Personal Finance - September 2007

Are they worth it? Do you know if any other savings elsewhere would be better?

2007-09-18 11:55:33 · 5 answers · asked by Q T 2

If I put money into my paypal account from my bank account today how long untill it is in the paypal account?

2007-09-18 09:52:35 · 6 answers · asked by Anonymous

Hi. Can anyone recommend some popular and sound personal finance software? I would go for MS money or Quicken but neither of them have support in the UK. I don't want to connect to the Internet for this and I don't run a business- just home use. Thanks very much!

2007-09-18 09:11:31 · 4 answers · asked by Chico 3

2007-09-18 09:11:27 · 6 answers · asked by Anonymous

I know that credit card companies aren't REQUIRED to lower theirs, but they usually do, right? So can I call my credit card company tomorrow and ask for a lower rate, or should I give them a week, or what?

2007-09-18 09:02:10 · 5 answers · asked by Tonya in TX - Duck 6

I am a stay at home mom with 5 children, one in diapers and eating infant formula and baby food.

My husband thinks that $200-$300 per month is more than enough to supply the entire family with food, baby items, clothes, health & beauty items, household cleaners & other items.

I have showed him statistics on what average households spend, I have showed him grocery receipts even with my coupons, nothing works. I really need a specific budget and to know a certain time each month when I will get the money so that I can plan on what to spend depending on sale ads.

Right now I have to beg him for money when we run out of things, and then I'm just buying things when they are not even on sale because I have to have them right away.

He believes that the man is the head of the household, and a woman should not have any say in the finances. I understand that I don't work, and I have even asked to get a night job, but he wants me here to take care of the kids.

Any help??

2007-09-18 08:58:52 · 15 answers · asked by MO 2

2007-09-18 08:29:18 · 7 answers · asked by beckandjake 1

I was just checking out someone else's question about "how to save money", and I noticed that one answer said that you shouldnt use a debit card when paying for things in a store. Why is that? I'm a little nervous, because I do it all the time!!

2007-09-18 08:17:49 · 8 answers · asked by Brenda 4

I bought a car in the state of AR,my banks name isnt on the title and I sold it,now there wanting to repo it but I dont have the car or the money..what am I lookin at legally?

2007-09-18 08:15:21 · 5 answers · asked by fghfgh f 1

I currently have two personal loans, and the interest rate is WAAAAY over the roof and I can't handle it anymore. These loans are from -- gasp! -- Cash Call, and their interest rates is somewhere in the 90's. I was DESPERATE at the time and am now paying for it. From what I know, Cash Call does not work with any debt consolidation companies. What is the best way for me to transfer this debt to a lower interest rate? Possibly another loan? I don't own a home, and have few assets, so I'm limited as far as being accepted for loan. PLEASE, ANYONE, help? Does anyone have suggestions on how to transfer this debt so I can pay it off without having to worry about such a high interest rate?

2007-09-18 07:05:27 · 19 answers · asked by Ahbeeee 3

2007-09-18 06:56:14 · 12 answers · asked by teejay 2

2007-09-18 05:26:43 · 6 answers · asked by paulthegolfman 1

ive been bankrupt but i did not declare my car was not paid for to courts because it was on finance i manage to pay for it after been declared bankrupt. iam now ready for a new second hand car will i have to wait untill the bankrupticy ends or can i get car finace before hand

2007-09-18 05:01:05 · 12 answers · asked by josephjamesskill 2

well this morning I checked online and it posted however they did a deposit correction and instead of reading a deposit of $460.00 it now reads a deposit of $240.00 I called the bank and they said they need to research it. I said I counted it while standing at the ATM just to double check that I was depositing $460.00 and I even included my own deposit slip from my check book in the deposit envelope as well. Who can I write to or how can I get my money back? I had so much trust and loyalty from WaMu that I never ever thought something like this would happen to me. Any ex bank clerks that can point me in some kind of direction??????

2007-09-18 05:00:07 · 7 answers · asked by remmus802 1

I was put in my two weeks and my boss said that I couldn't stay then and to go home. Should I receive pay for those two weeks I was wanting to work. I really need the paycheck!

2007-09-18 04:48:36 · 12 answers · asked by taxless 2

I want to combine five different 401K's into one vehicle, without paying income tax on the whole amount because of the conversion, and I want to be able to tap into the interest/growth on a monthly basis, without affecting the principal. What are the best choices?

2007-09-18 04:35:58 · 3 answers · asked by Jim M 1

2007-09-18 04:29:17 · 5 answers · asked by Anonymous

A rep from Credit Solutions called me and advised to make no payment until they can reach a settlement with my credit card companies?! No payments, mean bad record on my credit report. Is Credit Solutions a company to trust?

2007-09-18 04:10:14 · 2 answers · asked by Anonymous

Im to young for a job but I want to buy a laptop.

2007-09-18 04:08:51 · 4 answers · asked by Anonymous

600 rent
60 student loan
90 storage
50 phone
15 DSL
42.22 insurance
187.10 payment
650 food
200 gas

2007-09-18 03:58:35 · 9 answers · asked by readytomoveon 1

i would like money quickly to buy myself some new clothes as i haven't got many clothes!!! i have tried asking my mum and dad but they are quite short on money all the other answers are for people in america and dont really work for me. i have tried putting posters up of babysitting but i only have 2 people and they dont want me to babysit very often i need £10 by saturday and i dont know how to get it. if anyone has any ideas id be happy to try them thanks

2007-09-18 03:52:38 · 2 answers · asked by sexycuteandpopular1202 2

2007-09-18 03:25:02 · 18 answers · asked by Amanda 3

2007-09-18 02:49:44 · 4 answers · asked by AF 1

Their funeral arrangements have been prepaid for by their life insurance but they are in debt with credit cards and a morgage.

2007-09-18 01:43:07 · 19 answers · asked by Howie75 1

is I have a terminal illness and know I will not have to repay it from the grave. I got over the thought of death quickly and decided to take advantage and cramp as much in while I can and live it up, and have taken out loans and cards worth more than a 100 000 dollar already.
Am I right?

2007-09-18 01:40:24 · 14 answers · asked by Anonymous

I currently have adverse credit and can't get credit 1 company sugguest a IVO should i get 1 or not

2007-09-17 23:59:59 · 5 answers · asked by Reevesy 1

I currently have adverse credit and my daughter wants a a laptop for Xmas I just want somewhere so i can pay it off in bits like at HALFORDS when you buy a bike

2007-09-17 23:56:26 · 4 answers · asked by Reevesy 1

On the BBC news today and American who had not been able to pay his mortgage was interviewed. He was sitting in the house which he can't afford to pay for. Why hasn't his home been repossessed? In the UK if you can't pay your mortgage your home is repossessed and sold to repay the loan.
The house is security for the loan.
If this had happened there would be no crisis in the money markets, and our building society deposits would be safe in the UK.
Americans... Is this an isolated case, or do you have different rules in America to the UK?

2007-09-17 20:14:33 · 4 answers · asked by Copper 4

I need real-life account stories from smokers about how it made life harder financially. This is an essay for economics about the financial downfalls of smoking. Thanks. (and if you know of any websites that have stories please let me know!)

2007-09-17 17:04:36 · 2 answers · asked by Rebecca 2

My thinking is that with 7 mill after taxes and buying a big house and some investments you will still have alot of money but not to much were family members and friends will bug you to death. with 20 you will have much more money and feel guilty not giving money to family. what do you think?

2007-09-17 16:20:22 · 18 answers · asked by Anonymous