I always pay my husband and my credit card payments on time. However, because both are close to the credit limit, a few times they have gone over the limit by a little bit because of the monthly finance charges. Does this hurt your credit score as much as making a late payment? My husband doesn't seem to think so, but I DO. We just tried to get a loan and they said we had "deliquent payments", however, we have never had a late payment, just gone over the limit. Is it the same thing in creditors eyes??
2006-06-19
07:17:53
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15 answers
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asked by
turbo_shagwell
1