Business & Finance - 28 October 2007

its only been a week or 2 but i used up all my minutes and the bill went up to 70 pound, and it telling me i reached it. i cant txt or anything. what does this mean? that i have not payed my bill?

2007-10-28 12:50:07 · 3 answers · asked by Anonymous in Credit

I have a friend and she is no longer employeed with this company, however she has a good relationship with the district manager and a not so perfect relationship with the immediate manager. She is still in contact with the other employees who work there and they constantly complain to her about things that the immediate manager is doing that could get her fired. She says she has personally witnessed some very unethical and unprofessional behavior from the manager herself. She says that all of the employees are unhappy and threatening to quit. Only one of the employees has mentioned the situation to the district manager. My friend feels that if no one else says anyhting, then she will because she conastantly has to hear about it from her former employees. The district manager is coming this week. She wants my opinion on what she should do. What do you think?

2007-10-28 12:49:07 · 3 answers · asked by sugar 4 in Other - Careers & Employment

My boss flies in and out of our office at all times of the day. Most of the time we aren't even sure where he is. On top of that I have work to do and can't hunt him down to ask him for a raise. All of my coworkers and I have been trying to figure out how we could ask him for a raise and in the mean time none of us have gotten one because it is just too wierd.
I have even tried calling him up on his cell phone a couple of times with the intention of asking for a raise or to ask when a good time to talk about a raise would be. He is instantly off about some client and before I know it he has to go. Click.
I deserve the raise, there is no doubt. I haven't had a raise in almost 2 years. The last raise I got was insultingly small. I just need advice as to how to broach the subject and how to keep my cool. How not to chicken out. Advice like for public speaking (what do I do if I start out but then feel like passing out)?

2007-10-28 12:45:47 · 3 answers · asked by BLANK 4 in Other - Careers & Employment

the first thing most people would say is, "why not the one savings thats at 4.5%?" so to make things easy, let's say it is IMPOSSIBLE to have just the one at 4.5%.

so let's say for example you have $200,000. you are presented with a choice out of two options,

A] $100,000 @ 4.5% APY interest, and the other $100,000 @ 4.3% APY interest.

or
B] all $200,000 @ 4.3% APY interest.

the interest is compounded daily, paid monthly, and the rate does not change.
which of these values will pay more money over the long haul, having all the money compounded at a lower rate, or having half of the money compounded at a higher rate?

if you show the math you'll get the best answer.

2007-10-28 12:44:09 · 9 answers · asked by BRobb 3 in Investing

Can a substitute teacher use miles as a tax write off? Driving to different locations each day, some out of city limits.

2007-10-28 12:42:21 · 4 answers · asked by Anonymous in United States

Serious question - person wants to get mortgage, questionable credit (late on car payments, utilities shut off, etc), will have roughly $40k to put down on $175k property; work history is only 5 months long; expecting they can get approval based on child support, which has not happened as don't have custody yet. I'd think given the mortgage melt down this person will have very difficult time, no?

2007-10-28 12:40:34 · 4 answers · asked by J D Jr. 2 in Renting & Real Estate

I've heard that I should increase my coverage limits if I own a home. Is that true?

2007-10-28 12:37:07 · 4 answers · asked by Ken 1 in Insurance

And legally?

2007-10-28 12:34:44 · 4 answers · asked by kyakikino 2 in Law & Legal

how would you invest $5000

2007-10-28 12:33:03 · 7 answers · asked by ren 2 in Investing

they do not just work it out with the people that they foreclosed on or sold the home for taxes??!!

i mean the real estate company will actually lose money when they have to resell the home and after wear and tear and depriciation they will have to also pay for advertising and a sales commission, and the i.r. s. will be lettin the house go for just those taxes that are owed and will miss out on future tax payments!!!

or have i got the wrong info on this??!!!

2007-10-28 12:29:30 · 2 answers · asked by Anonymous in Renting & Real Estate

I have a friend who is trying to move into an apartment in Illinois and who is having some trouble. The apartment in question needed new carpet badly(previous tenant had cats) and it hadn't been replaced in over ten years. There were also some other safety issues such as bare electrical wires, a broken window, and also a possible rodent issue(there were mouse droppings & fur inside the stove). My friend had put down the deposit and the landlord said that he would replace the carpet. Well its been almost three weeks and the landlord didnt remove the carpet as he agreed he would, my friend ended up removing it himself. Since then the landlord agreed to put new down(this was almost 5 days ago) and no one had shown up to lay new carpet. Also when my friend brought the other issues to the landlords attention, the landlord stated that none of the issues were his concern. I am wondering is there some state law or better business thing that we can use or enact to get help in solving this?

2007-10-28 12:10:56 · 3 answers · asked by brideofsatan_1 3 in Renting & Real Estate

i need to get sample made for my design,but incase i change my mind i want to make sure they wont steal my idea.what can i do to insure that.

