Credit - December 2006

2006-12-26 01:59:13 · 7 answers · asked by Lisa R. 1

2006-12-26 01:37:58 · 5 answers · asked by cubapatt 1

not bill me later! Thanks

2006-12-26 01:31:26 · 4 answers · asked by Anonymous

If I have $700 dollars of debt, $59 is a old utility bill, and the rest is hospital bills in collection. And I have no open accounts. What would my credit score be like?

If I opened a revolving account and paid as agreed would it increase my credit score?

2006-12-26 01:27:30 · 4 answers · asked by shorty2002 2

Is that card seriously clear plastic that you can see right through? Is the Blue and/or Blue Cash card clear as well?

2006-12-26 01:13:12 · 2 answers · asked by tcsmoooth 2

I was informed once that there is a way to repair your credit if you pay a certain amount of money in order to get approved for a homeowners loan. Is this true? And how do I find the repair person?

2006-12-26 01:02:22 · 6 answers · asked by Million C 2

2006-12-25 22:36:16 · 1 answers · asked by Mr Inquisitive 1

I live and work in China, how can I apply for a credit card, to take advantage of cheap flights on the net, I do not have a UK bank account.

2006-12-25 21:22:21 · 3 answers · asked by stephen g 3

i have visa card and i want to check how much money it contain
how can i do it? i mean website, also i want to use it in paypal and it is aborted, can any one help please?

2006-12-25 20:32:46 · 6 answers · asked by hassan ali barakat 1

Over the past few years, I've made a point of checking my credit history with the three major Credit Reporting Agencies (CRAs). I began doing this after I was denied credit by a bank for overdraft protection on a checking account. While I was able to correct an error on the report from the CRA that originally provided that information, I subsequently noticed that my other two reports contained slightly different information about this account. Its complicated by the fact that the original debt was to a bank that was taken over by another bank and I was not able to pay at the time I received a collection summons in the mail from a collection agency. A few months later, though, I was able to pay and sent off payment, but this "paid chargeoff" was only placed on one CRA report. I've disputed this with the other two CRAs, but both inform me that, after verifying the information, they believe it to be correct even though it contradicts information reported to the third CRA. Any advice?

2006-12-25 18:40:09 · 4 answers · asked by G A 5

I got a Simon Malls gift credit card for Christmas, and it would be ten times more useful if I could somehow just change the danged thing into cash. Is there some easy way to do this?

2006-12-25 17:54:22 · 4 answers · asked by rla128 1

In 2004 I filed Chapter 7 and after it was did charged I got in an motor vehicle accident and all my bills went behind and I had about $80,000.00 in medical bills i'm now just getting back to work and want to try to rebuild my credit,i have charge off,closed accounts,delinquency on accounts,write off and about 60 accounts,i have sent letters offering a settlement offer for those accounts but, there are alot of accounts,i dont think what i sent will be accepted but thats all i have what do you think is the best way for me to rebuild my credit?Will paying almost all the negative help my score come up?

2006-12-25 17:43:53 · 6 answers · asked by simsfamily0505 1

2006-12-25 17:18:24 · 1 answers · asked by patriotsfanaj 2

2006-12-25 17:09:55 · 3 answers · asked by Sweet like Sees Candy's!!! 2

if I sign up for a porn site, will the porn site appear on my credit card bill.

2006-12-25 16:54:16 · 3 answers · asked by Nickboi88 2

I have good credit now...but
If I pay only the minimum amount (in this case for a very long time) will I still have the same good credit as I do now at the end of paying it off ...and assuming I don't mess up my credit on a few other accounts that I have. I do pay on time, every time.

2006-12-25 15:48:21 · 7 answers · asked by Paul 3

I have good credit now...but
If I pay only the minimum amount (in this case for a very long time) will I still have the same good credit as I do now at the end of paying it off ...and assuming I don't mess up my credit on a few other accounts that I have. I do pay on time, every time.

2006-12-25 15:45:55 · 4 answers · asked by Paul 3

2006-12-25 14:47:48 · 4 answers · asked by JUSTASKING 1

I have this card that is going to start charging me a monthly fee to use it, and Ive been wanting to cancel it for a while now, do I have to pay the balance off in full first or can I cancel it and just make the payments on it like i normally do?

2006-12-25 13:58:24 · 15 answers · asked by Blackangel2006 3

So, initially I had signed up for a credit card to get a free tshirt. Well, now I am thinking about it. I am 19 years old, and I would like to slowly begin building up my credit. I do not want to go out of control with this credit card. What are some suggestions for when I should use my credit card, in order to gradually build credit, and still not have to just pay the minimum cost of my bill?!?!

2006-12-25 12:34:58 · 11 answers · asked by Britterrsssss 2

2006-12-25 12:07:04 · 1 answers · asked by jay1026812004 2

i'm 13 and i want a mycard prepaid mastercard, is it possible to get one if someone buys it for me as a gift? and whats with the identification process and how do they know if your underaged? cause they said if the imformation doesn't work then they call asking to send documents proving your age.

2006-12-25 10:59:54 · 6 answers · asked by Samantha R 1

i am searching for renting a manufactured home. but i am confused if the monthly payment is seperated from the lot rent.

this manufactured home asked me for $749/month, but down the page it says Lot Rent: $394.
http://www.mhvillage.com/Listings/Listing.php?key=107826
so can you please explain to me?

2006-12-25 10:35:50 · 5 answers · asked by Anonymous

I'm stuck with a horrible debt and creditors demanding immeadiate payment... so if you were someone that has no way to magically make money appear in a few days and a business that is a little stagnant at the moment.. can you get a credit card/ debt loan anything to give you some more time till you fix things and come up with the money eventually??

2006-12-25 09:15:50 · 11 answers · asked by Anonymous

2006-12-25 08:28:55 · 6 answers · asked by Nuradin M 1

I have had the most difficult time trying to find an answer to this question. Does anyone know how much interest a bill collector can add to charged off account they receive?

I received one answer, and was told they can add interest if it is "authorized and agreed to in the original contract". Ok, what does this mean? Does it mean, if the original creditor was charging me 12% interest on a $4000 loan charged off in 2000, a bill collector can buy the debt in 2007, and charge me 12% interest for the entire 7 years?

Can someone provide a legal answer, and an example of how this would be broken down? A collector is currently charging me interest EACH MONTH on a charged off account they recently received. I don't see anything in my contract saying bill collectors can charge interest. The only thing mentioned is the interest rate I had with the original creditor on my loan. Thanks.

2006-12-25 08:15:19 · 4 answers · asked by Anonymous

2006-12-25 07:16:54 · 2 answers · asked by John J 1

court for it. The original amount was not that large, but the court fees late fees etc, has almost doubled it, what can they do legally on this UNSECURED debt? His ex wont pay.

2006-12-25 06:27:10 · 4 answers · asked by Joyce D 2

2006-12-25 06:15:33 · 10 answers · asked by plumbinmonkey 2

Is it a violation of the fair credit reporting act to post an account twice on an individuals credit report?

2006-12-25 05:55:37 · 3 answers · asked by putnam127 1