Business & Finance - 15 September 2007

Just wondering.

2007-09-15 12:27:19 · 9 answers · asked by Anonymous in Corporations

but i have beening renting a house for 800 a month in northeast philly but i am hoping with the home market appearing to be a buyers market i will be able to find a good deal with someone who is trying to get rid of some property and is also willing to work with my financial situation=i ran the credit=i scored a middle no, of 550-according to quickenloans, they couldnot help me, i only need about 125 000 at most=are there any help out there for those want to take advantage of this time in the home buying market dont know where to turn

2007-09-15 12:24:08 · 7 answers · asked by blh1229 1 in Renting & Real Estate

My husband owns a business and has been at his location for 10 years. The latest rent he was paying was $650 per month. The building was sold to a new owner who just sent him a notice that the rent would now be $1750 per month starting next month. Doesn't this qualify for an excessive rent increase? Furthermore the place needs major work including extermination, plumbing and fixing of flooring. We don't want to move but we don't want to pay $1750 per month for the conditions the space is in! What resources should we pursue?

2007-09-15 12:19:22 · 7 answers · asked by CuriousOne 3 in Renting & Real Estate

I need to purchase private health insurance for my son, who was born with a congenital heart defect. He has had surgery to correct (3 years ago) and requires no additional treatment. He does see a cardiologist once a year, though, strictly routine.

Two questions: (1) Is health insurance like credit cards, i.e. if you apply to too many, it looks bad on your record?


(2) Does anyone know of an insurance company and/or plan that would likely accept him? He's been denied coverage by one, but I don't want to keep applying if it will ultimately hurt his record.

Thank you.

2007-09-15 12:15:38 · 8 answers · asked by skydivemommy 3 in Insurance

2007-09-15 12:10:17 · 6 answers · asked by Anonymous in Personal Finance

How is private mortgage insurance determined? Is it a flat fee, a percent of the sales price, a percent of the mortgage? I know PMI will be applied if a down payment of less than 20% is made, but how is the cost of it determined?

I am doing 100% financing and my PMI is costing almost $200 a month

2007-09-15 12:05:56 · 7 answers · asked by yanks006 3 in Renting & Real Estate

2007-09-15 12:04:49 · 9 answers · asked by stoopsinc 1 in Law & Legal

Just credit or do they do background criminal checks also?

2007-09-15 12:02:56 · 10 answers · asked by yeah!!! 3 in Renting & Real Estate

I'm 18 and the only real job experience I had was working with summer youth employement program. I've applied to alot of stores but none of them called me back ! most of the time they take my application and put it in a place they'll probably forget about!! my mom tells me to go out and get a job like its that easy and its getting me upset. what should I do?

2007-09-15 11:53:54 · 10 answers · asked by Anonymous in Food Service

I found a home in an area where everyone is tearing down homes and building huge new ones.So I think the value is in the property more than the house. The listing price is $229,900.00. With the market as bad as it is would it be insulting to offer $190,000.00 or lower? The house needs new floors and kitchen from what I could see through the window, I'm going to look with my realtor in a few days. Similar properties in the area go anywhere from $179,900.00-$250,000.00 most with homes in the same condition as this one. I want to remodel the home and live there.

2007-09-15 11:52:28 · 16 answers · asked by haair 3 in Renting & Real Estate

2007-09-15 11:51:55 · 2 answers · asked by universe 1 in Other - Business & Finance

My car died and itll cost $4000 to replace it. Problem is, my car is only worth 5000, so i wanna get a used car--that isnt broken.

HELP!

2007-09-15 11:50:24 · 11 answers · asked by Anonymous in Personal Finance

Our banker told my husband and me that we can use our line of credit on our current home to purchase the home we want to move to. He said we can close on the new home before we sell the old home. I don't understand how we can do that, as the line of credit is not big enough to cover the entire purchase price of the new home.

2007-09-15 11:46:49 · 3 answers · asked by lc1967 2 in Renting & Real Estate

2007-09-15 11:35:02 · 2 answers · asked by RICHARD S 1 in Investing

I want a good camera for taking pictures for my ebay auctions. I will need to take good closeups.I will also use it for photography as a hobby. Is 10 megapixels too much.Price is also a factor. I am willing to spend but not too much.

