Business & Finance - 16 December 2007

Buying my first home and want a quality loan. Whats a good mortgage loan company thats a larger chain GMAC, Countrywide? I dont want a surprises during my loan are fixed loans better? Have good credit

2007-12-16 18:17:33 · 4 answers · asked by Tell It Like it is 2 in Renting & Real Estate

Just want to know if there are other Realtor out there having success with doing Broker Pricing Options and CMAs for banks? Any good sites to go to start?

2007-12-16 18:17:09 · 3 answers · asked by Enoch 1 in Renting & Real Estate

I bought drinks on this card , What will they do once they find this card and it does not work ..

2007-12-16 18:04:40 · 2 answers · asked by Brandon 3 in Credit

Starting today I need to get a job for the winter break. My break is especially long from today, the 17, to Feb 5 because I have transferred schools and cannot go during the winter term. Any ideas of places or types of jobs that would be hiring now??

2007-12-16 18:03:58 · 2 answers · asked by Anonymous in Other - Careers & Employment

Hello,
Is it common for a guy to be an anesthesiologist? I notice more females than males. Just wonderin. How to you become an anesthesiologist?
Thanks!
-Matt

2007-12-16 17:53:26 · 4 answers · asked by Anonymous in Health Care

I am married with no kids and have life insurance and have retirement plan benefits. I want to know for sure that if anything were to happen to me my wife would be fine financially. Is the personal debt that is only in my name such as remaining school loans or credit cards something that becomes an uncollectable debt or is that something transfers over to my wife? I would think that since it is only in my name she would not be responsible for them and they could not collect on the debt since I legally have no possessions or money since it is all immediately hers.

2007-12-16 17:49:04 · 9 answers · asked by Kuulio 3 in Personal Finance

2007-12-16 17:48:58 · 5 answers · asked by bossing_61 1 in Personal Finance

My husband and i are seperated (since August) he lives in Michigan and i'm in SC how can we file a joint return?

2007-12-16 17:48:47 · 3 answers · asked by sisters 4 1 in United States

I owe taxes from 3 previous years and I am on a payment plan with the IRS, if we file this year (I just got married in October of '07) as married joint, will the IRS then take out of our refund together, what I still owe them when I was single/filed previously?

2007-12-16 17:41:46 · 8 answers · asked by SmartazzU 2 in United States

I need to know the earliest date i can file a 2007 tax return. I am self employed and do my own taxes.

2007-12-16 17:35:48 · 7 answers · asked by sisters 4 1 in United States

One house I am living in, the other I am renting out. #1 Can the intrest be deducted on your taxes on both houses. #2 does the rent have to be recorded as income on your taxes.

2007-12-16 17:34:21 · 4 answers · asked by rocky 2 in United States

Any financial records or information on marketing startegies used by the hotel would be really helpful. and maybe also information on what kind of customers are the hotel targeting at?

2007-12-16 17:31:45 · 2 answers · asked by huda m 1 in Corporations

Do I just give them my policy # etc... and they mail the insurance company a bill or does the ER know exactly what coverage I have right then and there? My insurance coverage is supposed to have started as of 12/1 but the 800 number I call says not until 1/1/08. I should be covered now, but don't want to get turned away at the door or stuck with a huge bill.

2007-12-16 17:30:07 · 5 answers · asked by Anonymous in Insurance

I moved over 1500 miles this year,for a job. my parents helped me with the move, we drove to my new home, and they they took the plane back. do i get the tax deduction for the costs of driving and air fair?

2007-12-16 17:14:52 · 3 answers · asked by clugolf 1 in United States

I was offered a job @ MADD and i'm just wondering what kind of salary I can expect
thanks for any help

2007-12-16 17:11:38 · 3 answers · asked by Gahhhhhh 3 in Other - Careers & Employment

i have a 12 month lease which i am 7 months in and the owner has put the house up for sale with a sing in the yard and lock box for key on the door can he do this?

2007-12-16 17:11:06 · 7 answers · asked by nursecarrielpn 2 in Renting & Real Estate

I have an idea for an invention that involves biodegradable material. I only have an Idea at this point. My program is this:

I need to get from IDEA

to an invention I can patent and manufacture.

I think all those "invention development" websites are scams or will take almost all of my money, so what do I do? I've tried asking counselors on SCORE, but they just tell me to call my local office. I suppose I should do that, but what else can I be doing??

I can draw a diagram of the invention, but then what? I'm assuming I'm going to need a patent attorney, but I need something I can give him to patent first!

