I believe my sister used my daughter's name who is 5, to obtain a credit card. The purchases where around 300.00. I am not going to press charges. But does anyone know what will happen during the fraud investigation?
2007-08-06 08:05:21 · 12 answers · asked by Anonymous in Business & Finance ➔ Credit
You may not press charges, but someone will. Your sister committed ID theft. She may not be put in jail with the way overcrowding is these days, but she should indeed be convicted of her crime. Think of what your daughter will have to face in a few years when she's of age and is trying to obtain credit, only to find it's been ruined by YOUR sister. Who's more important?
2007-08-06 08:09:51 · answer #1 · answered by chinky95 2 · 4⤊ 1⤋
In some states a person can use any variation of their name that they want, but the question is "did she use her proper social security number and the address where she lives". If not then she's in a heap of trouble and the FBI will catch her since these days identity theft is a very serious matter with zero tolerance. I don't know that "you" can press charges that is unless she is pretending to be your daughter (which she could not because of the age difference, and unless she is using your daughter's social security number and if you can prove that then you need to turn her in or you would be considered an accessory to the crime). Usually fraud is checked behind the scenes and quietly, that is, until they show up at your door.
2007-08-06 08:12:07 · answer #2 · answered by sophieb 7 · 1⤊ 0⤋
If sister really did this, she will likely be arrested. And, even though it's just $300, the credit card company may make an example of her.
Here's what you need to do. Ask you sister if she did this. If she admits to it, ask for the cards and cut them up. Call the credit card company and have the cards canceled.
However... there's another factor here. A card was given to a child? Not likely (although possible). Whose SSN was used? if it was a kid's, the credit card company is going to want to cover their mistake. Maybe this will be by dropping the whole thing. Or making a HUGE deal over the fraud.
2007-08-06 08:11:57 · answer #3 · answered by Jay 7 · 2⤊ 0⤋
You really need to talk to your sister about this. Even though your daughter is only 5 yrs old. The credit card can appear in your daughter's credit report when she turns 18. I know it happened to me. Make sure that after the investigation that the card company removes any reports made to credit bureaus in your daughters name, so that your daughter will not end up with bad credit.
2007-08-06 10:05:34 · answer #4 · answered by Mizz Nay 2 · 0⤊ 0⤋
First of all who needs to be protected in this case? Your daughter should be the answer! You are the parent and what kind of example do you set if you let someone get away with ever hurting her even if she doesn't understand it now? There are consequences and your sister must pay for what she did. If someone had explained how wrong this was to her when she was young it may never have happened. You might speak on her behalf but, don't lie and say you said it was OK. It isn't! In a strange way she just abused your daughter! and therefore your family. Treat it that way and it might be easier on you all. Some of it must fall to you for not protecting the information. tough love-Good Luck!
2007-08-06 08:23:08 · answer #5 · answered by helprhome 5 · 1⤊ 0⤋
If you have initiated a fraud investigation, it is entirely possible that charges will be pursued without you doing so. This is identity theft and lender fraud.
If your sister is prosecuted, then good. She deserves it so that she understands that she simply cannot do what she has done.
2007-08-06 10:22:30 · answer #6 · answered by acermill 7 · 0⤊ 0⤋
You need to press charges. She has committed fraud and needs to take responsibility for it. This could affect your daughters credit history for years to come, even tho she 5 years old. They may even come after you as her guardian.
2007-08-06 08:10:24 · answer #7 · answered by Anonymous · 1⤊ 0⤋
Your sister can be arrested for credit card fraud. Pretty simple.
2007-08-09 12:36:22 · answer #8 · answered by Let me steer you 7 · 0⤊ 0⤋
Lets put it this way if she has the nerve to "STEAL" $300.00 from you .Lets give it time to see what else she steals from your family....Press charges against her thats why this world is shiTT because of people like your sister you want to protect.
2007-08-06 09:20:51 · answer #9 · answered by Anonymous · 0⤊ 0⤋
If one of my sisters did this to one of my kids, they had better hope somebody puts bars between us. You know what I mean?
2007-08-06 08:16:16 · answer #10 · answered by General Leon Pleasant 6 · 0⤊ 0⤋