Credit - August 2007

2007-08-06 11:57:48 · 5 answers · asked by Anonymous

I need to get an engine for my car asap or at least another car. My credit is far from being good. Is there anywhere I can go for a loan? I dont have any money saved but need it asap!! Please help!!

2007-08-06 10:57:45 · 8 answers · asked by Anonymous

I'm applying for a Mother's Day Out/Daycare job at a church. Would my credit history be in a background check?

The business is charging me $15 for the background check...what information can you get for 15 bucks?

Thanks in advance....

2007-08-06 10:52:39 · 11 answers · asked by weebleswobble 3

I'm not quite sure how to go about it...I'm a student that is working part time and recently turned 19...some of my debt hasn't been paid on time cause i honestly have bad spending habits or better yet i don t know how to pend money wisely... i dont want my credit to go bad, i need 2500 dollars so that i can pay of everything and start fresh...cause honestly i know better and dont like the thought of having debt being over my head...

1. $500
2. $1000
3. $1000

honestly im scared of having bad credit and it's REALLY bothering me... i just want to pay it off in one shot with a loan so that i can pay that in a timely manner ON TIME on a monthy basis as a whole instead of having 3 seperate creditors in one month...

2007-08-06 10:51:25 · 0 answers · asked by Natasha L 1

I want to apply for a passport to leave the country for Australia next year for a honeymoon. How does a person go about to see if their identity was stolen? Who do you contact, who do you talk to? Thank you! :)

2007-08-06 10:50:33 · 3 answers · asked by Peek A Boo 2

We don't share any credit card and checking accounts, and the propety doesn't has my name on it.

2007-08-06 09:48:17 · 14 answers · asked by Sammy 2

My friends credit card was declined during dinner and she called the bank and they told her a lawyer in another state froze her account. The bank does not know who the creditor is, only the lawyer. It has been a week and the laywer has not returned any calls and his the phone number provided is a cell phone. We are talkin over $5k frozen. She swears she owes no one, has perfect credit, just received a recent copy of her credit report and everything. Could it be possible identity theft? I've done searches trying to find this lawyer, a address or something and cannot find anything, the bank cannot either. Help me, help my friend.

2007-08-06 09:47:56 · 5 answers · asked by Anonymous

How long does it take for my credit score to go up? I have paid off alot of the debt that was on my credit report,plus have maintained a checking acct. for 20 years with no bad checks . I have gotten loans with a cosigner,and have never been late once on a payment. My credit score has not gone up even after paying off some of that debt I had in the past. Why is this and shouldn't it go up immediately after paying ? I am unable to get a loan because of that low score.

2007-08-06 09:35:09 · 8 answers · asked by jag 2

It was sent from the Commercial Collection Service, Inc. in Santa Rose, CA. Apparently I owe $66.50 to something but I'm not exactly sure what it is. All it says in the description is: "Unbelievable."

I tried calling them but no one answered. All I received was an automated message telling me to leave my contact info. The debt date was 04-30-07, but I just received the letter today.

They have not made any calls yet (are they suppose to by now?) and this is the only letter I have received.

What happens if I don't pay this "debt?"

2007-08-06 08:47:59 · 7 answers · asked by ? 2

I don't have credit established at all.

2007-08-06 08:21:58 · 8 answers · asked by Po 1

What's the better choice? Thinking of getting a relatively small loan for renovations.

2007-08-06 08:18:53 · 5 answers · asked by Anonymous

I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during the fraud investigation?

2007-08-06 08:05:21 · 12 answers · asked by Anonymous

A 30,000 loan at 7.49% interest rate for 20 years. What would my total interest payments would be? Thanks to all who answer.

2007-08-06 07:47:07 · 3 answers · asked by lucy 1

I went bust on a credit card. The credit card company sold my debt to Mann Bracken, LLC a debit collection agency. Any advice on how to deal with this company would be highly appreciated? I have no means to pay them back. I could care less about my credit. I own 25% of a condo and have a car which are both financed.

2007-08-06 07:46:13 · 5 answers · asked by American_Nawaab_786 1

Just trying to find out if someone is telling the truth with regard to money owed.. If bankruptcy information is public, how do I search for that person in the public records? I would like to know if they are not listed, does this mean they are not telling the truth?

2007-08-06 07:45:11 · 8 answers · asked by ayupkitty 1

i want to boost my score asap using my moms credit which credit cars should she apply for. shes got exellent credit

2007-08-06 07:19:57 · 5 answers · asked by motwism 1

her and her husband got into debt for 55,000 thousand dollars in 6 different credit cards and they can not pay them any more because they have a house payment of 3300 a month they recently bought it and can not refinance nor sell it, she said she wanst to die even though their credit is good but they can not go on without any money left for food or for their children, i'm sorry I can not help her with any money because i don't have any property.
Does any of you know how to help her or does anyone knows where can she get a loan this big to have just one monthly payment so they can go on I have seen her so desperate that i feel so bad not been able to help her.

thanks for your serious answers no jokes please!!

