Credit - September 2006

I have just moved into rented accomadation where 8 previouse tennants rented, all of whom have had bad credit listings.

I have tried to open a bank account and get a credit card all of which, has been declined due to this problem.

what can i do, or who can point me in the right direction for allowing me to open a bank account when my own credit rating is good.

2006-09-20 11:49:52 · 11 answers · asked by davie 2 shifters 2

if yes, how long do u need to have it for?

2006-09-20 11:45:45 · 8 answers · asked by GABRIELLA 3

I'm 26 and I have no credit history at all. I'm always needing to make a purchase online like air tickets or internet courses. Right now I am not able to get a loan for school, a home, finance a car, or even get a cell phone. Should I really get a protected card and work from there? If not, what can I do to establish even a wee bit of credit??!!!! I don't want to go into debt! THANKS

2006-09-20 11:42:21 · 12 answers · asked by Anonymous

this was on a credit check i found this out ... it was in year 2002 when purchased and i didnt sign nor even been to a moble home place of bussiness...

2006-09-20 11:02:38 · 2 answers · asked by Anonymous

2006-09-20 10:58:56 · 6 answers · asked by terry3798 1

ive got an amount on a credit card, can i transfer this balance to my friends credit card (with his permission obviously) to take advantage of his 0% on balance transfers offer?

2006-09-20 10:41:48 · 9 answers · asked by Anonymous

How can it go up? Will it effect which job I can get, the college I can go to, the house I can buy? What else can it effect, and what is it really? How important is a credit score in your life? What happens you when you fail to pay your debt and your credit score goes down?

2006-09-20 10:25:58 · 14 answers · asked by Armin 3

How do I get an unsecured credit card(except from Orchard Bank) if I have bad credit? Also, what is the best way consolidate my delinquent bills if I can't get a loan or credit card, and my checks are all going towards small payments?

2006-09-20 09:55:24 · 6 answers · asked by N Burbs of Chicago 2

my sister hasn't been paying her credit cards, they call ALL the time and she's ignoring them, (not the brightest bulb) she'll be starting a job soon, can they take the money out of her checking account? i personally think they should if they can

2006-09-20 09:39:02 · 6 answers · asked by AFwife 4

Alright , I have 4 payday loans that i have taken out . Keep getting calls everyday at my job . I couldnt pay them the whole amout back but i have been making opayment to them . They keep calling stating that they need more money . Im unable to pay the full amount . With me making a payment of 50.00 to them every other week can they come after me ?

2006-09-20 08:37:43 · 18 answers · asked by bjhoney262000 2

I asked to see the letter they refused in an "at will" state they did not have to show me it .. but I'd like to know why my co-workers knew about the letter and some of it's contents when I wasn't allowed to. It was about me & accusations about me that were untrue and not prooven to be true & could've been written by anyone with a grudge.Isn't that stuff suppossed to be private and kept confidental....not shared with co-workers? spoke w/co-workers after I left & they told me the boss went & asked everyone repeatedly if they wrote it or not? Then had a meeting telling them if in the future they had issues to come to them personally if a letter is written to please sign it. Could this be because I filed for unemployment and unsigned accusations may not be enough to stop me from collecting..even though I've had previous warnings the whole reason for termination was a letter they got threating to go to the state. If there was no letter I would still be working there today.

2006-09-20 07:33:49 · 3 answers · asked by Anonymous

used trucks are like $40,000 and used trailors can be found for less than $10,000 so the total loan amount would be $50,000.

2006-09-20 07:33:17 · 2 answers · asked by Anonymous

Apparently it is like a checking account card. You can have your paychecks direct deposited onto this card and you can use the card at most atm’s to withdrawl money. You can pay your bills online….and just like a checking account if you overdraw the amount they will charge you insufficient funds fees. I’m curious about the direct deposit. Will most employers direct deposit to this card since it is not technically a bank checking account? The card is owned by Meta-Bank but I just want to be sure before I decide to try it… Also if anyone has had any problems with AccountNow I’m curious to know.

2006-09-20 07:09:22 · 2 answers · asked by estephania2182 3

Having a midline credit score....Does the rate go up the more you borrow or the rate goes down the more you borrow.

