Credit - December 2006

I was charged US$4.95 out of my bank account for knowingly
sm bus/mail, which I am not familiar, nor do I know of what for
use. I don't remember of any charge to be made on my consent,
either. For that matter, how can I correctively retrieve to the
original state ? Is it a regular repeating charges, or one time
payment? Help me please, thanks
*Ref: 800-318-0870

2006-12-26 23:49:21 · 1 answers · asked by KI BYUNG H 1

2006-12-26 23:08:21 · 20 answers · asked by Brian S 1

I have 4 credit cards with a total balance of less than $8000. Three of them are between $2000 and $2500 and the fourth is around $700. I was sick and in and out of the hospital, had to quit my job and fell behind so now all 4 of them are with collection agencies. Now I am trying to pay them a little at a time, but I feel like I am just spinning my wheels. One of the companies keeps threatening to sue me and attach my assests (which I don't have much of anyway) How likely are the collection companies to sue me for these amounts and what is my best course of action for me. I am not trying to get out of paying, I just need time to get back on my feet.

2006-12-26 22:59:48 · 4 answers · asked by alahan15816 1

2006-12-26 22:58:04 · 13 answers · asked by k_cweet 1

2006-12-26 22:50:10 · 8 answers · asked by alahan15816 1

Do credit card company charge interest once a month? Please explains, Thank you!

2006-12-26 21:15:15 · 5 answers · asked by a9113257311 3

The gift card was a gift from my fiance's mom for new tires how ever the brand and size of tires that i need are not sold there. Can they refund the gift card with reciept to her credit card so she can give me cash?
p.s. I checked the wal-mart website and all it says is it can not be refunded for cash.

2006-12-26 19:54:19 · 8 answers · asked by txguy 1

Thank you anyone, I've read so much info, but I'd like a real persons view and opinion, and how to start out and what to do, thank you :) I know you pay a monthly balance, and that's about it. I have good income, and can pay off the bills no problem, I don't spend much, but I might need one for larger things.
again thank you lol. ^_^

2006-12-26 19:27:55 · 5 answers · asked by Fuzz 3

Is it true that when you apply for credit cards and such and get denied that it messes up your credit?

2006-12-26 18:31:44 · 5 answers · asked by Miss Carmel 1

what state can you move to, that your credit automatically starts over?

2006-12-26 18:28:17 · 6 answers · asked by nica223 2

If you have two small delinquint items on your credit report that can be taken care of easliy, will your credit resume as good credit immediately after its cleared?

If not, how long does it take to restore good credit after paying the delinquint debts?

2006-12-26 17:39:19 · 4 answers · asked by High? 6

I can't save anything. I just had to go open up another account so I could put my rent in it and not touch it.... I like can't stop spending.THank god i never got a credit card. I knew i would abuse it... DOes anyone have anytips on how to save money!! please help.....

2006-12-26 16:37:31 · 8 answers · asked by Anonymous

hi,

i owe around $15,000 credit card debts , can i file bankruptcy now?
i don't have a house now and already sold out the car longg time ago.

1-what will happen to mine credit card debt after file bankruptcy?
2-how much i need to pay to do this with lawyer?
3-what will happen to mine credit file?


thanks

2006-12-26 15:38:32 · 7 answers · asked by nechong 1

I never use the card because the interest rate is to high. It was my first credit card. it haws a zero blance also. I heard that by canceling credit cards it can mess up your credit is this true?Or should i just shred it up and not bother even cancelling?

2006-12-26 15:09:42 · 16 answers · asked by Anonymous

2006-12-26 14:36:50 · 7 answers · asked by composure 1

2006-12-26 13:46:04 · 20 answers · asked by Nickboi88 2

2006-12-26 13:40:33 · 5 answers · asked by nashvillekat 6

2006-12-26 13:17:36 · 6 answers · asked by Nickboi88 2

I currently reside in Phoenix, Arizona. I have poor credit and my fiance does as well. We bought a vehicle a few months ago and are deep into negative equity by 10K. Is there any company that would refinance our car with only showing 3 payments made on it? Would they refinance with poor credit? Does any one have any suggestions on how to get out of situation? My car payment is over $700.00. Any help would be great. I didn't realize what a mess we were in until today when I spoke to a dealership.

2006-12-26 13:10:47 · 2 answers · asked by kp 1

Well, as shameful as this may be, my sister has a two year old daughter and i just recently found out that she's been using her daughters information to open accounts such as credit cards, cell phones etc. What should i do to help my niece out?

2006-12-26 12:25:33 · 18 answers · asked by Anonymous

2006-12-26 12:12:12 · 8 answers · asked by MS. T 2

I recieved a pre-paid debit card from national city for christmas and I'd like to but something on the internet, can you use these cards online

2006-12-26 11:13:32 · 6 answers · asked by Anonymous

do not tell me not to go to one. I am in a serious situation and I need some real help.

2006-12-26 11:10:34 · 15 answers · asked by Disaster Pending 1

2006-12-26 11:04:22 · 14 answers · asked by Brian S 1

Hi i did somework for a guy that not paying, i have been in contact with him and no luck. Is it easy to file suit ect. or can i get stuck with attorney fees and still get nothing out of him "i have heard this happening." the amount is 5483

2006-12-26 10:59:34 · 4 answers · asked by dan g 1

2006-12-26 10:43:23 · 10 answers · asked by cackle01 1

I want to find a reputable lender have ccj want to consolidate all debt get on feet start new year a fresh anyone help that is genuine
not yes loans or debt management!!!

2006-12-26 10:28:28 · 6 answers · asked by cackle01 1

Hi there I want to start new year afresh willing to be open to offers re interest etc anyone genuine be able to help
make our life such a difference
had ccj so bank hopeless

2006-12-26 10:11:36 · 11 answers · asked by cackle01 1

I had a bill for a hospital visit back in april 2004, I have just been served to pay this bill i forgot i even had..( its a whopping $240. i am sure they have already written off) isn't there a statute of limitations on how long this collection agency can file a suit against me?

2006-12-26 09:52:27 · 6 answers · asked by mslorikaraoke 3

2006-12-26 09:45:45 · 9 answers · asked by ryneweir 2