2007-08-06 11:57:48 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
I had just watched a report on Fox News about the same issue. their answer was no, you cannot legally have your report cleared no matter what the advertisers say. Your credit report is up to you and how you use it. One suggestion is to call your creditors and as to speak with a manager and attempt to take some steps to reduce the amount that you owe.
Good Luck
2007-08-06 13:00:51 · answer #1 · answered by whyulookin4 3 · 1⤊ 0⤋
You should definitely not try and get a new social, because if you do it the REAL LEGAL way, it will only link up to your old social. Plus if you don't do all the steps they outline for you, You could find yourself in some new jewelry you'd rather not be in.
You can clear your credit report, it will just take time. You will need to dispute everything that may be inaccurate on your credit report. I guarantee, if you have a lot of items, you will be going back and forth with the credit card companies and the credit bureaus. Keep yourself organized.
When I decided to do something about my credit situation, I made folders for all the companies i owed, and then for the three credit bureaus. Keep EVERYTHING they send to you and everything you send to them. Trust me on this because i screwed up and had items deleted, only to pull my credit report again and find them there. The credit bureau also never notified me that they were putting the items back on (Lawsuit). If you are serious about clearing your credit file, I have a free resource you can use to help. Visit the links below.
2007-08-06 20:56:20 · answer #2 · answered by j_weber78 1 · 0⤊ 0⤋
These companies that claim to be able to clear your negative credit history are all scams. If the temporarily get things cleared, they will come back.
It's your credit history. You earned it. Now you have to live with it. You improve your credit by paying all your bills on time. After a few years the negatives will hurt your score less.
2007-08-06 20:52:10 · answer #3 · answered by bdancer222 7 · 0⤊ 0⤋
You can legally change your name, and they use to allow you to change your social security number as well, but I don't know what circumstances are involved, but once this process has started it's like you have never worked before, so you have to start anew, in other word's you have no ID. The reason I found out is because I did some research, and went to my state represented office in the city I live in, and they told me it was legal, but this also meant there would be no records of my previous life, for no one to see as long as I was not a criminal, Now I don't know if you can do this now because the laws have change, or rather I should say the credit card laws have changed, as well as Congress has passed a bill, for people who are in dept to Social Security; who is on Social Security, they also may have to pay.
2007-08-06 19:15:53 · answer #4 · answered by Anonymous · 0⤊ 2⤋
Sure in 7 to 10 years.
Sorry.
2007-08-06 19:01:05 · answer #5 · answered by Butterfly 3 · 1⤊ 0⤋