2007-12-16 17:05:21 · 1 answers · asked by brodis36 2 in Other - Business & Finance

Hello all,

I have 1 serious trouble with Ikobo service . I submit my credit card to their website to send money to my friend business in Germany to buy some little samples.

After that, their payment gateway take money from my credit card (about 2xx $). I use Fedex option as delivery . The trouble is my friend in Germany still not have anything.

Their customer support reply in very very long time and do not tell me why.I really worry about my money etc. Do Ikobo is Scamer Service and how i take money back>?

I attached some image in this post for some person know more about their service ! Very very long time in reply and nothing report ...

http://www.handicraft-vn.com/gallery/d/11485-1/ikobo+history+1.jpg

http://www.handicraft-vn.com/gallery/d/11489-1/ikobo+history+2.jpg

http://www.handicraft-vn.com/gallery/d/11501-1/ikobo+support+page+1.jpg

http://www.handicraft-vn.com/gallery/d/11505-1/ikobo+support+page+2.jpg

http://www.handicraft-vn.com/gallery/d/11509-1/ikobo+support+page

2007-12-16 17:00:10 · 4 answers · asked by Anonymous in Credit

I am looking to get some of that free grant money to help me open up a business or help me get a house and I wondered if there was a free way to find out how to go about it or some place that actually helped your write it?

2007-12-16 16:57:49 · 2 answers · asked by Grace S 3 in Other - Business & Finance

2007-12-16 16:56:32 · 1 answers · asked by Anonymous in Credit

Provide a discussion of the principles involved and all journal entries you would have as the seller in this case (fill in any missing assumptions that you need):

I purchased a ScanSnap from Newegg.com. The total invoice was $419 with shipping. It was paid by credit card. It came and it was for a Mac instead of an XP system. My ordering mistake. I returned it and they refunded all but $60 on the credit card and called the $60 a restocking fee.
Between those things, I re-ordered the correct XP version and it came with the total price, including shipping, of $414.
Also, Newegg offered a $50 rebate on this item which I would take advantage of.

I emailed Newegg and explained my ordering mistake and, as a regular customer, requested a waiver of the $60 restocking fee. It was granted and refunded on my credit card.

2007-12-16 16:52:20 · 1 answers · asked by arneboy2 1 in Other - Business & Finance

I have not filed taxes for last year (no income), and i think i also have another year maybe 3-4 years ago which i didn't file taxes.

I would like to "catch up" as i am about to start a business and dont want this over my head.

1) for the year that i didn't file taxes a few years back, i dont have any of my forms, in fact, i dont recall where i was working. Can the IRS get me information on my income for that year so i can file taxes ?

2) for last year which i made no income - am i in trouble?

2007-12-16 16:51:06 · 3 answers · asked by ? 4 in United States

2007-12-16 16:49:05 · 11 answers · asked by k_shamaa 1 in Investing

Is my boss allowed to keep the office at 60 degrees? He refuses to turn the heat up! i've asked him several times. what can I do? who do i call?

2007-12-16 16:47:19 · 7 answers · asked by kayla k 2 in Other - Business & Finance

100 Percent financing.
30 Year Fixed rate
6.0 Percent interest
$170,000 loan on a duplex in Great Falls Mt 59401.
No pre-payment penalty or any "hidden suprises"
great mortgtgage broker
Both my co-signer and I have credit scores above 770

2007-12-16 16:46:12 · 10 answers · asked by pieface 1 in Renting & Real Estate

I will be 59 1/2 in 6 months. My mortgage rate is 5%. I will have around 5K left in my ira after I pay off my mortgage and pay any income taxes. I have not personally contributed to the ira.

2007-12-16 16:35:09 · 6 answers · asked by Lady 1 in Investing

2007-12-16 16:35:02 · 5 answers · asked by Vijaya.S 1 in Other - Business & Finance

have a real hardship for you to answer i had to strokes last year from a birth defect and am on disability nowget only $1,000 bucks a month have credit card com. riding me when they will get there payment in full they want me to sell house but am maxed out in equidy so if i sell my house the bank gets all the money from house my wife applied for disability and they denied her i would apeal it but she doesnt have enough credits for working and i make to much money for her to claim ssi need answers that are realistic am at end of rope you can email me direct at kathy_patton@sbcglobal.net or answer on here

2007-12-16 16:31:11 · 4 answers · asked by Anonymous in Personal Finance

I sent my online girlfriend that and havent heard from her. I never meet her am I a fool.

2007-12-16 16:23:38 · 2 answers · asked by Terrry G 2 in Personal Finance

This question is intended for users of Chase bank. The ATM is not one of those envelope free ATMs.

2007-12-16 16:23:23 · 4 answers · asked by Anonymous in Personal Finance