Business & Finance - 25 November 2007

Who is the most to blame for the sub-prime mortgage crisis in America? Do you blame the predatary lenders, irresponsible borrowers, bad economy in certain places, or people who borrowed with anticipation that there home would double in 3 -5 years (Phoenix, Las Vegas are two examples)

2007-11-25 08:36:40 · 12 answers · asked by Anonymous in Renting & Real Estate

Surely they don't keep afloat just off of late return fees, do they? I was just wondering.

2007-11-25 08:31:26 · 9 answers · asked by Dan in Real Life 6 in Other - Business & Finance

It is has been on my report for 6 years.Will getting it removed improve my ovreall score?

2007-11-25 08:28:45 · 6 answers · asked by Anonymous in Credit

Is it right that the collection agency says that they will not report payments on your account to the company owed until the balance is paid in full?

2007-11-25 08:22:07 · 7 answers · asked by cvjade 3 in Credit

Somehow I had to pay only 300 $ for my credit card and I paid 385 $.. do u think they wil send me a refund or I can just take the 85$ out my credit card from an atm?

2007-11-25 08:13:28 · 3 answers · asked by CrazyGirl20 1 in Credit

2007-11-25 08:12:46 · 4 answers · asked by rico p 1 in United States

What is the percentage return on a stock that was purchased for $40.00, paid no dividend after one year and was then sold for $39.00?

2007-11-25 08:11:18 · 3 answers · asked by Bridgette 1 in Investing

My previous IRS tax documentation was lost in a fire. How can I obtain a copy of my IRS tax files from previous years?

2007-11-25 08:02:35 · 3 answers · asked by Brandon C 3 in United States

I left Wednesday at 2pm. My normal day ends at 3pm. My coworker did not tell me till 11:50 that I had to file and put a 3 inch high stack of papers in abc order and file in one of my bosses' desk. She new about this since 8:30 am. I was in the file room going through files.

This was right before my lunch @ 12:15pm
Well, could not concentrate that day
It was Thanksgiving Eve and I needed go shopping and get home.

Everyone else left early without notifying me at 12pm I and the acting boss were the only ones in the office. I had to close up, answer the phone and clean up. The acting supervisor said it was okay to leave at 2pm. I left both bosses an email stating I could not accomplish the task given that day and That I would finish it first thing Monday.

Should I have just stayed till it was done (I would not have finished till 5pm) ? I am thinking really I screwed up?

2007-11-25 08:01:47 · 4 answers · asked by Dawn S 1 in Other - Careers & Employment

are there jobs where all you do is type for other people? not a secretary but you JUST type! that's it! thanks

2007-11-25 08:01:01 · 3 answers · asked by ? 3 in Other - Careers & Employment

i dont want to be a complete jerk.
but.
i have been working for her for a year, and she has never said anything nice to me. I've tried absolutely as hard as I can, and have taken care of many things she should be dealing with herself. In my one year here as a simple sales rep, I have created the company logo, taken care of all of the advertising going out of the store, and set up several deals with the area the store is located. All of these things raised revenue for her incredibly.

I haven't gotten a raise.
She doesn't believe me when i call in sick (this has happened only twice), and she even calls my house rather than my cell to make absolutely sure i wasn't lying.

i just had to ask off one week at the end of december for major jaw surgery, and she called and yelled at me and told me that i needed to get my act together and grow up.

so tell me how to quit, and leave a sting, without sounding like an ***.

:)

2007-11-25 08:00:29 · 7 answers · asked by Anonymous in Other - Careers & Employment

I interviewed for my dream job a few weeks ago and the hiring manager said she will be making the decision this week. At the interview, I wasn't asked to fill out an application or provide a list of references. I'm getting really nervous about whether I will get an offer and I think that if I can get the hiring manager to hear from my references, it could seal the deal. I plan on calling her this week to check up on the status of my candidacy and I would like to provide her with my references without coming across as too pushy. How should I phrase this?

2007-11-25 07:44:55 · 3 answers · asked by ♪ ♥ ♪ ♥ 5 in Other - Careers & Employment

i live in new york city, and i like to pay my bills online,but i don't want to open an account to pay my bills if they are going to seize it..i owe close to 8,ooo..but they are taking it from my pay at 135 per check

2007-11-25 07:42:28 · 2 answers · asked by kingbrosshifi 1 in United States

My education is: diplomas for Office Receptionist/Legal Clerical and Medical Clerical. Certificates for Ward Clerk/Geriatric Aide/Nursing Assistant and Medication Aide. I am 60 years old. My last job was 1/92. I was a Med Aide with no med or documentation errors. I need a job but feel too old to begin again as a CNA (heavy lifting). I use our public transit. I am scared to death of failing. Should I go back to college to become a Medical Assistant (then will be 61)? Am I too old to be hired? Help!!!