2006-09-20 07:08:01 · 7 answers · asked by Anonymous

I have 2 old credit card accounts, one is collection and one is showing charged off as bad debt , that I could payoff in 2 yrs, or I could do nothing and they will rotate off in 4 more yrs. If I pay off the accts, will it improve my score or hurt it? I'm afraid they'll be on my report for 7 more years from payoff date (9 yrs from now) even though finally paid because they were collection accts.

2006-09-20 06:59:17 · 26 answers · asked by happyendingsonly 2

I am disabled and limited income. About 4 or 5 years ago I got this credit card and hit hard times and I can't make the payments right now. Because of the hard times I ran into I am having to work a parttime job and they are calling my work place what can I do? Please help quick!

2006-09-20 06:56:15 · 21 answers · asked by lanettetate69 1

2006-09-20 06:52:02 · 9 answers · asked by Jeremy P 1

2006-09-20 06:50:12 · 7 answers · asked by rdhatgram 1

I had recently checked my credit score with 3 credit bureaus i had a low score from equifax, medium score on trans union and a high score on experian. and my fico score was high as well. JUst curious to find out why they are not even. The differnce between my equifax and experian was close to about 100 points! what can i do tochange this.. remeber that I've been paying bills as well as making cc payments on time, including paying over the minimum requirement. anyone have an answer !

2006-09-20 06:31:46 · 9 answers · asked by Yoto 1

They want over 7,000, but are offering me a settlement of 2,400. They wanted it all at once, or in 3 payments of 800. I told them I cant afford that, and could give them 250 a month. Now they are saying yes they will take 250, but I will have to pay the entire 7,000. How do I get them to keep the 2,400 deal, but make the payments of 250.

I am very bad with these things. I am bad at negotiating.

If they dont accept, how long do I have before they can sue? How can I stop them from lawsuit?

2006-09-20 06:29:26 · 17 answers · asked by Anonymous

I've heard that if you owe let's say $1,000 to a collection agency you can tell them that you'll settle for $500 w/ one payment but not until you recieve a letter from them stating that any bad reflection on your credit report will be erased. like you were never late on a payment. Also can credit cards go after your assests for an amount of $1,000? How long will these delinquencies stay on your credit report? I've heard after seven years it will be gone even if you don't settle with the collection agencies.

2006-09-20 06:16:45 · 8 answers · asked by Anonymous

I have an account at an egyptian bank, I have the ATM card. now I'm in San Francisco and I want to get some cash, how much is the fee if I used a Wells Fargo ATM machine?

2006-09-20 06:09:53 · 5 answers · asked by Anonymous

2006-09-20 06:04:31 · 4 answers · asked by billi 1

2006-09-20 05:34:32 · 4 answers · asked by NICOLE J 3

2006-09-20 05:32:44 · 11 answers · asked by renay33us 1

My friend was leaving in Canada from past 4 yrs and he recently got permanent residence their.

During past 4 yrs he had credit cards ( which were issued by some institutions basically with just details of his Name, Date of Birth and Home Address) seems he hasnt provided them with his Social Number (SSN/SIN) at that time to obtain credit card.

And he moved out of the country last year and is planning to return back to canada this year since he has got his Permanent Residency their.

Now the question is, can he Re-apply for Fresh/New Credit Cards again with his new SSN/SIN number and re-eastablish his credit History??

or if he applies, is he liable to pay the old dues first before getting a new credit card??

2006-09-20 05:05:49 · 2 answers · asked by me_myself_and_you_yourself 2

after i have shipped the goods

2006-09-20 04:37:45 · 5 answers · asked by luckychina 2

I am paying it off but will it be wiped off my credit history before it is paid as it is nearly six years old or does it have to be paid before it is removed? I know a person who amassed a lot of debt and never paid it off and after 8 years they tried to get credit and where successful - can this be true are all debts removed whether they've been paid or not??

2006-09-20 04:31:58 · 3 answers · asked by M G 1

I am ashamed to admit that I overdrew my account by $1000 dollars three years ago. I was young and dumb and now want to pay it off. If I pay it, will I be able to get a checking account again right away?

2006-09-20 04:04:28 · 5 answers · asked by estephania2182 3

2006-09-20 04:02:08 · 8 answers · asked by lvmy2snssls 1