Business & Finance - 4 December 2007

Ok my wifes parents are have just "filed" bankruptcy because they are irresponable and buy stuff for thereselves and pay bills if anything is left. Anyway I thought losing there house would wake
them up.It has been 3 months now since they filed and they havent even got a court date yet let own went yet and they are even blowing more money now instead of saving anything.We have now came to realize they are not going to change

My question is what happens if after they go to court and complete all this they rack up credit cards and debt again?
I know they cant file bankruptcy again for like 7 years.
So what happens if they cant pay again?
Someone told me they go to jail,but I dont think thats the case.
Would they just garnish all there wages and not even leave them enough to live? I have never heard of someone being broke again after filling.Someone help me out

2007-12-04 12:33:01 · 4 answers · asked by Anonymous in Personal Finance

Maybe a real estate agent or someone who recently purchased a home can help me out here. Say for example a home is listed for $80,000, how much is that home actually going to sell for. I guess what I'm asking is, what is the actual selling prices in relation to their list price?

2007-12-04 12:31:13 · 4 answers · asked by Jason 1 in Renting & Real Estate

I'm a student, about to sign a lease for june 1st of this coming year. What does it mean in my lease:

"LESSEE(S) shall be responsible for the payment of real estate taxes and other assessments levied against the demised premises"?

Does this mean that I have to pay the real estate taxes on the property I'll be leasing for the year? Won't that work out to thousands of dollars?

I'm going to ask my landlord this before I sign, but I wanted some outside advice too.

Thanks.

2007-12-04 12:29:43 · 8 answers · asked by fflowykrab 1 in Renting & Real Estate

Private owned physicians medical group

2007-12-04 12:28:44 · 7 answers · asked by tink's wife 2 in Administrative and Office Support

2007-12-04 12:23:24 · 2 answers · asked by lincolngomes301 2 in Personal Finance

i would like to move my home from northern indiana to south texas. i have not been able to find any companies that move more than 350 miles. any help would be appreciated.

2007-12-04 12:21:33 · 4 answers · asked by jay g 1 in Renting & Real Estate

Can anyone give me information about what a real estate's agent's responsibilities are when the owners of the house have moved to another state, and agent is essentially trying to sell a vacated house? For instance, if the empty house is vandalized several times, does the real estate agent have any legal responsibility, for instance, if she was slow to alert the owners or some such thing? Can anyone give me some sites to look up about owners (sellers) and real estate agents when the owners have moved to another location?
Thank you very, very much.

2007-12-04 12:20:55 · 4 answers · asked by thedrisin 5 in Renting & Real Estate

Since a judge has ruled that investors such as DeutschBank cannot foreclose because they do not hold the mortgage paper on the assets and since mortgage lenders such as Citibank do not hold the debt (although they may have the paper) then is it possible that the borrowers will be able to stay in their homes without paying another cent in mortgage payments? In other words if no one knows who is the holder of the direct debt on those homes then there is no one who can foreclose.

2007-12-04 12:19:07 · 1 answers · asked by librazone1948 7 in Renting & Real Estate

My annual salary will be 50K plus the 1099A will around 40K that would put me in a higher tax bracket which I will not have the money for. I have no other assets and ruined credit, should I file for bankruptcy at this point or can I do a offer of compromise with the IRS on the federal taxes?

2007-12-04 12:17:53 · 4 answers · asked by rhtzzn 2 in Personal Finance

I HAVE TRIED EVERYTHING. THEY CHECKED THE METER, AND THEY TELL ME ITS MY HIGH USEAGE. IM SO TRIED OF TRYING TO GET HELP. NO ONE WANTS TO HELP ME. NOT EVEN CHANNEL 5 NEWS. THEY ALMOST TURN IT OFF YESTERDAY BUT I HAVE PITTBULLS AND THEY COULDNT GET IN. I ALSO HAVE A HANDICAP CHILD AND IM AFRAID THEY WILL TURN OFF OUR LIGHT. I DONT USE THAT MUCH LIGHT AND I KNOW SOMETHING IS WRONG., I JUST CANT AFFORD FOR ANYONE TO COME CHECK ALL THE WIRES. I PAID 1,000.00 TODAY. NOW MY KIDS WONT HAVE A NICE CHRISTMAS. THIS STARTED SINCE LAST SUMMER THAT THE BILL WENT UP SOOOOOOOOOOO HIGH. I HAD A DEATH IN THE FAMILY SO I WASNT HERE ALL SUMMER AND MY BILL WAS STILL HIGH 500.00-600.00-EVEN 800.00. AND I WASNT EVEN HOME.. I CALLED AND COMPLAINED BUT THEY ARE ALWAYS RIGHT ....AND YOU JUST CAN WIN. IF ANYONE OUT THERE CAN TELL ME WHAT TO DO PLEASE HELP.. THANKS AND GOD BLESS MJ

2007-12-04 12:15:40 · 3 answers · asked by Mary Jane L 1 in Personal Finance

you always see places to help others like toys for tots and secret santa but is there anywhere for a adult to get help who is struggling???? i know there are people out there who help others i do myself when i am able but now i need help!!! please serious answers only!!! i would be ever so grateful! thank-you!

2007-12-04 12:10:38 · 4 answers · asked by dixie58 7 in Financial Services

I have my house on with 2 estate agents and selling privately too...my question is My buyer was introduced to me via an estate agent but i don't feel that they deserve the £3500 to sell my house as i am doing all the running around!!

