I am behind 2 car payments through Chrysler Financial. Due date is the 17th of every month. On the first, I can make one payment, but that would still put me 14 days behind on one. Then the next one would be due on the 17th, and I'm not sure how I could make it. Am I just dreaming to hope that if I can make a full payment on the first, they might give me a two payment extension, making the next one due Dec. 17th? Or possibly making one payment, getting a one payment extension, and changing the due date to the first of each month? That would mean I could pay the one that's over a month late, make the next one due on the 1st, and then extend that? Make sense? My husband and I just separated and are going through a nasty divorce. I have cut back on all expenses to try to stay afloat.
2007-10-28 11:09:13 · 3 answers · asked by la9799 2 in Business & Finance ➔ Credit
Call them. They may let you pay the interest and put the payments on the end of your contract. But it sounds like this would only be a stop gap measure.
You should think about selling that car and getting something you can afford.
2007-10-28 13:03:33 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
You might be able to refinance the debt, so check on that.
If you explain the situation, they may be willing to add the two late payments to the end of your contract. From that point on, though, you have to make your payments on time because they probably will not be willling to help you out that way a second time.
They may not make this process easy, so be prepared for that. However, in the end, they want the money not the car, so if you keep cool and be politely persistent, you should be able to work things out.
Good luck, and I'm sorry to hear about your situation.
2007-10-28 11:38:13 · answer #2 · answered by Rose T 6 · 0⤊ 0⤋
sorry, only way CF will talk is cash. go out get 2nd job.visit daveramsey.com to learn the hard lessons coming ur way from others mistakes.
2007-10-28 11:37:55 · answer #3 · answered by Anonymous · 0⤊ 0⤋