2007-09-29 17:25:50 · 6 answers · asked by squeaker 1 in Business & Finance ➔ Personal Finance
spend some more and seek professional help!!!
2007-10-03 13:56:28 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Well sometimes I am the same, I am trying to save money yet I end up spending more than I plan to.
Some of the things that lead to spending money are social spending situations (restaurants, bars, clubs) where you have trouble deciding not to spend, or just generally going out.
Other times people spend money because we get rewarded for buying things. I can't believe that people say "congratulations" to someone who has made a good purchase. It is not like they have cured cancer or studied a PhD, or even made it themselves.
One way to handle this problem is to set a budget and keep to it. When I have been studying or have a limited income (for any of many reasons), or want to save money, I usually set a weekly budget and stick to it. I usually start the budget on Saturday because what I do is go to the ATM and get out the weeks budget. When I run out of money I run out. If I need to buy something more expensive then I have to put aside some money from the weekly budget.
Basically it works that once you run out of money you run out, you don't buy anything more until the end of the week. If your freinds want to go out, you say, no sorry I can't. If you want a nice meal and you only have $5 in your pocket, you are going to have something much cheaper.
Make the budget reasonably relaxed and don't try and save too much and it won't be too hard to keep to.
Good luck
2007-09-30 00:34:45 · answer #2 · answered by flingebunt 7 · 1⤊ 0⤋
A shopping addiction is no different or any less serious than addiction to drugs, alcohol, gambling........ You are not alone.
As with any addiction, spending is a way to numb your feelings. If you are preoccupied with money and spending, you do not have to face a void in your life, feelings of low self esteem and/or depression. Unfortunately, shopping/spending gives you only a temporary high and once that dissipates, you feel self disgust at your inability to control your spending. Also, you might be spending out of simple boredom and need to find other satisfying activities
Obtain information and help from Debtors Anonymous (DA). Debtors Anonymous is a twelve step fellowship for debtors trying to recover from money problems and compulsive debt. DA is a basis on the same tenets (12 Steps) as Alcoholics Anonymous.
Go to: debtorsanonymous.org to learn more about shopping/spending addictions, ways to recovery and to find a DA meeting in your area.
I suggest you avoid organizations which claim to "get you out of debt". Your debt is only a symptom of your underlying problems which lead you spend when you know you are harming yourself or others. If you get out of debt but don't have a way to stop yourself from spending you will begin the cycle again. Some of the "debt relief" programs are for-profit companies that are making money from your problem and do not offer any hope of recovery.
Good luck.
2007-09-30 01:01:26 · answer #3 · answered by ALR 5 · 0⤊ 0⤋
Grow up and set some priorities. Do you want to be eating dogfood in your retirement? Do you want to buy a nice home? You need to save save save.
www.daveramsey.com
2007-09-30 00:30:00 · answer #4 · answered by Anonymous · 1⤊ 1⤋
Put it in a bank account where you can't reach it easily.
2007-09-30 00:28:48 · answer #5 · answered by AMG95 3 · 0⤊ 0⤋
Give it to me, then you won't be able to spend it.
2007-09-30 00:38:23 · answer #6 · answered by eateverywhale 2 · 1⤊ 0⤋