Business & Finance - 27 November 2007

My combined credit score is 605. It is so low because I have debt that is at least 6 yrs old. I have been on my job for 6 yrs. My debt ratio is next to none. Is this too much or do I need to continue to shop? I don't want to let too many people run my credit because it will only lower the score.

2007-11-27 04:25:59 · 10 answers · asked by R.Womack 3 in Renting & Real Estate

iv got a homeloan and missd this months repayment, tho il hav it paid in 3 wks, was jus wondering if anyone knew what happins to your credit rating when u miss one?

2007-11-27 04:22:36 · 7 answers · asked by josh l 1 in Credit

2007-11-27 04:14:09 · 4 answers · asked by Alaperla 1 in Other - Business & Finance

I am interested in a job within the real estate field and was wanting to know if anyone was an appraiser? I was wondering on average how much your salary is, if you dont mind sharing...also if you are an agent, if you want to share your average salary that would be helpful, if not thats fine I was just wondering if it was worth it in the long run, I want a job that I will love but I want to be financialy stable too.

2007-11-27 04:12:57 · 3 answers · asked by maggiejo717 3 in Renting & Real Estate

Is it good for shopping?

2007-11-27 04:12:29 · 2 answers · asked by Anonymous in Other - Advertising & Marketing

My roommate is telling me I should claim her on my taxes because she hasn't made much money in 2007. She worked for maybe 4-6 months of the year. Is it possible to claim her and how would that work?

2007-11-27 04:08:32 · 11 answers · asked by Sqweegee 4 in United States

2007-11-27 04:07:02 · 4 answers · asked by Danny M 1 in Credit

legally married but seperated, not in the household for 6 mths.
I have 2 children who I claim in regards for the earned income credit. He is their step-father. Only married 11/2 yrs.
Last year we filed married/jointly.

2007-11-27 04:05:56 · 8 answers · asked by rainydaze 5 in United States

So I am 1 year out of college and my temp job is about to end. I am wondering what fields I should look into. I was a math major and have an extreme love for numbers and analysis. I DO NOT want actuarial science.

Please, any suggestions would be helpful. I also DO NOT want to be a teacher.

2007-11-27 04:04:47 · 2 answers · asked by rcds23 6 in Other - Careers & Employment

2007-11-27 04:01:30 · 5 answers · asked by Nick w 1 in United States

I owe from a mistake on a tax return a few years ago and send in monthly payments is there a website where I can view this information? It doesn't list on my statement in the mail and I have had a hard time getting someone on the phone or to respond to email from the IRS website. Thanks

2007-11-27 04:00:51 · 4 answers · asked by MommaG 2 in United States

It seems like they should be more stable, since they discount any inflation effects, but it's just the opposite. They were up more than 1% yesterday, and down more than 1% today, way more than short term bond prices.

2007-11-27 04:00:05 · 3 answers · asked by Yardbird 5 in Investing

What is the value of a copper 1910 penny ?

2007-11-27 03:55:48 · 9 answers · asked by mattie p 1 in Other - Business & Finance

me and my boyfriend make about 31,000 each. we are considering getting married, but think it will mess up our tax refund, meaning, we would get less.

also, i'm about 7 months pregnant, so from a financial (no moral) perspective, would it be better to get married and file joint or remain single.

also, i make too much money (i know, sad isnt it) for financial assistance, daycare assistance. so that sucks. i'm breast feeding throughout 12 months, so not in need of formula yet, but will be if my son doesnt take to the teet. please help!

2007-11-27 03:46:33 · 6 answers · asked by happypants 3 in United States

What about cell phones. Do these only show if they are negative. I pay all my bills on time.

2007-11-27 03:42:06 · 6 answers · asked by Anonymous in Credit

This Website promises to give you information that will raise your credit score in a couple of hours or in 1 day. have any of you all used this?

As a Credit Repair Specialist I see many people who don't know they can improve their credit score in 24 hours or less, but they can. Only recently with breakthroughs in modern technology has it become possible to improve your credit score in 24 hours. I've been able to help clients change their credit rating in as little as 24 hours and save thousands...some clients have even raised credit scores in as little as 2 hours. In the middle of one of my own real estate investment deals recently I was able to raise my credit score from 618 points to 650 points in one day! I've found at least 3 techniques that could help you do the same thing!



