Business & Finance - 15 September 2007

2007-09-15 06:13:38 · 4 answers · asked by Anonymous in Investing

2007-09-15 06:07:59 · 11 answers · asked by 24nascar 1 in Credit

*example: Date of last activity 12/2001 - current status Pays as agreed; Closed at consumer's request.
OR
Date of last activity:11/2002 - current status Pays as agreed; Account paid - zero balance - account refinanced

I just got my credit report, it's not the worst score in the world, but it could use some tweaking. I read something in a book that stated:"...One reason our credit score was so low was that there was alot of outdated information... Accounts had been closed..."
I understand that anything over 7 years should drop off, but the book wasn't specific about if they were talking about just the negatives that need to go or the positives too? Would it be to my benefit to leave the positives, or request to have them deleted? ??? I know it sounds like a no-brainer; and that I should leave the paid in full stuff, but this whole credit thing seems backwards to me sometimes, you know, like it is better to have one revolving line of credit, etc...

Thanks in advance!

2007-09-15 06:05:33 · 4 answers · asked by flyers_girl74 2 in Credit

Hi, I wanted to know if anyone could give me names to name a non-profit organization in Berkeley,CA,currently called YAYA California , my boss wants to change that name though.

The organization is an youth arts group based on the New Orleans YAYA program http://www.yayainc.com/.

We are a California interfaith non-profit organization located in South Berkeley which has developed to empower and transform the lives of homeless and at-risk East Bay youth ages 16-25 through commerical art jobs training, community art making and arts-based organizing for social change.

Description:
We want to fulfill our mission through three program areas: 1)arts furniture painting and commercial arts ventures; 2) community building through public art; 3) liberation art/faith based art for social change.

Please write new name ideas

Thanks,

Jenna

2007-09-15 05:56:26 · 3 answers · asked by Jenna 3 in Government & Non-Profit

...And what is is process of buying one or two, step by step?

2007-09-15 05:54:35 · 3 answers · asked by Lady Real 3 in Renting & Real Estate

My husband has a long tech school there and we live in Missouri so we are wanting to find an apartment off base but close for cheap but safe area for my 2 yr old when we are there. thanks for your help!

2007-09-15 05:48:30 · 1 answers · asked by Anonymous in Renting & Real Estate

2007-09-15 05:46:20 · 13 answers · asked by Anonymous in Credit

2007-09-15 05:45:19 · 2 answers · asked by k r 1 in Credit

I want to become a registered nurse, but as i look up more stuff on nursing i see that there are different areas of being a registered nurse.

2007-09-15 05:45:06 · 8 answers · asked by Anonymous in Health Care

2007-09-15 05:40:31 · 8 answers · asked by The Shadow 3 in Personal Finance

Hi,

I got a small question for you all. I am an associate at Wal-Mart and I was injured wile at work. I have been on Worker saftey insurance for two weeks now. My question to you all is can they fire me for being on this insurace for a long time? I only need one more week of now........... but I'm scared what if they fire me??? please reply best answer gets 10 points :).

2007-09-15 05:39:06 · 7 answers · asked by Anonymous in Insurance

Would it be myfico???

2007-09-15 05:38:46 · 4 answers · asked by TXHIMstudent83 1 in Credit

Will all the people that got ARMS, that wont be able to pay their mortgages choose to divorce when they declare bankrupcy and walk away from their foreclosed half million dollar 700 square foot condos?

2007-09-15 05:37:14 · 4 answers · asked by Anonymous in Renting & Real Estate

I'm considering selling my home due to financial hardships. It needs some work to bring it up to standards and to make it more sellable on the market. It needs paint, new windows and the flooring needs work. I've had some plumbing leaks. I may even have some termite damage. I'm not sure, but if they were to inspect it, I know something of sorts will pop up. I can't afford to have the work done. Anyone know anything about the "We buy your house as is" companies? They claim no fees. Not having to deal with a realtor and showings sounds good. I have no problem selling my home at a reduced price to compensate for repairs. Is this legitimate? What is the hidden catch? It sounds like a good trade off, but I want to research before I commit.

2007-09-15 05:29:59 · 8 answers · asked by Anonymous in Renting & Real Estate

What is the average savings balance of a 30 year old in UK?

A source from official statistics would be good.

2007-09-15 05:24:16 · 10 answers · asked by Anonymous in Investing

I want a book that deals with the details of starting and running a business; things like legal and financial considerations. I want to become au fait with the nitty gritty.

I don't want a 'self help' book that trains your attitude and confidence with ego boosting mantras. You know the sort.

Thank you.

2007-09-15 05:20:01 · 7 answers · asked by tuthutop 2 in Small Business

please help I know nothing about opening business, and i am trying to get educated so in the futere i can open my own.