When the agent sent people round to my house i showed them around and did all the question answering, i did not get any feedback from the agents or anything.

my house is not in bad condition at all.

do you think its bad and can they catch me if i dont tell them i am selling before my contract runs out with them on the 17th of decenmber???

i was going to say something else but 4got hmmmmm

2007-12-04 12:04:02 · 2 answers · asked by mjammy1978 3 in Renting & Real Estate

I'm thinking of doing my taxes this year. I plan to buy Turbo Tax, and a book called 1001 Tax Deductibles and research which ones I am elegible for... but is it better for a professional to do it?

2007-12-04 12:02:04 · 6 answers · asked by greenconfidence 2 in United States

I have to purchase an order and need to know exactly what value it is.

2007-12-04 12:00:56 · 3 answers · asked by Live Laugh Love 6 in United States

I invested 13,000 dollars through an online trading company and have made many trades over the past 8 months. My current balance is around 14,500. How would I figure out the taxes that I have to pay on the money that I made(1,500) ? Please give me as much detail as possible.
Thanks

2007-12-04 11:58:17 · 3 answers · asked by B 1 in United States

Please, no lecturing, I know I've done a horrible thing, I didn't request my money back right away. Now, finally, in Dec of 07 I have finished my return. I had an accountant that jacked me around, henceforth I started doing it myself. I have w-2 income, 1099s, and business, so it takes forever! Now, that I'm finally done, if I send this in, will I still get my money back?
Thank you!

2007-12-04 11:49:49 · 4 answers · asked by Anonymous in United States

2007-12-04 11:48:31 · 3 answers · asked by catsangel777 4 in Investing

the new year. What types of things should I write about so that i can inform business owners and individuals what to look for in the new year regarding their health insurance plans?

2007-12-04 11:47:56 · 3 answers · asked by lifeagent 2 in Insurance

2007-12-04 11:46:29 · 7 answers · asked by Anonymous in Other - Business & Finance

I was wondering if they actually generate any income...

2007-12-04 11:40:21 · 4 answers · asked by Mariposa 2 in Personal Finance

i like some of your ideas but none of them yet clicked , who ever comes up with the best name i will put there name on my website or put a free advert on my web designing site for free for u or your business

2007-12-04 11:37:15 · 9 answers · asked by Anonymous in Search Engine Optimization

Hypothetically... you can have 20k now, guaranteed, or a 50/50 shot at 40k within the next 24 months... what do you want??

2007-12-04 11:37:02 · 9 answers · asked by Keep On Trucking 4 in Personal Finance

Who has the legal right to do this? Can credit card companies do that? My boss told me that only the IRS can do that if I mess up my taxes.

2007-12-04 11:29:37 · 5 answers · asked by Anna Rexia 5 in United States

I own two companies, each is a totally separate LLC. One is a real estate business with a large mortgage. The other is a retail profitable retail business. I want to sell the retail business and use the proceeds to pay the debt from the real estate venture. Can I do this without paying capital gains taxes on the sale of the first?

2007-12-04 11:28:57 · 3 answers · asked by Anonymous in Other - Taxes

There's this multi-billion inherit that will go to many people in my family. I am going to be 18 in 1 year and about 5months, 27 days to be exact. The inheritance papers and the exact amount of money will not be given, nor finalized until when I am 17, or maybe before. Does the money go to my parents to hold, and then can give it to me when I'm 18? Or.. Can I receive it? I mean it wouldn't be fair for me not to get some of those millions of dollars because of being one year younger than the asked age. Help! Can someone please tell me what the laws are? I am so frustrated right now, I mean who wouldn't if everyone in your family is getting millions and you might not be..

Thank you.

2007-12-04 11:26:43 · 3 answers · asked by That Girl 3 in Personal Finance

I am a leasing consultant and make pretty decent money. well i work alot and go to school and it is hard because i work on weekends(9 hour days on sundays) and work is about 45 min from home. Recently i got offered a job close to home being totally off sundays in the same line of work however the catcher is i will be making a lot less money. im talking 500-1000 less a month at LEAST. what would you do? how do i decide? i gave my two week notice but im thinking about retracting it. please help.

2007-12-04 11:20:26 · 9 answers · asked by cutiepiy 2 in Administrative and Office Support

I have been looking for apartments in NY City. Finally I found that I like. The agent told me that the Broker's fee is 15% of the yearly rent. I tried to negotiate but no luck. I had to accept it.

Than, during the process they asked me a $500 processing fee on top of the brokers fee.

I am planning to go to Better Business Bureau. Has anyone have any experience? Am I wrong?

2007-12-04 11:17:06 · 3 answers · asked by karaca_kestelli 1 in Renting & Real Estate

i would like to purchase a building and open a tatto shop in mu town if any one knows the ropes on finding free money to help do this i appreciate the info

2007-12-04 11:06:18 · 10 answers · asked by pam195745 1 in Small Business

if a real estate school says its accredited by the Texas Real Estate Commission.does this mean they wont accept financial aid? or what does it mean?

2007-12-04 11:06:13 · 2 answers · asked by Sohayla's Momma 2 in Renting & Real Estate

2007-12-04 11:05:37 · 2 answers · asked by austin 1 in Other - Business & Finance