Business & Finance - 10 October 2007

I recently changed job, and am making 25% less, with the money I have in a MM and my little bit in 401k (30k) I could pay off my house and then eventually pay off my cc# debt (which is about 20k, then my car which is 8k). This way I can afford to live at what I earn, and sock money away for retirement, in addition to joining my new companies 401k. I see this as a big chance to get a leg up on life. PS I will turn 35 years old in a month. Any advice would be appreciated- I just don't want to be one of those people whose house gets taken away if I loose my job or get seriously injured etc... I like the idea of knowing I will truly "own" my home! Thanks!

2007-10-10 02:37:42 · 5 answers · asked by Tamara 3 in Personal Finance

I am dealing with a very difficult Ebay buyer who has been abusive from the outset.

I sent his order via secure mail, but he chose not to pay for delivery confirmation or tracking.

He has now filed a Paypal dispute against me saying the item didn't arrive. If I can't provide Paypal with tracking or delivery information they will automatically refund him in 5 days time.

How am I supposed to contest his fradulent claim if he didn't pay for confirmation?

I seem to be in a lose-lose situation.

2007-10-10 02:35:36 · 4 answers · asked by Anonymous in Other - Business & Finance

actually a lot of them don't accept it. It really buggs me. Sometimes as I'm shopping - I come to the counter and the lady goes "sorry, no american express", I ask why? she goes I don't really know. Can somebody please tell me? thanks

2007-10-10 02:30:53 · 11 answers · asked by Anonymous in Credit

explanation. Any suggestions?

2007-10-10 02:29:03 · 3 answers · asked by Cas 4 in Law & Legal

hi guys . I have an interview today with the following company today. I was thinking if someone could point to me specifically what they do ?
http://www.digdevinc.com/

It would be a great help . because I hear people saying , do research on the company before going to the interview , I don't know why ( what kinda questions would come out of it ) . but I guess I might as well do it ? ...

Could you tell me what that company does ?

2007-10-10 02:18:31 · 2 answers · asked by Anonymous in Technology

I want a new pair of shoes, I was going to purchase some sneakers on my credit card, the interest in 0% till december 2007, my next bill isn't due till 11-4-07, I would have it paid off by November ecause I get paid twice, this month 12 and 26.

So would it be irresponsible to buy them on my card, since I don't have the cash now. I would sped on 80 on them.

2007-10-10 02:08:01 · 7 answers · asked by Anonymous in Credit

2007-10-10 02:02:14 · 12 answers · asked by stargazer 5 in Investing

I have done the Dependent Care FSA with my employer for 3 years now, but it's a huge pain to claim to get my money reimbursed biweekly. How much of a benefit am I actually getting by going through this process? Can't I just claim my up to $5,000 on my tax return at the end of the year and get the same tax break?

2007-10-10 02:01:46 · 4 answers · asked by Brooke T 1 in United States

I have an interview today in Philadelphia and i am from New York. I am pretty nervous because i never had an interview out-of-state before. What are the things that i should do ? Should i make some sandwiches for the way?what about the toll , should i get exact change ? i dn't wanna get a ticket ..

, the total journey is 1 hours and 10 minutes. Do you think i should go early as 2 hours ? ?

Do you think that's good enough? i m kinda nervous because first of all i really want this job , not just because of the money , but because i can move out , 2nd of all , i can grow as a person . i know it sounds stupid ..but what do you think ? am i just worrying too much and just leave exactly 1hrs and 10 minutes early . ? or go a lil bit early , if so how early ?

2007-10-10 02:01:06 · 3 answers · asked by sum142121 1 in Administrative and Office Support

I was thinking about taking about a home equity loan to pay off my high interest loan, problem is I plan on refiancing this summer. is this a bad idea?

2007-10-10 01:59:34 · 5 answers · asked by american_bulldog25 1 in Renting & Real Estate

I have had huge bills from my current mobile phone provider and I just can't afford to keep it up. Am i able to cancel the current contract (pay off the money i owe) and start a new contract with a different provider without incurring huge charges??

The company I am with is three, can anyone tell me how long there contracts usually are?

Any help would be appreciated.

2007-10-10 01:45:51 · 16 answers · asked by Anonymous in Personal Finance

i'm thinking about getting a mortgage next year, but interested to find out how much money i need in order to be eligable for a mortgage, if anyone can help me with this i'd be most grateful

2007-10-10 01:17:47 · 12 answers · asked by vienna87 1 in Renting & Real Estate

I will shortly be purchasing a car and will need a loan of some sort to fund this. Which way is better:

To have a personal loan for £4000 over 2 years at a rate of approx 7.9%

To have a Halifax Credit Card for £4000 with a 12 month 0% on purchases deal and then 13.4% after that expires.

I would hope to of paid off a good chunk of the deal within the first 12 months and the credit card would allow me to pay off as much as I can afford whereas the loan is a fixed monthly amount.

What I was thinking was using the credit card to purchase the car for £4000. For the first 12 months I would pay off £300/month - £3600/year. That would leave £400 at 13.4% which could be paid off easily.

Am i thinking along the right lines ?

Hope you know what I mean, any advice ??

2007-10-10 01:04:32 · 13 answers · asked by dave j 2 in Credit

2007-10-10 00:52:58 · 8 answers · asked by RAMESH BABU M 1 in Other - Business & Finance

2007-10-10 00:45:07 · 3 answers · asked by Anonymous in Health Care

Here's my problem. I had a 401k plan at my old job but now I'm going to be starting a new job that doesn't offer a 401k plan. What do I do? Do I cash it out? can my old job simply "hold it" for me until I roll it over to another company? Or do I transfer it to a IRA savings in a bank? Are there any other options or are these it, what's the best thing to do?

2007-10-10 00:39:17 · 11 answers · asked by dgirl9258 1 in Personal Finance

I have a friend that owes 2 months in back child support totaling $1,500. This is money that he simply does not have, because he has been paying ALL of the bills for his soon-to-be-ex and their kids for the past freakin year, because she doesn't have a job and refuses to get one. Not only has he been paying all of the bills (including their groceries), but he's also trying to pay off a ton of debt that she incurred during the 17 years of their marriage,

Does this seem fair to you??

2007-10-10 00:28:12 · 9 answers · asked by Gianna 1 in Personal Finance

I have been interviewing for a position at work offering a good salary / package and great working enviourment.
This position has been really difficult to fill as while the role needs a good level of mixed skills, it is demanding.

I'm finding that most people coming for the interview only wish to have a 9-5 job and an easy life so do people these days want a career and put thier heart and soul into it or just an easy job to pay the bills ?

2007-10-10 00:06:28 · 16 answers · asked by Anonymous in Other - Careers & Employment

2007-10-10 00:01:48 · 2 answers · asked by lost2 1 in Other - Taxes