2007-11-25 07:41:16 · 29 answers · asked by mysterywoman50401 2 in Law & Legal

2007-11-25 07:23:48 · 10 answers · asked by Mommytotwo 1 in Other - Careers & Employment

Its getting harder day by day I spend almost 1000 dollars and no results, I have done online advertising and many other things, but I am not get anywhere can some help me with some ideas please..

2007-11-25 07:23:34 · 7 answers · asked by sleepinbeauty 1 in Other - Careers & Employment

How long would it take if I start to double up on my payments for my credit score to rise?

2007-11-25 07:21:24 · 11 answers · asked by Anonymous in Credit

Yesterday I was robbed at gunpoint...and as the robber was leaving he threatend to kill me if I ever told anyone or called the cops? Is it possible to terminate my apartment lease because I feel unsafe to go back home? By the way I live in California. Thanks

2007-11-25 07:13:40 · 3 answers · asked by cort_easy 1 in Renting & Real Estate

I have both and would like to reap the tax deduction

2007-11-25 07:11:49 · 2 answers · asked by sunshinegirl 1 in United States

2007-11-25 07:10:19 · 6 answers · asked by chuckbell 2 in Small Business

My husband has a townhome that he purchased before we met that we have been using as a rental. Our renters are moving out soon and we wish to sell, or at least refinance the property,as even when we have renters we still lose money on the home every month (we can not rent it for enough to pay the mortgage and association). The problem is that when he purchased the property he had a co-signer, who now lives in Mexico. In order to notarize a quitclaim deed, he would have to go to Mexico city (five hours from his town) which he refuses to do. He has no interest in the property and is not returning to the U.S. Any suggestions?

2007-11-25 07:09:19 · 9 answers · asked by Anonymous in Renting & Real Estate

I am looking to make some basic pre-paid cremations plans to avoid a financial burden on my relatives. Is this a legitimate tax dedection in NY State? My research says 'no' with the IRS. P.s. All rude and snotty answers will be reported, so take it elsewhere.

2007-11-25 07:07:00 · 4 answers · asked by gervoi 3 in United States

I would like to ask more abou finance and currenct situation about USA, EU and India, as my questions are directly connected

2007-11-25 07:02:45 · 2 answers · asked by AlienChap 1 in Investing

and also what are some ways of building a website and what type of books should I read to get a more understanding

2007-11-25 07:00:58 · 3 answers · asked by sugarbear 1 in Small Business

does anybody have any ideas on a good brand name?
for example the company name "innocent" for the fresh fruit smoothies with no additives etc?

2007-11-25 06:57:04 · 1 answers · asked by pinketypish 1 in Small Business

My question is: Can I be excused from jury duty because I am starting a new job that requires me to attend 'bootcamp' like training that I cannot miss?

2007-11-25 06:56:06 · 12 answers · asked by beeve.stroganoff 2 in Law & Legal

My parents are psycho bitches who steal my money that i work for. THey refuse to go to the bank and make me a account. THe bank won't let me open one since I'm under 18. Is there a way i can get my money without having parental consent?

SERIOUS ANSWERS PEOPLE!

2007-11-25 06:56:05 · 7 answers · asked by google 2 in Personal Finance

Supposed investors expect the market rate of return this year to be 14 percent. A stock with a beta of .8 has an expected rate of return of 12 percent. If the market return this year turns out to be 10 percent, what is your best guess as to the rate of return on the stock?

2007-11-25 06:50:54 · 4 answers · asked by Bridgette 1 in Investing

If the risk-free rate of return is 6 percent and the expected rate of return on the market portfolio is 13 percent, is a security with a beta of 1.25 and an expected rate of return of 16 percent overpriced or underpriced?

2007-11-25 06:49:38 · 3 answers · asked by Bridgette 1 in Investing

Which firms of each pair below would you expect to have greater market risk?
General Steel or General Food Supplies.
Club Med or General Cinemas.

2007-11-25 06:47:53 · 1 answers · asked by Bridgette 1 in Other - Business & Finance