Personal Finance - September 2007

five months ago i loaned 20k to someone i know. the guy told me that he will give it back in 45 days. now it is over five months & i got only 3k so far. the only proof i got is the bank records, because it was a direct transfer from my account to his account. can someone please tell me about my options.

2007-09-29 04:02:21 · 6 answers · asked by balpreet s 2

Hello, Reading a newspaper, I got to ask myself why people simultaneously hold financial assets and liabilities.
Do you know why?
Is there any advantage to doing so? If so, what is it?
I am looking forward to having good answers from you guys.
Thank you for reading!

2007-09-29 04:01:29 · 3 answers · asked by Anonymous

The land belonged to my father and was recently deeded to myself AND my brother and sister. Can I use that as collateral for a bank loan?

2007-09-29 02:09:54 · 10 answers · asked by dewars1960 1

2007-09-29 00:56:54 · 18 answers · asked by Anonymous

Not too long ago, I asked you all, would you confront gossiping co-workers? Well, I guess I don't need to worry about that anymore, because I just got fired and now I don't have to deal with them anymore. I'm relieved but scared at the same time. Unfortunately, I don't have much money saved for a rainy day and I really wish I had listened to my parents more, when I was still living at home. Fortunately I paid my landlord $300.00 in advance for October's rent and I gave my brother $280.00 to flip for me. He said, he could have $400.00 for me, by the 1st. I'll have $105.00 to my name at that point. I was supposed to be moving into a new apartment by the first week of November because me lease is up. Can't get unemployment. My brother advises me to stay in the house to save money, that's cool, for now. I haven't told my parents and I don't think I should have to, I'm grown and besides what could they say except "find a new job FAST" and ***** at me? If you were me, what would you do?

2007-09-28 19:44:16 · 4 answers · asked by Anonymous

Someone please tell me how to go about this, I'm on my own with this sort of thing....How long must I be established at my job before I am qualified for a car loan? I just opened my first bank account as well. Would this be a smart thing to do?

2007-09-28 17:30:50 · 8 answers · asked by LOLZ 2

i was approved for a $5000 loan for 24 month, the rate was 16.90
i'm wondering can i closing the loan within 2 months, will i paid the interest less or do it have to be full 24 months???
thanx

2007-09-28 17:28:38 · 4 answers · asked by PThYL 2

2007-09-28 17:25:55 · 3 answers · asked by BizWoman 2

Im a single mother and all my money goes to bills.. but i need 400 dollars to get my teeth fixed and im trying to think of a quick way to make it !! any ideas? Im in pain :{

2007-09-28 17:03:43 · 10 answers · asked by pladedah 2

Im a 20 yr old female who is ready to get my own place by april of next yr. me and my mom dont really get along and im so ready to move out and get my own place. i just got a good position working in a medical clinic and after i pay all my bills off im ready to save. my question is i have a hard time saving so can anyone give me any good suggestions on how i can force myself to save so that i can get the hell out my mom house by the spring???

2007-09-28 15:50:23 · 6 answers · asked by lexxyb_87 1

If you have assets, do they support monthly passive income? Or does it depend on what it is? I read that if you have assets that build capital, then your receiving income that is not taxed because its coming from your assets.

Do you receive passive income monthly if you have stocks because its an asset? Or you only receive income when you sell it?

2007-09-28 15:39:51 · 1 answers · asked by Anonymous

2007-09-28 14:45:50 · 4 answers · asked by buttercup_058 1

Has it happened recently?

2007-09-28 14:12:53 · 11 answers · asked by tornticket 1

2007-09-28 14:09:51 · 7 answers · asked by Anonymous

My income comes from alimony lol. I used to work and did have a 401k waaaay back in my 20's. That's 20 years ago. You do have to wotrk to put money in a 401K right?

2007-09-28 14:03:28 · 3 answers · asked by Anonymous

I know that several banks has been doing check images since check 21 took effect. My mother rather have the original checks send back to her instead of getting the check images in her monthly statements.

2007-09-28 13:26:59 · 7 answers · asked by Rommie 7

I have read a lot of books about how to become successful and rich, and almost in every book it is written that before you become rich you need to know exactly what would you do with all the money, you need to plan everything beforehand. So, do you want to be rich? And do you know what would you do with your first Million $?

2007-09-28 13:26:55 · 10 answers · asked by Yokoma 1

I am facing bankruptcy because of medical bills I have a lawsuit going but I am going to lose according to my attorney. I have no way out. I will lose my disability back pay and my truck and our boat.

