept store cc with approx a $1200 balance and around 20% interest)
whats the best thing to do here? would it be wise to pay down some of the 7000 and keep a little for myself and the rest in savings?
any advice is appreciated

2007-09-25 08:57:14 · 8 answers · asked by j. deo 3

Im living in Dubai at the moment but really need to come back home to Sydney. I have a loan in dubai for 60k thru HSBC bank and the bank says i cant leave till this is paid in full. Is there a way around this?

2007-09-25 08:52:25 · 1 answers · asked by luke d 1

2007-09-25 08:51:41 · 5 answers · asked by Anonymous

I'm preparing to buy a house next year and doing everything in my power to increase my credit score when the mortgage process starts. I have an auto loan @ 6.24% interest rate, and my truck will be paid off in 3 years. I've pretty good credit right now. However, if I decide to refinance my auto loan for a lower interest rate and monthly payments, will that hurt my credit score?

2007-09-25 08:31:13 · 5 answers · asked by Anonymous

2007-09-25 08:30:37 · 7 answers · asked by Anonymous

2007-09-25 08:15:50 · 3 answers · asked by Anonymous

I have 10K in my 401K. I tend to roll it over to Roth, taxed once and never again, since only 4000 per year contribution is allowed, I can only rollover 10K this year 4000 and then next year 5000 and the rest, bit by bit? is that right? And I have to rolloever to a rollover IRA first right? Sincce I can only contribute 4000 or 5000 per year, the growth is not as large as if I have a larger lump sum compare to traditional. Unless I know by the time I retire, I am in a lower tax bracket... then traditional is good? I am confused, or maybe either turns out to be the same? I know traditional is tax deductable, Roth you can take the contributions out penalty free after 5 years. I read motley fool example and they said Roth is a bit better, but now I'm not sure. let's just say, I can pay the tax now if I move it to Roth, but still, I can't roll it all at once, correct?

2007-09-25 07:28:05 · 5 answers · asked by dknc2000 2

2007-09-25 07:24:40 · 5 answers · asked by jeff c 1

i´m going to dublin the next week, and i need to find any bank that have atm debit card.

2007-09-25 07:22:12 · 2 answers · asked by nicky 1

2007-09-25 07:17:29 · 3 answers · asked by riwmartha 1