Credit - July 2007

2007-07-16 15:14:30 · 6 answers · asked by galajan7 1

earlier today I ask the same question about 250.00 but I needed the negitive instead of the possitive answers you have given can you help me again thanks,.

2007-07-16 15:08:08 · 7 answers · asked by lonelytommy 1

I try to use my credit card to pay for everything that I can, because its a cash back card. Between my wife and I, we usually run a balance of about $2000-2500 a month. I then pay the balance off in full every single month and have never paid a penny in credit card interest. I'm also not buying anything extra just because I'm charging. I tend to get a cash back check from those purchases of about $100 or so every few months. So not only am I not paying finance charges, but I'm actually profitting, but is this still hurting my credit in any way?

2007-07-16 14:53:08 · 6 answers · asked by nipsy3 2

will paying the $200 be better than paying the minimum of $10 that's due on the due date? like will the interest percentage be lower or it would still be the same?? thanks.

2007-07-16 14:23:38 · 18 answers · asked by Anonymous

I was just wondering if you don't have any more debt showing in your credit report because you paid it off, but there has been all those charge-offs and derogatories, will you still have a low credit score? Or does it get higher after some time? And do apartments and all the other places that check your credit before approving you for anything, will they still have any reason to decline you or do you think that hardly ever going to happen if it can be seen that you did manage to pay off all your debt?

2007-07-16 13:47:34 · 7 answers · asked by fallen_confused 2

Currently i have 2 credit cards, i just have been approved for a new one, is it bad to have more than one? how does it affects/helps my credit score?

2007-07-16 13:35:35 · 7 answers · asked by Paco 1

2007-07-16 12:58:05 · 1 answers · asked by papie000 1

is there a limitation on defaulted credit cards

2007-07-16 12:03:43 · 11 answers · asked by lynn k 1

I need one that does not ask for a Credit card number?

2007-07-16 12:00:43 · 7 answers · asked by Anonymous

I need help getting a 30 day late from my credit report. It was made in April this year, and I have called Nissan twice now asking htem to remvoe it, and I have disputed on-line 5 times. I am tempted to write a letter to who ever is in charge at Nissan!

2007-07-16 10:48:37 · 9 answers · asked by T D 1

I bought a new car in 2002. Within that year I unexpectedly had a baby and was unable to work because of child care issues. My husband was still in school, so there was no way to make the car payment, so we returned the car (voluntary repo).

Well, I never heard another word from the finance company, so I figured there was no residual on it. Fast forward five years...I am doing my annual credit report, and find my repo conveniently placed on my transunion report. It says it was placed on it in 2002, but for some reason, was never spotted by any other creditors (I was able to purchase another car -with a low apr, and have been approved for other credit cards).

Anyways now I find this on my report and am left wondering, can I still be sued for the residual ($8000) after 5 years. I never recieved a notice or a phone call. There was never a judgement placed against me either. Should I just wait and hope this falls off my report in 2 more years?

2007-07-16 10:34:21 · 5 answers · asked by Angie 2

Would it be dangerous to give someone my social security number, name, birthday, and address? It would be for a credit application but it is not for a certified car dealer, its one of those smaller dealers.

What can someone actually do with taht information?

2007-07-16 10:20:23 · 9 answers · asked by Anonymous

I called the company and they said that they only way i could start to make payments is by first paying 1,259 by the end of themonth which is in 2 two weeks if i don't they are threstning to sue why sue when i made them an offer of 300 per month

2007-07-16 09:31:08 · 7 answers · asked by foreclosed 1

I have an account that will fall off my credit report soon. I just discovered that the account has been re-aged to look like I made payments a year ago.