2007-10-28 12:05:02 · 3 answers · asked by fashionista 2 in Small Business

I want my business to have Inc. at the end and I want my name and slogan to be copyrighted. THATS ALL. If I incorporate it I have to pay taxes and all that. What should I do?

2007-10-28 12:03:14 · 1 answers · asked by Anonymous in Corporations

2007-10-28 12:03:03 · 10 answers · asked by Anonymous in Renting & Real Estate

My husband and I have this insurance through his employer. We still have not received our insurance cards in the mail. We can't seem to get the lady in charge of this at his work to do anything. She always gets too busy and forgets. I tried to look up the phone number on Aetna website but it says to look at your id card. Does anyone have this number? Thank you.

2007-10-28 11:43:26 · 3 answers · asked by Heart 1 in Insurance

my inlaws took out a big loan for us a couple of years ago,we are now struggling to pay it back big time,it is against there house so we have to pay them every month,we cannot get a loan so pay them off,we cant see away round it,my partner works day and nite just to pay loan we never have any money left for anything else,we have 4children and its putting a strain on our relationship,does anyone now away round it,as ive said its not in our name so we cant go bankrupt.

2007-10-28 11:31:33 · 18 answers · asked by Anonymous in Renting & Real Estate

2007-10-28 11:28:24 · 4 answers · asked by Mel 2 in Investing

2007-10-28 11:27:02 · 11 answers · asked by pro_popilon 1 in Credit

When you transfer the money to someone's account, does the payment have a title? e.g. Newsweek subscribtion?

2007-10-28 11:17:54 · 2 answers · asked by Anna W 1 in Other - Business & Finance

I had 2 mortgages, one for 80% and one for 20%. The first mortgage company foreclosed. It was sold. The second mortgage company did not foreclose. Public records now show my name and the new owners name. Do I still own 20% of the house?

2007-10-28 11:12:56 · 5 answers · asked by Anonymous in Renting & Real Estate

I am behind 2 car payments through Chrysler Financial. Due date is the 17th of every month. On the first, I can make one payment, but that would still put me 14 days behind on one. Then the next one would be due on the 17th, and I'm not sure how I could make it. Am I just dreaming to hope that if I can make a full payment on the first, they might give me a two payment extension, making the next one due Dec. 17th? Or possibly making one payment, getting a one payment extension, and changing the due date to the first of each month? That would mean I could pay the one that's over a month late, make the next one due on the 1st, and then extend that? Make sense? My husband and I just separated and are going through a nasty divorce. I have cut back on all expenses to try to stay afloat.

2007-10-28 11:09:13 · 3 answers · asked by la9799 2 in Credit

the 2nd months payment wasnt my fault the bank said after the first missed payment we shall take it out next move but never

2007-10-28 11:05:00 · 4 answers · asked by Scott M 2 in Credit

2007-10-28 11:01:54 · 14 answers · asked by Laura B 1 in Renting & Real Estate

I am single and file single with three children. How much money will I lose if I get married and change my filing status. I know this is not the reason to avoid marriage, I am just curious. I have been engaged for YEARS and well, I am genuinely considering biting the bullet and getting married.

2007-10-28 10:57:33 · 16 answers · asked by buyingcommercial 1 in United States

when the Chinese finally discover that stocks don't go up forever.?

2007-10-28 10:50:46 · 4 answers · asked by Anonymous in Investing

Two months ago my parents gave the house back to the bank. We didn't lose it just gave it up because they would have started paying $3,600 a month. The house is worth $375,000.

Is there a way for them to buy it back when the bank is trying to sell it. We lived there forever so it's sad to see the house go to waste. There are seven for sale houses in my street, so nobody will buy my house.

If we can buy the house back, will the payment still be $3600? In a scale from 1-10, what is the chance we can have our old house again?

2007-10-28 10:48:37 · 4 answers · asked by warriors4ever 3 in Renting & Real Estate

£10000 is my starting wage as a trainnee... is this a good wage for an 18 year old??

2007-10-28 10:43:08 · 11 answers · asked by ben 1 in United Kingdom

NDONT NEED AN EXACT VALUE, JUST AN ESTIMATE..IF I NEED TO FIND A APARTMENT AND I GO TO A REAL STATE AGENT HOW MUCH WILL THEY CHARGE ME?

2007-10-28 10:40:47 · 3 answers · asked by regiwedge 1 in Renting & Real Estate

Preferred stock was sold at $80 par and was composed of $10,000 shares of 4%,and 100,000 shares of common stock, $10 par was sold at par at the beginning of the six year period, calculate the average return on initial shareholders' investment based on the average annual dividend per share (a) for preferred stock and (b) for common stock.
2003 - $21,000
2004 - $50,000
2005 - $15,000
2006 - $80,000
2007 - $90,000
2008 - $140,000

2007-10-28 10:34:49 · 2 answers · asked by KrissyD 1 in Investing

I just spent over 100 grand on a website. I'm interested in knowing what I should expect. It's for a Web 2.0 website.

2007-10-28 10:32:13 · 6 answers · asked by Eric 1 in Personal Finance