2007-09-28 11:39:09 · 11 answers · asked by mrsshivers2001 1

OK well I just opened and account at TCF bank today. This is my first time ever opening an account and well I think they might have suckered me into something. I asked for the holiday savings thinking it would be better than the other savings because they said that it would only cost me $2. Then after I had my account all set up and everything she told me I have to make sure I have $25 in my account a month so i can deposit mony over to my savings. What does she mean by that? Because I read the brochure she gave me on it and it says I should have no monthly charge but I'm really confused and dont know what to do, because I'm still a student in High School and I dont really work and having to make sure my account has $25 to put in to a savings every month is a lot if I'm not going to get to spend it until the following year. Are they just taking $2 out a month or what? Or did they take me for a fool? Did I just make a really big mistake? Please help me out please!!!!

2007-09-28 10:46:48 · 7 answers · asked by Anonymous

Or can I deposit/withdraw money using my debit card from ANY bank(plus a fee of course)?

2007-09-28 10:43:02 · 2 answers · asked by infocuriosity 3

I really want to save my money not just for a rainy day but for the future but I always find a way of spending it I want something for my business that's 2 grand but should i do 5 payments or should i save and pay for it all?

2007-09-28 10:31:48 · 8 answers · asked by Anonymous

my husband is over in iraq and im here to take care of his finances for him. i recieved a bill he had (Sears) i paid off a debit from years back. I paid the debt settled for $200. That dumb fu**er took out $1200.00. I so pi$$ed off right now its not even funny. I took the confirmation number down but i didnt get the guys name of number. i threw it out! What do i do? where do i call??

2007-09-28 10:31:46 · 3 answers · asked by Baby Jack born 4/5/09 4

I owe over $600 in payday loans. On every payday they take soo much money out of my account. Because of this, I am unable to pay most of my bills, and my boyfriend is wondering why I can't seem to pay them. How do I resolve this situation? How do I tell my boyfriend the truth?

2007-09-28 08:44:06 · 10 answers · asked by Ashley C 2

I reside in Ohio and I have read over the new law and I am confused-- under limitation on luxury good sec 310 it says "cash advances aggregating more than $750.00 that are extensions of consumer credit under an open end credit plan obtained by an individual debtor on or within 70 days before the order of relief under this title, are presumed to be nondischargeable" . I took the loan on August 9th and I plan to file October 4th to avoid a court date October 5th. which will be within 70 days.

This is NOT an open end credit plan so does anyone know if it can be dischargedl? If it can't does anyone know if I will be forced to pay it back all at once or can I make payments?

THANKS!!!!!!!!!!!!!!!

2007-09-28 08:32:17 · 7 answers · asked by jaynikhole 1

i have a $1000 debt of collection agnecy's, they said if i dont paid they are going to send the police to my job , i a really nervous plus i am 4 months pregnant, they even treat me to loose my job i need help please

tahnks

2007-09-28 08:25:34 · 4 answers · asked by gladis_maldonado 1

I have a loan out with Citifinancial.

I asked them to change the payment date, they said they would have to get the approval from the head office. This request was put to them in July 2006.

Every month, I get letters telling me the payment is late and they apply a £10.00 late charge to the account, so far I have incurred £180.00 worth of charges.

I called them today, I told her that I asked for the date to be changed, she looked at the history and said that no one called me to tell me that they could not change the date, this was back in July 2006 so I have incurred charges because theyy could not inform me of what I asked.

Should I demand a refund?

2007-09-28 08:16:25 · 6 answers · asked by Rebz 5

2007-09-28 08:05:18 · 10 answers · asked by T.C. 2

Which score do you think works better for you?

2007-09-28 07:25:20 · 1 answers · asked by Antonio J 2

Took out a loan 6 years ago for 90K at like 5.75%. I'm paying around $900/month on it over 30 yrs. The calculators on Yahoo though say I can get a 90K loan now at 6% and only pay $540/month over 30 yrs. What is going on? Did I just get taken to the cleaners somehow? Is there anything I can do?

2007-09-28 07:21:04 · 4 answers · asked by mcslain 2

My daughter bought a house with her fiance in 05' (in California) they have a first and a second. The second is fixed but the first is a variable and the interest rate is doubling. They put no money down and the first was an interest only loan, therefore there is no equity and the house has declined significantly in value due to the market. Also, she has $15,000 in credit card debt. I am thinking they just might be better off if she files for bankruptcy at this point (yes she has learned her lesson) and perhaps in the future they can purchase another home maybe even sooner since he has pretty good credit, housing prices are a lot lower and he could qualify for a loan.

2007-09-28 07:20:09 · 6 answers · asked by Nancy D. 2