Can anyone please help? After a recent conference, I was refunded my travel expenses. The refund was made to my bank account however I have been contacted saying that the payment was made twice in error and that there will be a payment recall. How does this actually work at my bank? Surely they cannot just refund them without my authorisation? I never realised that the payment had been made twice and I don't have the funds available to pay it back at the moment. Where do I stand? Thanks in advance!
2007-09-17 05:24:16 · 7 answers · asked by Showaddywaddy 5 in Business & Finance ➔ Personal Finance
Banks can always put right genuine mistakes ..
Honestly, have you never heard of people who suddenly find huge amounts of money in their account ??? do you REALLY think the Bank can't take it back (legally) without their permission ???
(and you must have heard that those who try to spend the money soon end up in court charged with theft ? .
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2016-05-16 07:36:52 · answer #3 · answered by ? 2 · 0⤊ 0⤋
Repeat after me:
If I give someone permission to ADD funds to bank (employer, IRS, etc) I am ALSO giving them permission to SUBTRACT from my account.
I will bet that when you signed your direct deposit agreement it also allowed your boss to take money back. That is the way it works.
You better come up with the cash to make sure your bank account does not get overdrawn, as you, not your employer will be liable for the fees and other costs.
2007-09-17 05:41:23 · answer #4 · answered by Gem 7 · 3⤊ 1⤋
Gem is correct. In fact, I am surprised that they contacted you at all, as they are not required to. If it was your job, soemtimes they can make arrangements to deduct it every couple weeks from your check, but you have to ask them if they can.
A similar thing happened to me about 2yrs ago. My job that I just started did not take my insurance deductions for about 3 pay periods (@ $200 each). They let me pay it back over a few months to make it easier for me
2007-09-17 05:53:14 · answer #5 · answered by ricks 5 · 2⤊ 0⤋
You need internet banking - I check my account everyday so know whats coming out and when.
2007-09-20 01:23:57 · answer #6 · answered by Anonymous · 0⤊ 0⤋
If the payment is not returned the same day they can not take it without your permission! xx
2007-09-17 05:34:10 · answer #7 · answered by Anonymous · 0⤊ 3⤋