2007-08-06 07:17:30 · 12 answers · asked by Anonymous

I'm deciding whether I should find the lowest APR card or if I can get one w/ good rewards but maybe a higher APR.

I'll only be using it for business trips which I'm reimbersed for within a couple weeks.

2007-08-06 07:00:01 · 7 answers · asked by brodie g 2

situation.....My dad was in the hospital last year and almost died. I was with him for about 45 days during this time i missed approx 2 payments on all my loans( car loan, 2 personal loans, 2 credit cards, and a 4 wheeler loan) Once i returned home I quickly returned everything to normal, or so i thought. Now over a year later I have all of the above paid off except for my car but i got denied for a loan the other day when i went to trade my car in. i got several letters and they all said the same thing. Past or present delinquincies. now this was just 2 missed payments that were corrected before any went to collections. whats the deal here if they are paid off?

2007-08-06 06:59:20 · 6 answers · asked by fa q 3

i lend 12 thousand dlls. to a couple six months ago with the purpose of catching up on their mortgage payments,i made them sign a notarized letter of repayment and havent seen one cent yet,can i take them(husband and wife) to court and garnish their wages since they're both working and looks like thats the only way to get them to pay me anything or did i just lost 12 thousand dollars? than you for your help!

2007-08-06 06:08:24 · 6 answers · asked by uscero 2

I earn approx 12k a year (this changes as it's commission based, but that's about the max). I want to start doing private tuition (music) and will be able to add around 5k approx to my salary. Can i get a mortgage with this? I'm fed up paying £500 a month rent for a tiny flat that will never be mine. I haven't gone to enquire about this yet as i'm afraid they'll laugh at my low earning. Any help and advice would be appreciated. Thanks.

2007-08-06 06:07:36 · 13 answers · asked by Anonymous

2007-08-06 05:59:24 · 3 answers · asked by timbo123 2

I'm in the market for an auto loan and don't belong to a credit union. Is it worth the hassle to join one in order to get potentially better rates? Do CUs calculate rates differently than banks (i.e., credit score, loan term, down payment, etc.)? Thanks.

2007-08-06 05:56:24 · 5 answers · asked by newtobigd78 4

I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don't know anyone friends or family who have been to prison to ask.

Thanks

2007-08-06 05:45:17 · 15 answers · asked by Anonymous

i want to start paying my collection accounts but the lender refuse to remove them once they're paid. I want the collection items taken off, as if they wasn't never listed on my credit. what should i do? how can i remove this from my credit once i pay the collection items?

2007-08-06 05:44:25 · 4 answers · asked by Anonymous

I am at 650 now and my boyfriend is at 695. What do we have to do to get to 750? We want to buy a home but we want to try and do a full finance because the money we have in savings, we want to use for school and incase one of our cars breaks down. I thought about piggybacking, but I don't feel comfortable enough paying a company and I don't have family members to help out either. Lenders won't touch us without a credit score of 750 + for a full finance.

How long would it take to build 50-100 points?

2007-08-06 05:41:42 · 6 answers · asked by Daniella C 2

in the united states

2007-08-06 05:36:53 · 4 answers · asked by Momma 1

i want my son to have a good credit rating in his own right.

2007-08-06 05:06:44 · 9 answers · asked by Anonymous

I posted my computer up for sale on craigslist and i got an email of offer of $400, which is pretty descent. I have copied the email here. Can anyone tell me if it is scam or not?

Hello
Thanks for your prompt reply. I will be paying with
(USPS) United State Postal Money Order payment .

This is how it works, as soon as i make the payment, they will
contact you via our Email and as soon as its approved. Once payment is
approved,it for sure that the seller or whoever thats involve will
definately receive the money order and thats why it takes them hours
to approved I am buying the item for someone this next week and i
intend to take him by surprise this time , to this end, as soon as my
payment is approved by (USPS ) United State Postal Money Order,
i will like to ship the item immediately through My Fed-ex account&
so as to meet up with his date. I will like to offer $400.00

As for the shipping, you dont have to pay a dime for it cos i will be
responsible for the shipping to destination.
Upon approval of payment,
i will send you a fed-ex prepaid shipping label to you which you will
need for the shipping of the package. I will like to read from you if
this is okay by you. Let me have your full name and address so that
i can proceed the payment.

2007-08-06 04:50:17 · 12 answers · asked by Anonymous

2007-08-06 03:42:41 · 3 answers · asked by Nikki 1