2007-09-15 05:18:01 · 4 answers · asked by lacandu 3 in Small Business

Should i be paying taxes being a non US citizen ? Paying 30% of my skillgames winnings to the IRS .?
Hi , got a prob here . I play skillgames , such as Zuma and Dynomite , for cash , at Worldwinner . I'm fairly successfull , i make a profit . Problem is that the IRS are taking 30% of my winnings off of me . I am of Scottish nationality , UK citizen . Also they don't take my net losses into consideration , taking 30% of my winnings without taking into account that i've just lost $30 playing another game. Am i due a full return of all taxes paid ? It advises to consult an accountant to decide whether my net losses should be taking into consideration . A cyber friend of mine at the site has paid 10k in taxes in the last 6 months , he's Swedish . What's the script then ?

2007-09-15 05:16:54 · 4 answers · asked by Anonymous in United States

2007-09-15 05:09:54 · 9 answers · asked by question 1 in Renting & Real Estate

u will need mortgage, potentially for 30+ years
when u add kids to finance it will get even worse
next 30 years u will spend on working hard and getting old
then u will be ill and too late for fun.
any way around?

any why the hell it takes 20-30 years of best time of life to get a flat? it's just bricks,sand, etc - why is that so expensive in todays developed countries?

2007-09-15 05:05:01 · 7 answers · asked by Anonymous in Renting & Real Estate

I want to open my own bussines!!!! If you had any success opening your own bussines please advice!!!?
I want to open my own bussines and I don't really have any Ideas if you have some please let me know, please provide as much details as possible. Thank you in advance

2007-09-15 04:51:34 · 6 answers · asked by lacandu 3 in Other - Business & Finance

The person is not paying me the money on time. I have to pay it so that it does not affect my credit. Both of us names are on the purchase papers.

2007-09-15 04:49:04 · 12 answers · asked by andre h 1 in Credit

as i am confused what will happen about my feauture coz i dont have much wealth or cash but still i can work hard in any business and let it grow it any how by hook or by krook

2007-09-15 04:41:22 · 2 answers · asked by Anonymous in Investing

I have had the same "debt" put on my credit report by the original lender, a collection agency over 2 years ago and now a brand new collection agency. I questioned the original debt on my report and they removed it, and now, it has obviously been sold to another collection agency who has put it back on my file. The original debt wasn't even mine, it was my husbands so I don't even know how it is getting on my file. If it helps, I live in Ontario, Canada.

2007-09-15 04:36:32 · 6 answers · asked by ccdpat 1 in Credit

My wife has a very "common" first and last name, what do they do, get a phone book and go down the list untill they get a live voice to answer their call? Then they start interrogationg you and ask you "what's your address", "what are the last 4-digits of your SS#", of course, we don't tell them anything because THEY are so secretive and don't TELL US anything, either! I can tell you they obviously have the wrong person, but they have literally told my wife, "you are lying, and we'll continue calling you until..................", until WHAT? We've checked our credit reports and all looks legit; what is the problem, these people have nothing better to do, or do they get paid by the phone call? Thanks for any assistance you can provide!

2007-09-15 04:35:37 · 13 answers · asked by theOTHERasianguy 2 in Credit

2007-09-15 04:27:05 · 1 answers · asked by richard o 1 in Renting & Real Estate

I moved out of state (not to run away from debt) for a while now. I have a few accounts that should be delinquent now. I'm about to receive my credit report, what do I do if I see a judgment against me? Does that mean that it restarts the date of SOL? What should I do?

Also, is it really possible to rebuild your credit to an good score after 7 years of deliquency if I begin to be responsible about my finances? Sometimes I feel like my one-two years of being stupid could have really ruined my financial life period.

THank you for all your wonderful support so far.

2007-09-15 04:21:49 · 11 answers · asked by Anonymous in Credit

Please help me start my thrift store online business in my home. I love shopping. I would buy stuff sometime I was not needed. I also make stuff too, like jewelry and sewing- bags and things. I have too much stuff in my house, and was donated them for the tax purpose. I find out it so complicated because paperwork, and the right amount to claim. All the questions and paperwork I have to fill out, I lost my interest to do it. I just thinking, why don’t I have a thrift store online here at my house. Everything I got are brand new or great condition because they has been accumulated through the years and still buying. I wonder if shopping is my joyful hobby, I should turn it to money. Please give me all the advice I need to know. How to start this business step by step, and very simple to read and understand. What is the best to send them to people and all the tips. So far I already open a separate bank account for online only. What out I have to do next? What kind of tax I have to pay?

2007-09-15 04:21:38 · 4 answers · asked by Anonymous in Other - Business & Finance

I need to buy a cell phone and if I order it from USA online, do I have to pay any taxes?Since Im new in Germany and I dont really know about custom rules here.
I'll b thankful

2007-09-15 04:15:50 · 3 answers · asked by the g 1 in Other - Taxes

2007-09-15 04:12:05 · 5 answers · asked by Anonymous in Personal Finance