Credit - July 2006

2006-07-24 04:28:19 · 6 answers · asked by S D 1

There are a few things on my credit report which were taken care of in 2003. Anyone know what I need to do to fix this?

2006-07-24 04:11:11 · 13 answers · asked by Critical_of_Idiots 2

We have been thinking about trying one that we have seen on tv. Did not know if it really worked and if it was expensive.

2006-07-24 03:55:38 · 4 answers · asked by bonjovigirl 2

2006-07-24 03:40:48 · 12 answers · asked by Natasha B 2

2006-07-24 03:40:43 · 2 answers · asked by Anonymous

does anyone know of a bank account that'll give me an overdraft even if my credit isn very good?

2006-07-24 02:12:15 · 6 answers · asked by Anonymous

2006-07-24 01:44:40 · 5 answers · asked by Anonymous

2006-07-23 23:50:32 · 2 answers · asked by Anonymous

Kindly provide sample picture

2006-07-23 20:29:58 · 5 answers · asked by jimboofpatel 1

I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I don't know the differnce between credit counseling and debt consolidation, or other options I may have and not even know about, I would love to not have to hurt my credit score... I'm not even considering bankruptcy, just want to get these stupid cards paid off!

2006-07-23 20:08:46 · 11 answers · asked by macejj 1

2006-07-23 19:51:32 · 8 answers · asked by cvhiew8873 3

too many fake sites on the net to sift thru.

2006-07-23 19:49:42 · 1 answers · asked by Charles 4

2006-07-23 18:58:05 · 2 answers · asked by Anonymous

2006-07-23 18:46:07 · 9 answers · asked by dr. ruth 2

i am only going to buy a car for $6000 or less. my score (experian -- today) is 562. steady job for 2 plus years, same with residence (with a good reference from landlord). my credit union won't lend me money; they say i need to open any new line of credit and to be in good standing for 9 mos., and to get my score over 600, then they'll refinance me. budget swears they have the best "program" for those rebuilding credit history (they report monthly to all 3 credit bureaus). i am cetain my payments will be on time as they will be auto-withdrawn from my bank account, and the monthly payment will be under $200. and i have reasonable assurance that my job is secure. 23% sounds like a rip-off, but i can't afford to keep shopping for a better rate costing me points off my fico score. any suggestions? i really need that new line of credit to appease my credit union so that i may soon become eligible for an unsecured credit card with them, as well as a future new car loan, or even a mortgage.

2006-07-23 18:36:12 · 6 answers · asked by songman 1

I have never paid a credit card bill late. I wonder if it's possible to raise my APR. I'm sure Citibank would like that. Has it ever been attempted?

2006-07-23 18:15:08 · 4 answers · asked by presidentrichardnixon 3

Is there any way to have a credit card with Citibank and not have to listen to agents talk endlessly about all these worthless things they think I should have?

I don't care about my APR rate; I don't want credit protection; I don't want to transfer a balance, etc.

2006-07-23 17:14:50 · 5 answers · asked by presidentrichardnixon 3

>1st credit card with 500 credit limit w/c recently increased to 750
>how fast can a credit score go up?
>if i apply for an amex gold, would i be approved?

2006-07-23 17:02:01 · 6 answers · asked by riv3ndelle 3

I've read things about people marrying and they affect each others credit at that point. Of course, money isn't everything. But the whole issue reminds me of one guy in my neighborhood.

He said that whoever he married, he wanted to live in a huge country house, and it would be entirely in his name (and he had really bad credit...something to do with his school or car loans, or both). Plus, he wanted a huge family.

How is all that possible? And if he dated someone and became really serious, do you think things would work out? If whoever he met had pretty good credit, and they got married, should she just keep her finances separate...no joint accounts. Or just not let the relationship go as far as marriage, at least until he gets his credit back in good standing?

2006-07-23 15:49:18 · 4 answers · asked by cassicad75 3

2006-07-23 14:41:14 · 4 answers · asked by Anonymous

A constable keeps harassing me leaving letter and phone messages. On the letter his name on top and Harris County, precinct number and in the letter he states that I should pay this debt or the writ and seize will start on my property. Seems like he is trying to collect for the credit card co. I thought according to the law in Texas the debtor could not seize or garnish your wages in Texas. Please help.

2006-07-23 13:42:23 · 4 answers · asked by GIOVANNI A 1

If a credit card company is granted a judgement against me, can they freeze my checking account? The state I live in does not allow any wage garnishment, but if they froze my checking account, wouldn't this almost be like wage garnishment because I could not access my money?

2006-07-23 11:28:14 · 8 answers · asked by sparkles 4

Those a house bulider that has his own compeny make more money or a person that sells cars.

2006-07-23 11:22:03 · 9 answers · asked by Anonymous

2006-07-23 09:49:59 · 7 answers · asked by Kisha L 1

2006-07-23 09:45:35 · 1 answers · asked by assnut 1

My husband and I have racked up $12000 in credit card debt. He has $48,000 in his 401K. We're young...and the interest is only climbing on our credit card debts. I feel like we're getting nowhere. Why can't we tap into a portion of that to clear our debts? Isn't there a loophole or one time allowance? I've heard that if you're about to forclose on your home you can access it...but who wants to get to THAT point before getting help?

2006-07-23 09:42:58 · 14 answers · asked by Anonymous

Last month I visited a strip club and used my card to pay for charges.

Next morning i have $6300 worth of charges on it!! I was only there myself for 2hrs- unforutnatly i was totally wasted and cant rememer the night or what i have signed for :(

As a result, my citi credit card which has a limit of $3500 currently is $4800 over the limit! HELP!!!!!

I cant get unsecured loans as my credit history is too short. I have already disputed the charges, but if i did sign the reciepts and hence liable what is my best solution. I have no other debts...

Thanks for your help

2006-07-23 08:57:20 · 4 answers · asked by s c 1

2006-07-23 08:51:43 · 4 answers · asked by its me a 1

2006-07-23 08:35:28 · 8 answers · asked by Anonymous

2006-07-23 08:18:37 · 5 answers · asked by smokindoggy 2