Business & Finance - 10 October 2007

In 2002, I was in a crappy situation. I won't get into details, but a roommate screwed me over by not paying her share of the rent & I didn't make enough money to be able to pay out both shares. (plus, I had literally no other options for housing/a place to live) Back then, I was literally making only $5200 gross per YEAR...so sad. So in the end, a judgment was placed against us by the landlord and now it is on 1 of 3 of my credit reports.

This happened 5 yrs ago. I paid the judgment(in full) less than a year later all by myself. Since then, I've tried really hard to establish good credit & I've paid all my bills on time. I have no other bad marks on my credit reports except for several credit card 30day latenesses from 3yrs ago, which was essentially a domino effect from the money loss that I experienced from this judgment.

How much do you think this judgment is pulling down my credit score? When will it drop off? It's only on Experian.

2007-10-10 06:36:06 · 5 answers · asked by Anonymous in Credit

Working with a non profit company or hiring an attorney?

2007-10-10 06:27:38 · 2 answers · asked by barcan 2 in Personal Finance

2007-10-10 06:24:53 · 5 answers · asked by Anonymous in Credit

My 15 yr old son took my van and totaled it. The insurance company is subrogating him. This happened Jan 2006. I have not heard back from them. They have called to see if he has his driver's license. He does not, What is the time limit the insurance company has to file against him

2007-10-10 06:18:55 · 4 answers · asked by LYNN N 1 in Insurance

There was an e-mail about a job opportunity. It was from UK, so I know its a scam but I would like to know if anyone else has recieved it besides me? I went on the web link he supplied, but there was no link to careers, or job opportunities. Any info on that would help.

2007-10-10 06:18:30 · 6 answers · asked by D'Zire 1 in Other - Careers & Employment

Before the SNP got in Government there was a lot of talk that they were going to cancel all the student debt of those students who took out student loans.Since then I have heard very little about it.I have looked at the SNP website and I can't find any new information.Does anyone know what is happening about it recently?Are there any web links?

2007-10-10 06:05:38 · 3 answers · asked by Mark D 5 in Credit

2007-10-10 05:58:41 · 4 answers · asked by Cami 1 in Personal Finance

suposedly money... their job is relatively unskilled yet they get paid quite a bit over the minimum wage.
I am sure they all work hard but I mean i once had to shovel 1 ton of mince meat per half hour in 12 hour shifts and i got the minimum wage so that is no excuse.

now i read today that they are complaining that they may be made to actually work all the hours that they are paid for!

i believe they have no proper reason to go on strike - what says you?

2007-10-10 05:58:06 · 13 answers · asked by t3h2 4 in Other - Business & Finance

I am thinking of opening a certificate of deposit to help me save for a house. Once i start one, can i keep depositing money into it? And can my interest go down if i take out a two year cd or is it fixed interest?

2007-10-10 05:57:48 · 11 answers · asked by Gamergrl 1 in Personal Finance

Nest Co. recorded the following inventory information during the month of January:

Units Unit Cost Total Cos Units on Hand
Balance on 1/1 2,000 $1 $2,000 2,000
Purchased on 1/8 1,200 $3 $3,600 3,200
Sold on 1/23 1,800 1,400
Purchased on 1/28 800 $5 $4,000 2,200

Nest uses the LIFO method to cost inventory. What amount should Nest report as inventory on January 31 under each of the following methods of recording inventory?

Perpetual Periodic
a) 2,600 5,400
b) 5,400 2,600
c) 2,600 2,600
d) 5,400 5,400

2007-10-10 05:57:36 · 3 answers · asked by Robert T 4 in Other - Business & Finance

2007-10-10 05:51:33 · 4 answers · asked by Vic29 1 in Personal Finance

1. The following information applied to Fenn, Inc. for 2003:

Merchandise purchased for resale $400,000
Freight-in $10,000
Freight-out $5,000
Purchase returns $2,000

Fenn’s 2003 INVENTORIABLE COST was

a) $400,000
b) $403,000
c) $408,000
d) $413,000

2007-10-10 05:40:18 · 2 answers · asked by Robert T 4 in Other - Business & Finance

I have a small vehicle repair business and go for parts everyday, so i want to use the mileage for income tax purposes. Do i have to write down the starting and ending odometer readings each day???

2007-10-10 05:35:18 · 7 answers · asked by smi_le_y 2 in United States

Do you wish to work from home and make some extra money?

Well here is your chance

I am Mr Timothy Daniels,and i am the Human Resources Manager for Lawton
arts.We are a group of business oriented people who deal primarily in
screen
process textiles and all sort of hand printed textiles.

We are searching for financial payment contractor (Accounts Receivable)
in
the U.S and Canada for our company who are willing to work for us from
home
and get paid weekly without leaving their present Job.Our clients shall
be
making payments to us for supplies in money orders so you shall help in
the
processing of the payments to us here in the UK.

Subject to our satisfaction you will be paid 10% on any transaction you
are
involved in. Please if you are interested send the following..

1. Full Name

2. Permanent Home Address(zip code inclusive)

3. Telephone no

4. Marital status

5. Age

Thanks In advance
Human Resources Manager,
Timothy Daniels
+447040115691

2007-10-10 05:33:53 · 8 answers · asked by ctbizness 1 in Personal Finance

In order to avoid bankruptcy, during a 9 month period of unemployment, It was necessary to take early distribution monthly from 401K for income. Are there any hardship provisions for this type of "forced" early distribution?

