Business & Finance - 1 October 2007

2007-10-01 05:13:15 · 2 answers · asked by Lakita L 2 in Other - Taxes

My parents want to sell me their house, and I want to buy it. How can we do this and avoid having to list the house and use a real estate agent. I'm sure we could agree on terms, and I know we'd have to get it appraised, but how can we write up a contract, etc. The financing issue is not a problem, just the selling/buying. You could e-mail me, also. Please and thank you.

2007-10-01 05:11:10 · 9 answers · asked by blu moon 2 in Renting & Real Estate

I currently own a house which I began renting a few months ago and plan to do so until I feel like selling it, if ever. I've been thinking about buying a house, but by myself, could only afford something that is about in the same price range. It seems to me that I could rent something for about the same price as a mortgage and get a beautiful apartment (from what i've seen). Does this make sense and sound like a good idea? I've got someone renting (paying off) my house while I get to live in a beautiful apartment for about the same amount.

Do you agree that for the cost of a mortgage, one can usually get a gorgeous apartment at the same cost? I would like to hear some opinions. Thanks!!

2007-10-01 05:08:27 · 8 answers · asked by Nikki 2 in Renting & Real Estate

Hi, I have just applied to the council my interest in running a local shop, I passed the credit check okay, but now I need a reference from my bank. Can anyone please tell me what this is and what sort of information the bank gives out about you? Thanks.

2007-10-01 05:06:41 · 4 answers · asked by katyelizabeth1983 3 in Credit

What constitutes negligence?related to duties and liabilities of a valuer. more about residential valuation

2007-10-01 05:06:34 · 1 answers · asked by Anonymous in Renting & Real Estate

I live in a fairly small 3 bedroom house with my husband and 3 children. We could really do with more space, and we intend to try and buy a larger property in the nest 12 months. So i am wondering whether or not building a conservatory, while it would be fab for us to have some more living space now, would be a good or bad investment in a property we will be selling.

Any ideas from anyone who has had a conservatory built and then sold their home??

2007-10-01 05:06:06 · 18 answers · asked by carlotta70 2 in Renting & Real Estate

Maybe the question is kind of confusing, here are the specifics.

I'm gonna make $115k this year. This puts me just barely above the limit for being able to contribute to a Roth IRA. I love to save money, and I love putting money into the Roth.

BUT, I became eligible to contribute to a 403(b) this year. I can put away up to $15,500.

If I put the full amount into my 403(b), would my gross adjusted income then fall to $99,500, making me eligible to put the full $4k into a Roth IRA?

2007-10-01 05:00:06 · 3 answers · asked by Tom C 1 in United States

2007-10-01 04:55:41 · 6 answers · asked by Christian G 1 in Personal Finance

2007-10-01 04:51:51 · 7 answers · asked by Lynne S 1 in Personal Finance

I want to work someday at a VA Hospital or in a medical setting. But social workers don't really have to get hands-on like that with the patients the way a nurse would; however, I can't seem to think of a good job that is in line with the social worker career that I can work while I'm in college. Any ideas?

2007-10-01 04:47:53 · 3 answers · asked by Judy 5 in Health Care

2007-10-01 04:46:43 · 4 answers · asked by Mohd Yusof M 1 in Other - Careers & Employment

I've been working with my uncle in his company for 2 years now all legit on the payroll....

i do wet rooms and bathrooms/Tiling etc....

i started with him when i was 21 years old and i thought it would be nice for a change in carreir and i do enjoy it...

seeing that i knew nothing he said he would pay me £50 a day which is fair enough, tho the last few months i have been thinking, i've been doing some jobs on my own, i am good at tiling now... i want to ask him, if i could have a payrise, i feel a little scared to ask for some reason.

what do you think is the best way to go about it, and how much more should i ask for.??

2007-10-01 04:45:35 · 4 answers · asked by kantsas 2 in Other - Careers & Employment

I gave my two week notice September 17th and I said my last day is October 4th. I have been getting harassed at work from the Human Resource because she dont like me. Can I leave earlier then my date I planned on? Would I lose any benefits like accrued vacation or anything like that? I would like to have October 2nd my last day, how do I go by doing this? Thanks

2007-10-01 04:43:51 · 5 answers · asked by AK 1 in Law & Legal

is there any way to get a new social securtiy number or block someone from claiming you, i have lived on my own for two years now and my mom claimed me last year and i ended up having to pay in! any advise on what to do??? i already know she is going to try to claim me again, and its not fair because she tells them i live with her and she pays for everything and its not true!!! i live on my own and i work and pay for EVERYTHING MYSELF! HELP! please and thank you in advance!!!

2007-10-01 04:33:32 · 5 answers · asked by *iN LoVe* 2 in United States

This contract is not contigent on getting finance or apprasing, has anyone got any advice on this, I stand to lose a very large deposit.

