can i open a checking account while the IRS is granishing my pay for back taxes?

Question

i live in new york city, and i like to pay my bills online,but i don't want to open an account to pay my bills if they are going to seize it..i owe close to 8,ooo..but they are taking it from my pay at 135 per check

Answer 1

The IRS can levy bank accounts as well as your wages. If you are already subject to a wage attachment it's entirely possble that they would dip into any bank accounts that you have.

It would be in your best interest to contact the IRS and see if you can set up a payment plan and stop the wage attachment. They've already given you the opportunity to do that and you either failed to do so or failed to keep up with your end of the agreement. Therefore it may be difficult to get them to agree to a payment plan now unless you're willing to pay more than they're getting right now AND stick to the agreement faithfully.

If you can get them to agree to drop the wage attachment then it would be safe to open a bank account. But do bear in mind that if you fail to make ANY payments when due they can and probably will go after the bank account as well as your wages again.

Answer 2

If you are already being levied, keep in mind that the IRS can levy bank accounts as well as jobs. You apparently owe quite a bit of money and never made payment arrangements.