2007-07-16 09:26:50 · 4 answers · asked by JusMaxen 1

I am refiancing and have owed creditors for 2 years now. I want to settle with them but iam having a hard time with them cooperating with me to settle for a reasonable amount. I need some advice on how to deal with these people to get them to come down on the price

2007-07-16 08:46:23 · 4 answers · asked by Jennifer H 4

2007-07-16 08:29:41 · 13 answers · asked by klausejoe 1

I am 21 years old and I have nothing as far as credit. Everything I have is in my parents' name (phone, car, school bills, etc.). While I'm fortunate to have such generous parents, I think it will handicap me when I want to take out my first loan. I'm getting married in 2 years to a young man in the same situation. We want to take out a loan to pay for our own wedding and reception because we are very grateful to them for all they have done for us thusfar. We don't want anyone to co-sign for us. Is it possible to build enough credit to be able to take out a $10,000 loan with a decent interest rate in just 2 years?

2007-07-16 08:26:44 · 3 answers · asked by Anonymous

What exactly is a secured credit card?

2007-07-16 05:33:46 · 12 answers · asked by Anonymous

After extensive research, for a friend and me, I found out that Credit Unions are the best places to obtain a credit card, and loans. I live in Houston, Texas and found many options for a credit union so I don't know which one to choose in terms of getting a good credit card with fraud protection and all that kind of stuff that a credit card from a bank like Chase have, a saving and checking accounts with no or < $6 fees on each, and good range on loans.

I know the website that tells me which credit unions they offer here in houston, but I am more interested in personal experience with them and how did they work for you in both short and long terms. Most of the stuff I read has been only to praise each union, but which business doesn't do that, so I want to know the good and bad of the union yourself have joined and which ones you recommend.

2007-07-16 05:21:19 · 3 answers · asked by samatroy 2

2007-07-16 05:19:55 · 4 answers · asked by inneed 1

A tow truck was sent to pick up the car on 7/15/07, the driver said they send those letters to make sure you don't try to hide or avoid repossession. How is this legal???

2007-07-16 03:38:29 · 9 answers · asked by Maria b 6

2007-07-16 03:23:06 · 13 answers · asked by Anonymous

i'm wondering if there is like a program you can sign up for so kids under a certan age can have a credit card or something, because I've heard about kids using their parent's credit cards, and i wanna know if that's possible

2007-07-16 02:51:59 · 11 answers · asked by Anonymous

I want to buy a property or mobile home, sell my property first but need a loan, mortage how can i apply if My credit is bad and who to go to who is reputable UK only

2007-07-16 02:38:37 · 10 answers · asked by Anonymous

2007-07-16 02:35:23 · 11 answers · asked by Anonymous

Hello, I am curious if medical expenses affect your credit score and how they affect them. My ex was responsible for a hospital bill, he signed off to pay it and now the collections agencies are after me to pay the bill. There is another debt from a collection agency that resulted from a hospital visit. Did I say I will never again be put in the hospital and that I can not stand doctors! Anyway, if anyone knows, let me know. Thanks!

2007-07-16 02:09:51 · 7 answers · asked by Luv4Horses123 2

2007-07-15 20:27:40 · 2 answers · asked by athenex 1

I have a Cash Call loan. I am in the process of finding funding to pay them off. In the meantime, I don't have the amount they are asking for payment. I have read other places that they will call my references (three friends and three relatives), my workplace and me repeatedly once this has gone past due.

What are the laws in the state of Oklahoma or nationally in regards to them calling my workplace or references?

I don't mind fielding their calls to make arrangements. I just don't want to have some of the horror stories that I have read online.

And before the questions come....I was in a dire place when I took this loan for $2600 @ 96%. I have recently been ill or would have been able to handle the payment. I am looking for information on my rights, not criticism.

Thank you for any help you can give!

2007-07-15 18:12:52 · 4 answers · asked by Jenni H 2

I ordered somthing online today and the experation date of the card is 7/07 , this month ,is it expired on the begining of the month or the end of this month?????

2007-07-15 17:52:07 · 7 answers · asked by hihihihihi 1

I applied for a frontier airlines mastercard today, and I got declined for not having adequate income I think, but that doesn't make sense considering I selected "student" under occupation. Is there anyone who is a student and was able to get a credit card with little or no income? Thanks.

2007-07-15 16:33:59 · 7 answers · asked by a rectangle curve 3