Credit - June 2006

2006-06-19 12:05:53 · 2 answers · asked by Anonymous

He has worked at Walmart for a year and has a down payment. He drives a junk truck to work every day and needs to buy a car soon. I can co sign, but would rather he do the purchasing on his own. He has no credit history.

2006-06-19 11:15:02 · 20 answers · asked by happydawg 6

2006-06-19 10:52:04 · 9 answers · asked by mario r 1

I know you have to pay on time and keep the balances low. But Im curious can it be done in a few months or does it take years. Also If you have low balance loans with very low balances, will addition secured loans help your credit score?

2006-06-19 10:44:34 · 6 answers · asked by touchemupent 1

when my wallet was stolen i reported it to the police department and the banks, my social security cards, my children's ssCards and my drivers licenses were in there this person or person's has already been writing bad checks

2006-06-19 09:22:53 · 9 answers · asked by Denise J 1

unemployed fixed income

2006-06-19 09:05:06 · 4 answers · asked by annglasper 1

2006-06-19 08:31:34 · 5 answers · asked by twinsmom 2

2006-06-19 07:45:36 · 18 answers · asked by okronbon 3

2006-06-19 07:45:10 · 4 answers · asked by pinkylove5 1

i haven't made a minimum payment in 8 mo. they are charging it off, but can will they sue me for it? my credit card limit was 1250 and with fees and interest it's up to about 2200. i don't have a job bc i take care of my son. my husband got laid off and we can barely afford to live. i only own a '92 car that's not worth even 800. if i continue to make payments, can they sue me? we can't afford to pay right now and we certainly can't afford garnishments or court costs. what can i do?

2006-06-19 07:25:19 · 10 answers · asked by Tia M 1

I always pay my husband and my credit card payments on time. However, because both are close to the credit limit, a few times they have gone over the limit by a little bit because of the monthly finance charges. Does this hurt your credit score as much as making a late payment? My husband doesn't seem to think so, but I DO. We just tried to get a loan and they said we had "deliquent payments", however, we have never had a late payment, just gone over the limit. Is it the same thing in creditors eyes??

2006-06-19 07:17:53 · 15 answers · asked by turbo_shagwell 1

it rules

2006-06-19 06:58:30 · 21 answers · asked by Flight&Fight 2

2006-06-19 06:55:14 · 12 answers · asked by unknown11233 1

2006-06-19 06:50:23 · 4 answers · asked by oandl31 2

I sent a Validation of dispute letter to a collection agency and to the original creditor 30 days ago and as of today I havent got any response. What are the next steps Im to do now? The debt that I was disputing is a debt I never had with the original creditor. Its not identity theif because I called the original creditor on the phone and gave my ss# and they couldnt find any account in my name.Then I mailed them a VOD, but its been over 30 days and I havent received any response from them or the collection agency.

2006-06-19 06:14:49 · 11 answers · asked by mememe 1

2006-06-19 06:13:03 · 9 answers · asked by tessadaniel05 1

family, my finace has ok credit mine is just terrible. I only owe 4 thousand but can't afford to pay it back. Whats the best way to rebuild my credit I feel like I'm holding my fiance back. We really need to but a house we feel like renting is a waste. I have a 2 year old and we are expecting another in the fall. I have talked to the credit burio and they said that the least amount of paymeny they would take would be 5o a month, but that just covers interest with rent and everything else I can't afford anymore, I feel stuck, I need help.

2006-06-19 04:39:03 · 10 answers · asked by YummyMommy 1

I want to transfer my credit card balance to one with a lower interest rate. Can I get rewarded for doing this through any credit card company?

2006-06-19 04:36:52 · 5 answers · asked by Heythere 3

2006-06-19 04:00:00 · 7 answers · asked by Anonymous

I have excellent credit. I belong to a credit union and am currently paying 12.99% on a Visa Platinum card. When I applied for the card several years ago the APR was 9.99%, but it has increased over the past couple of years. I would like to find a lower rate card.

2006-06-19 03:08:59 · 7 answers · asked by margarita 7

The last 6 months have been hard, and sometimes with no money in the bank, I couldn't make payments on time. Now our situation is much better, but we need to improve our credit badly. Any tips or advice would be appreciated, thanks!

2006-06-19 02:47:24 · 9 answers · asked by Nikki 1

2006-06-19 02:29:45 · 1 answers · asked by mohit 2

2006-06-19 01:18:51 · 2 answers · asked by poo 2

2006-06-19 00:08:57 · 10 answers · asked by Lorr C 1

I have a judgement that was filed by a Credit card company in 2003. I just opened a savings account in my name and my grand daughters name to start putting money away for college. Can this be garnished against this judgement and if so is there some other kind of college fund I can do that they cannot touch.

2006-06-18 17:21:50 · 4 answers · asked by Birdlegs 5

2006-06-18 17:10:50 · 2 answers · asked by tarshachap 1

2006-06-18 16:49:36 · 12 answers · asked by lilAudrey 6

I was going back thru some of my old credit reports to resolve some issues with my newest one.....I saw that I had a bad debt let's say with "Acme Loans" - The open date was August 1997 & they continued to report until 2003 where it was then sold to a collection agency - their open date is 08/2003 - Can I have the credit bureau's delete the collection agency since the original debt began reporting in 1997? Also had another one where the original debt was 02/1998, then sold to a collection agency & their open date was 8/2000 should have fallen off this year....but they then sold to another collection agency in 2005 & their open date is now 9/2005??? Can they do that??

2006-06-18 14:54:40 · 9 answers · asked by Hippyghost 1

I am a college student and I want to apply for my first crdit card.

2006-06-18 13:54:59 · 13 answers · asked by ldyballer1203 1

a store cancelled my credit card after equifax reported i claimed bankruptcy.its a mistake i didnt claim bankruptcy

2006-06-18 12:07:55 · 15 answers · asked by tokeymom 1