2007-09-15 11:32:42 · 3 answers · asked by J's leather emporium 3 in Small Business

I am renting for $750 per month now. But I feel like I am just throwing my money away. Is it possible to get like a 60 year morgage or a cheap house at a auction or something? I have no money to put down, cause I spent it all on rent.

2007-09-15 11:28:17 · 6 answers · asked by M.K. 2 in Renting & Real Estate

2007-09-15 11:24:08 · 4 answers · asked by Anonymous in Small Business

Im sure all of you have heard of piggybacking, its where you ask someone with excellent credit to add your name onto their card. After that, the person with great credit history will help you out by listing their many long years of credit and adding it to your credit list/ score.

My question is, once you have added your name to the card and have retained the excellent credit, and you have decided to cut your name from the card of which you have piggybacking off of, will you lose your newly gained credit history and score?

2007-09-15 11:17:55 · 4 answers · asked by mocha frap 2 in Credit

What's the salary range before taxes that can be considered as not bad when you're working in the UK?

2007-09-15 11:14:04 · 7 answers · asked by Anonymous in United Kingdom

My home in Nevada is set to go to public auction in two weeks. I have been trying to sell for several months. The bank has agreed to a short sale however they declined each offer that I recieved. Now I am notified of the public auction and I am confused by this process. Does this mean that after the public sale the house has been forclosed and I am no longer responsible for this home? I have not lived in the home for months so eviction is not necessary. What if it does not sell? What is the next step?
Thank you.

2007-09-15 11:13:44 · 7 answers · asked by Shannon D 1 in Renting & Real Estate

What is the name of the advertising technique where the person using the sponsors product is more attractive and usually portrayed in a more attractive setting, and the person using the competitor's product is portrayed by a less attractive actor. For example if I am selling mop, the women using the mop will be attractive, and have a more colorful kitchen, while the competitors mop user might be pleasant looking, but she will have her hair tied back, wear glasses and have less make up on, and her kitchen will be less modern and drab. This has nothing to do with how the mop works.

I often wonder why advertisers expect me to buy anything since I am the balding, glasses wearing, slightly overweight man who is always shown using the competitors product.

2007-09-15 10:55:01 · 2 answers · asked by pschroeter 5 in Other - Advertising & Marketing

2007-09-15 10:54:53 · 1 answers · asked by Anonymous in Investing

I have been employed as an intern in a mid sized company, working with 10 engineers. So far, I have been working on manuals, CAD drawings, and basically documentation of equipment awaiting release.

What tips do you have that can help me become more involved with design projects particularly, or any kind of general tips? Thx.

btw. this is a mechanical/electrical engineering position and I have finished my first year. I am working full time right now.

2007-09-15 10:53:46 · 2 answers · asked by Anonymous in Technology

What % of the houses actual retail price is fair market value?

2007-09-15 10:50:17 · 6 answers · asked by BERT 6 in Renting & Real Estate

do they always get away with it? Or does management talk to them?

2007-09-15 10:47:46 · 5 answers · asked by S i r i 1 in Other - Careers & Employment

Do more taxes get taken out of my pay check cause I get paid every week or would it be the same if I were to get paid every 2 weeks or once a month?

2007-09-15 10:43:00 · 6 answers · asked by Louise 4 in Other - Taxes

I will be working for about 6 weeks and need to know how i should file so that the least amount of taxes are taken out .

2007-09-15 10:40:34 · 6 answers · asked by Beau S 2 in United States

I understand that some companies (factors?) buy unwanted life insurance policies that are no longer contestible (owned over two years) for a cash payment (some percentage of the face value of the policy) and then pay the premiums because they will eventually get the proceeds when the owner dies. Does anyone here have experience with this procedure? Does anyone know a list of such companies when one has such a policy that has been in force a long time? All replies are appreciated.

2007-09-15 10:32:21 · 6 answers · asked by Mike 7 in Insurance

2007-09-15 10:30:48 · 2 answers · asked by ♥j3nNii◊ 2 in Other - Careers & Employment

JUST nursing homes???

2007-09-15 10:25:06 · 2 answers · asked by S i r i 1 in Health Care