Life will suck if u did not get a flat from parents?

Question

u will need mortgage, potentially for 30+ years
when u add kids to finance it will get even worse
next 30 years u will spend on working hard and getting old
then u will be ill and too late for fun.
any way around?

any why the hell it takes 20-30 years of best time of life to get a flat? it's just bricks,sand, etc - why is that so expensive in todays developed countries?

Answer 1

Why are you still harping on about this? Mammy and Daddy said no? Aaaahh poor baby. Get of your **** and work like the rest of us!!!!!

Answer 2

Hi nowadays it is so hard to get on the property ladder, and you can have a job and still not afford to pay the mortgage and the bills at the sametime. Renting is not as bad but still you have to afford the rent and this is still dear. The house prices are so high now its redicoulous

Answer 3

How many times are you going to post this rant? Get a life or get a job. Whatever you do, just get off of Y!A, OK?

I've been on the ladder for decades and am about positioned to buy a home for cash. No more mortgages. It takes time. Get off your lazy ar$e and get moving on it!

Answer 4

I completely agree with you - it is a materialistic trap that many (including myself) have fallen into and I now realise that I am not one more iota happier now than when I did not own a house. It is a 'lifestyle' trap, an invented need designed to keep a large proportion of the poppulation a slave to their wage. It keeps the capitalist status quo, so to speak.

Answer 5

As slacker-obnoxious as it sounds at first glance, this is a very pertinent and accurate question!

The point is, it's easy enough to make income, but we don't live in an income-based economy. We live in a capital-based economy, which is a whole different story. I guess, (though at 57 years old I 've been too busy earning and paying rent to achieve it...) ,that getting on the home-owning carousel as early as possible is THE important thing to do if you or your children want to have any time for fun.

From the point of view of someone of my generation, it appears that the previous one set up all the safety nets for themselves, and provided none for anyone who comes after. Social Security is one example of this. Coupled with the patronizing "all you have to do is work hard" that is usually offered to those in distress, it's a tough world we live in. Just ask any laid-off industrial worker whose job has been "obsoleted" or shipped overseas.

The importance of keeping capital once it's gained! For instance, if my mother had kept her home, instead of retiring early and living off the proceeds, then both I and my sister would have today at least, say, a studio apartment we own to live in. As I live in New York City, that amounts to a savings of some $800 per month, minimum. I could buy not one, but two SUV's for that amount that goes out every month -- SUV's just like the ones the Daddy's-boys drive who "have fun" acting like they're trying to run me down several times per day on my bicycle as I go to and from work...

In the end, it seems that what Karl Marx predicted is coming true. He foresaw a time (in Victorian England) when the polarization of wealth caused by industrialization would make it so that the worker could no longer expect to earn enough to adequately feed and house himself, no matter how much he worked. The Global economy forestalled his vision, but now the world's territory and resources are just as fully claimed as they were in his tiny island-country a hundred years ago.

Marx predicted that the result of the Greed vs. Need stalemate would be "armed revolution". Some (though perhaps not so many within our country's relatively wealthy borders) would say that the recent growth of 'terrorism' worldwide is nothing more or less than Marx's prediction coming true.

Whether or not that is totally accurate remains to be seen, but it is an argument that we would be foolish to dismiss, held as it is as a torch by those who who enlist for their "Cause" by pointing to our too-frequent consumer driven excesses and support of corrupt foreign government 'allies'. The hungry and homeless are easy to influence: just give them something to eat (or guns or drugs) and they will listen and likely follow.

The "way around" you ask for might begin with the nurturing of some legitimate social consciousness, starting within the United States itself. The fact that the wealthiest country in the world offers its own citizens no free medical care, nor free higher education for those who deserve it is scandalous, indefensible. It points to a public lack of responsibility. Nothing could me more dangerous in a democratic society than a people who do not care about their own general welfare. "I'm getting mine: that's all that counts." This is a criminal's rationale: nothing less. The abusive rents and predatory banking practices you describe, insider dealing and obscene bonuses in the stock-market, pork-barrel politics -- all these are the warts on the Pig-minded mentality that we have accepted as normal.

Answer 6

get a truck to sleep in ..

Answer 7

Welcome to the real world!