2007-10-01 04:32:44 · 4 answers · asked by Mike R 1 in Renting & Real Estate

The care home in which i work has rencently been taken over by new owners. They are penny pinching in every aspect! Yes i know it's a businnes BUT the patients and staff are all suffering. The food they now buy is crap.....the pads used are not effective and staff are going sick left right and centre as morale is so low. We have also been told we will see no pay rise for 3 years! this is to bring our pay in line with the other 8 homes they own!
What bothers me the most is the cut backs on what the patients get for their money! They are paying more for less!

2007-10-01 04:31:16 · 9 answers · asked by laplandfan 7 in Other - Careers & Employment

I have stayed home this year to go back to school. I worked last year and got the EIC. I am married. Do I need to go back to work to be able to get a larger EIC? Does it matter on if both parents work or just on the income of the family? There are 5 kids...I usually claim 2 and my husband claims the other 3. We file jointly. Does it make a difference if I work or do not work??

2007-10-01 04:29:48 · 3 answers · asked by ladyluckinor 2 in United States

Price of home: 159,470
PMI: yes
Interest Rate: 6.5 -> builder offered free point to buy down to 6.375
Estimated Prepaids: 1,584
Estimated Closing Costs: 3,793
Total Costs: 164,847
--------------------------------------...
Good Faith deposit already put down: 1,500
Lender Credit: 175
Paid by Seller: 1,595 (interest rate point)
--------------------------------------...
Total Loan Ammount: 159,470
Total Settlement Cost: 2,112
--------------------------------------...
Payment schedule:
no. of pymnts: 120 Principle & inter & PMI : 1,123.80
no. of pymnts: 35 Principle & inter & PMI: 1,021.47
no. of pymnts: 205 Principle & inter: 994.89
--------------------------------------...
Notes:

I didn't have enough down payment (20%) to get out of PMI because i recently spent 15k to get totally out of debt (paid off car, student loan, etc..). I now have 0 debt and plan to pay 400$ a month extra on my mortgage to cut the # of yrs and end pmi sooner.

2007-10-01 04:29:39 · 5 answers · asked by michael b 2 in Renting & Real Estate

2007-10-01 04:28:55 · 4 answers · asked by Daniel R 2 in Personal Finance

I learned my lesson. I don't do this anymore. However, I am concerned that an organization may reject me based on my behavior.

2007-10-01 04:28:29 · 6 answers · asked by sumita_bnrj 1 in Law & Legal

My job is making me miserable but the benefits are really nice and the pay is nice for what my job is. However, i can't stand anyone who works here the commute is horrible...its like the movie office space with their stupid TPS reports. I haven't had much luck finding a new job though that will pay me what i'm getting now. HELP!

2007-10-01 04:25:19 · 4 answers · asked by K 3 in Other - Careers & Employment

Is there some kind of website you can go to and enter the check number. Or are there tell tale signs that a moneygram is fake? Please help!

2007-10-01 04:20:02 · 2 answers · asked by armyff 3 in Other - Business & Finance

I asked again for further deatil and all they said it was not a right fit. On my recent job application I have listed "position eliminated" as my reason for leaving. This has never been an issue for previous background checks. However, I just received a verbal offer for my dream job and I am really concerned what this previous employmer might say about me. We left on good terms.

2007-10-01 04:16:11 · 5 answers · asked by wagedh 1 in Law & Legal

I'm doing a project for work about working in construction. Have you noticed any red flags in the sector that you'd like to share, such as being underpaid because you were paid under the table, or the feeling that you were/are in a dead end job, or only working seasonally, etc?

2007-10-01 04:07:51 · 7 answers · asked by alistarra 2 in Other - Careers & Employment

I work retail while going to school full-time. Even though I'm barely part-time I work every weekend and have no time to do work for my demanding class load. How do I respectfully quit so I can still get a good future reference? I'm obviously not good with this kind of thing so any help is appreciated.

2007-10-01 04:02:46 · 11 answers · asked by lillejetaime 1 in Other - Careers & Employment

Can anyone plz tell me what is the future of BPO's in India. I am working in a call center . Can I hope to have a long time career in this industry or should I quit and choose some other field ????

2007-10-01 03:57:09 · 7 answers · asked by Truly Indian 3 in Other - Careers & Employment

Just Curious

2007-10-01 03:56:37 · 2 answers · asked by Anonymous in Renting & Real Estate

2007-10-01 03:54:43 · 16 answers · asked by John L 1 in United States

I know they say they will buy your house as is, but do they accually buy your house at a fair price?

2007-10-01 03:51:54 · 4 answers · asked by Anonymous in Renting & Real Estate

Someone told me that filing for bankruptcy is a good thing, and he seems like he is considering it. Can anyone clarify this for me? Thank you. = ]

2007-10-01 03:46:21 · 4 answers · asked by ♥ Sara 1 in Personal Finance