Why am I charged US$4.95 for sm bus/mail?

Question

I was charged US$4.95 out of my bank account for knowingly
sm bus/mail, which I am not familiar, nor do I know of what for
use. I don't remember of any charge to be made on my consent,
either. For that matter, how can I correctively retrieve to the
original state ? Is it a regular repeating charges, or one time
payment? Help me please, thanks
*Ref: 800-318-0870

Answer 1

Try contacting your bank and ask them. No one here will know.