2007-10-10 05:31:47 · 5 answers · asked by nikkisdaddyo2000 2 in United States

I started work Monday in my university restaurant. I have to wheel around a trolley and clear tables . I cannot believe how rude the other students are . As I passed by a table today I heard a group of girls calling me a trolley dolly. Anybody else get treated like crap by customers?

2007-10-10 05:29:44 · 3 answers · asked by actingout 1 in Food Service

Ok, my parents (dad 60 mom 50) are thinking of quitting their jobs in MI and moving out to CA to be close to me. So, my biggest fear is that they will need health insurance and won't be able to qualify or find it. How do I make sure they are taken care of in that department?

2007-10-10 05:29:22 · 9 answers · asked by Anonymous in Insurance

How much money per month do Safe Deposit Box typically costs?

2007-10-10 05:27:34 · 1 answers · asked by liver 2 in Other - Business & Finance

2007-10-10 05:24:42 · 2 answers · asked by Allen J 1 in Credit

David Spicer, The Auditor General

2007-10-10 05:23:13 · 2 answers · asked by Raul V 1 in Corporations

2007-10-10 05:22:46 · 2 answers · asked by n08 1 in Corporations

I'm about to turn 24 and I've never filed taxes. (oops)

I've been working as a waitress "forever", and the other times I've worked in other ways, my income was still very low. I've recieved W-2s for most of the jobs I've been at, but never did anything with them, mostly because I'm an idiot where it concerns taxes and had no idea what to do.

I've been abroad as a tourist almost all of this year so I have no income to speak of for 2007. (I know what you're thinking. "She's been abroad for over half a year on a waitresses budget?" but yes. I am staying with a family and minimizing expenses. I'm in Venezuela, not Europe, lol)

Should I file now for all the years? Could I potentially get a refund? Might I owe money? Is there a "tax filing for dummies" book? lol. Help...

2007-10-10 05:22:35 · 5 answers · asked by Lexi St.Laurent 1 in United States

Im in college and just trying to get a basic low level part time job but I can't even get in the door for an interview. I've applied to several places and I'm very polite and professional and dress nice too. The managers seem very interested at first to almost hire me right on the spot. But after I fill out the application, they give me the runaround- dont return my phone calls/emails, make up lies as to why I havent gotten an interview yet until the position is finally filled, etc. It's all blatently obvious too but I dont understand whats going on. These are simple stupid jobs that anyone off the street could do and I'm a college student about to graduate soon. Im not a criminal, so the only thing I can think of is my past work history I worked a lot of under-the-table positions so they wouldn't show up on an employment check (what a joke, work is work), but I've also worked some valid jobs too. But would they check this before even giving me an interview?

2007-10-10 05:16:55 · 4 answers · asked by Anonymous in Other - Careers & Employment

you went to the store and tried to check out at the '10 items or less' aisle with 11 items or more? Do they kick you out?

2007-10-10 05:16:25 · 5 answers · asked by Mrs J 6 in Small Business

So Im in my last year of doing my AS levels, then im Going to uni to study Business and Finance..............
I would like to work in the financial industry, prefebly stockbroker or financial advisor...

Can you reccomend any Good Books that may help me understand abit more?

2007-10-10 05:09:26 · 3 answers · asked by Anonymous in Investing

Lester’s Home Healthcare Services (LHHS) was organized on January 1, 2005, by four friends.
Each organizer invested $10,000 in the company and, in turn, was issued 8,000 shares of stock. To
date, they are the only stockholders. During the first month (January 2005), the company had the
following six events:
a. Collected a total of $40,000 from the organizers and, in turn, issued the shares of stock.
b. Purchased a building for $65,000, equipment for $16,000, and three acres of land for $12,000;
paid $13,000 in cash and signed a note for the balance, which is due to be paid in 15 years.
c. One stockholder reported to the company that 500 shares of his Lester’s stock had been sold
and transferred to another stockholder for $5,000 cash.
d. Purchased supplies for $3,000 cash.
e. Sold one acre of land for $4,000 cash to another company.
f. Lent one of the shareholders $5,000 for moving costs, receiving a signed six-month note from
the shareholder. d. Cash balance at the end of the month.

2007-10-10 05:08:22 · 4 answers · asked by sweetnsinful33 1 in Other - Business & Finance

He is in a lot of credit card debt, and is changing jobs at the end of the year. Please list all the cons to this. He wants more financial freedom & to be free from his debt but I know he has better options that this! He is convinced he is getting a large sum of money as an inheritance so he doesn't need to worry about retirement, so what are the cons besides losing this money he has saved up?

2007-10-10 05:07:06 · 8 answers · asked by Blondie 2 in Personal Finance

I am a college student and I was recently laid off from my part time job and I have been trying to think of ways to make money until i can find another job. My boyfreind and I were thinking of starting a breakfast service, where we make breakfast and deliver to people in our area. We are gonna do a trial run in the next few weeks to see how it goes but we dont want to get too ahead of ourselves. Can anyone give us some suggestions on how we can gain the most out of this experience?

2007-10-10 05:03:24 · 4 answers · asked by The Queen 2 in Small Business

I am still holding shares of American Home Mortgage which declared bankruptcy several weeks ago. The share price has plummeted and is almost worthless at this point. Do I continue to hold this position? Do I sell these shares that are worth just a few bucks? Will I recover anything as part of a class-action suit, etc.? I'm ready to just write this off as an almost total loss but I'd like to find out if I'm entitled to anything.

2007-10-10 05:02:07 · 7 answers · asked by HereAndThere 2 in Investing

I've been trying,but seems there are hidden clauses.Also I'm paranoid about phishers etc.

2007-10-10 05:00:03 · 6 answers · asked by poormom 2 in Personal Finance