Look At How Quickly I Raised My Credit Scores:
Credit Bureaus Before
After
Notes

Experian
610 points
641 points
1 day!
Equifax
618 points
650 points
1 day!
TransUnion
585 points
626 points
1 week

2007-11-27 03:37:30 · 0 answers · asked by Lucky 2 in Credit

I'm worried whether its true or not as they r giving offer letter without any detailed interview.Please help or anyone in UK can get confirmation to this,whether really sun oil & gas are offering this huge offers.

2007-11-27 03:34:21 · 5 answers · asked by waris afridi 1 in Other - Business & Finance

2007-11-27 03:32:10 · 5 answers · asked by Glacier 2 in Law & Legal

2007-11-27 03:30:11 · 6 answers · asked by moecat 1 in United States

I am sending a collection agency a pay to delete letter and on my check I wrote " Upon cashing as agreed, this account will be deleted from all CRA's" If they cash the check, do you think it will work. The collection is 4 years old.

2007-11-27 03:27:04 · 5 answers · asked by dthomas484 2 in Credit

I bought 215 shares of ANF last week @ 74.80 and sold 2 Dec 75 contracts and netted about $700 (covered call.)

The stock is now at 77.20. Didn't think it would shoot up that high.

Now do I: buy back the calls? Or wait until expiration? Right now the Dec 75's are priced at 4.80 a piece compared to about $3.40 when I sold them. I could buy them back and sell 2 Dec 80's.

What would you do? What would my new profit be?
I'm new at this so I'm eager to learn.

2007-11-27 03:25:16 · 2 answers · asked by manny3000 2 in Investing

2007-11-27 03:03:32 · 2 answers · asked by lightcake29 1 in Small Business

We're out a lot of money if this deal doesn't go through!!! The buyers have asked for an extention, which may or may not go through. I'm just interested in hearing about other people's experiences if they have sued a buyer after the deal falling through.

2007-11-27 03:02:58 · 4 answers · asked by camera troubled 2 in Renting & Real Estate

2007-11-27 03:02:00 · 3 answers · asked by lightcake29 1 in Other - Business & Finance

2007-11-27 03:01:03 · 1 answers · asked by lightcake29 1 in Small Business

i want to go to college to become a pharmacist but what is the difference between a pharmacist and a pharmacist technician?

2007-11-27 03:00:03 · 4 answers · asked by Anonymous in Health Care

I am working on a software application wherein a merchant's W-9 (Request Taxpayer Identification Number) form needs to be transmitted to those who will be paying the merchant. Is there a legal alternative to pasting a JPEG of his signature into the PDF?

2007-11-27 02:58:57 · 4 answers · asked by trentrockport 5 in United States

My previous employer offered a 401k which I took advantage of while I was there. The 401k is worth $3,200 put in to 8 different funds:

24.60% - T. ROWE MEDIA & TELECOMMUNICATIONS 
21.07% - T. ROWE PRICE RETIREMENT 2035 
13.11% - GOLDMAN SACHS MID CAP VALUE FUND CLASS A
9.31% - T. ROWE PRICE REAL ESTATE
8.73% - T. ROWE PRICE MID-CAP GROWTH
7.89% - T. ROWE PRICE GROWTH STOCK 
7.75% - T. ROWE PRICE CAPITAL APPRECIATION 
7.54% - AMERICAN CENTURY EQUITY INCOME ADV

$3,200

Would I be better off putting this money into my current employers 401k account, roll this money over to an IRA, or keep the 401k where it is and let it grow on it's own?

2007-11-27 02:57:38 · 6 answers · asked by Michael T 1 in Personal Finance

I plan on moving to south Jersey very soon, but I'm having trouble searching for a good job. I am 23 years old and I am currently a senior in college. I have worked for my current company for 5 years doing customer service and underwriting for commercial insurance. I also worked for a mortgage company for 8 months as a loan officer. I am very open to nwe things, however. I am looking to move very soon and job searching is frustrating. I have received a couple offers, but the pay was $6 or more less than what I currently make. My currently salary is $38k. I am willing to take a small cut if needed. I have checked monster.com, careerbuilder.com and some other job search engines. I'm getting frustrated b/c all the jobs I find seem sketchy. Where can I look to find a legit job that will pay me well based on my experience? Can I post my resume for employers to contact me specifically? I am even interested in working for the government also. Please help!

2007-11-27 02:55:19 · 5 answers · asked by Anonymous in Government & Non-Profit

Does anyone think if you put your special initials on a dollar at a young age and pay for something ......you may possibly get it back when your 80 years old or older and actually remember......"hey, that was my dollar! " ?
Did this happen to anyone?

2007-11-27 02:48:08 · 16 answers · asked by taniaess 5 in Other - Business & Finance