I am ashamed to admit that I overdrew my account by $1000 dollars three years ago. I was young and dumb and now want to pay it off. If I pay it, will I be able to get a checking account again right away?
2006-09-20 04:04:28 · 5 answers · asked by estephania2182 3 in Business & Finance ➔ Credit
Maybe, depends on the bank...you may have to have a secured account for a while.
2006-09-20 04:12:54 · answer #1 · answered by fairly smart 7 · 0⤊ 0⤋
Doubtful. I went through that once & banks told me I had to wait a number years. I couldn't even get a savings acct. w/out a co-signer. Tried at numerous banks & my balance I paid off was only around $200.
That was *years & years* ago & I still don't have an account. I refuse to deal w/ banks now. Hate 'em. ;-)
2006-09-20 11:12:25 · answer #2 · answered by coffeepleasenosugar 4 · 0⤊ 0⤋
Some banks will offer a deal, so that you pay it off. but you may have stipulations on your account. Like you can only withdrawl a certain amount and you can't do deposits at the machine without a hold.
2006-09-20 11:12:56 · answer #3 · answered by wardsha2002 3 · 0⤊ 0⤋
god, i hope they weren't charging you any fees or anything. i would find another bank if you want to open another account. i don't think your current one is gonna be a big fan of giving you another checking account.
2006-09-20 11:13:19 · answer #4 · answered by practicalwizard 6 · 0⤊ 0⤋
If it has just been satisfied, probably not!
2006-09-20 11:10:16 · answer #5 · answered by surelycoolgirl 5 · 0⤊ 0⤋