whats the best credit card to have ?

if you must have one...get a prepayed one!

2006-09-20 05:35:14 · answer #1 · answered by whoanelly00 5 · 0⤊ 1⤋

Which credit card is best will depend on the spending habits of the user. If you never carry a balance, then get one with no fees and high APR. You will never carry a balance so the APR is not relevant.

If you plan on carrying a balance often, then you want to keep your APR as low as possible, even if that means paying a few extra fees. As long as the fees are not greater than the amount saved in interest payments then you are looking good.

2006-09-20 16:36:44 · answer #2 · answered by Jon N 1 · 0⤊ 0⤋

The best credit cards are:

1) The one with 0% interest on balance transfer or purchase if you need to pay-off high interest loan or do a big purchase that you plan to pay-off in a year

2) The one that gives you the most points and cash back for using it when you pay balance in full each month.

Sincerely,
Marina Lando
President
Business Loan Quest
http://www.blquest.biz

2006-09-20 15:17:00 · answer #3 · answered by Marina Lando at Harmony Life 2 · 0⤊ 0⤋

Hi renay33us,
That's a tough question to answer because depending on your credit score the better card you can get because of the interest rates. I would reccomend comparing credit cards side by side to determine which ones fit your needs the best. Here is a link to a site that compares credit cards.
http://www.0-apr-creditcards.com
Hope this Helps!

2006-09-20 12:39:46 · answer #4 · answered by aheitzman 2 · 1⤊ 1⤋

I have had awesome luck with Discover card and also Capital One.. You need to find one that has a low APR!! I dont suggest going with any of those mileage plus or anything like that.. they will get you in the end!

2006-09-20 14:18:49 · answer #5 · answered by Anonymous · 0⤊ 0⤋

NONE! lol
I don't want to get a credit card, because I know it would mean trouble, because I have a serious shopping problem LOL,
I actually got one of those prepaid Mastercards for shopping on the internet. I love it.
Get one that the rewards suite your lifestyle. for example, if you like to travel, get one that offers points towards flights.

2006-09-20 12:36:37 · answer #6 · answered by Anonymous · 0⤊ 0⤋

the best credit card to have is no credit card,that way you don't find yourself in tons of debt.

2006-09-20 12:35:04 · answer #7 · answered by Anonymous · 1⤊ 0⤋

American Express. The balance is due in 30 days. It keeps you out of trouble.

2006-09-20 12:36:26 · answer #8 · answered by Monty L 5 · 0⤊ 0⤋

from personal experience i would say none. cc companies are all thieves. save youre money and pay cash!

2006-09-21 01:36:45 · answer #9 · answered by namkciub 3 · 0⤊ 0⤋

discover

2006-09-20 12:34:06 · answer #10 · answered by Anonymous · 0⤊ 0⤋

whats the best credit card to have ?

11 answers