Business & Finance - 30 August 2007

2007-08-30 04:42:47 · 3 answers · asked by guillermo d 1 in Personal Finance

2007-08-30 04:38:14 · 4 answers · asked by Jason M 2 in United States

I have a friend who lives in northern NJ and his house was foreclosed in May. He wants to stay in the house for as long as he can because he is renting the house and does not have much money since he is in his early 70s and he has 2 daughters in college. They are all trying to save money so they can rent an apartment later on. But right now he is just worried about how much time he has left to live in the house and if there will be any penalties or money that he has to pay. Does anyone know? or what else he can do?

2007-08-30 04:30:32 · 4 answers · asked by Curious Girl 3 in Renting & Real Estate

Please, please has anyone had any dealing with www.uscheckingaccount.com. Can they really open an account for non US residents.

2007-08-30 04:24:25 · 2 answers · asked by Anonymous in Other - Business & Finance

My credit score...well, it's bad. I had a bunch of utilties from when I was 17 and 18 living on my own, and not caring about my credit, and hospital bills and medical bills and student loans bills. I don't know the exact amount of my debt. But it's big.
But now my husband and I would like to buy a house. What would be the advantages in filing for bankruptcy in this situation? Would it hurt more than help? Will it affect anything if my husband and I actually try to buy a house? Will filing affect my credit score?
Are there other options?

Also- what EXACTLY happens in a bankruptcy? the bills just...disappear?!

2007-08-30 04:16:37 · 6 answers · asked by nikkilee911 3 in Personal Finance

Ok so...I think I want to start cutting coupons to save some money on grocery bills, I've heard you can save alot. But, ok this is sooo dumb but...where do you get coupons? I see those coupon books in stores but they don't seem to have alot in them. My family never had to cut coupons so I don't know, now I'm a college student and out on my own, and would like to save some money up.

2007-08-30 04:11:50 · 14 answers · asked by azrielle 3 in Personal Finance

I want to move out of my parents' house so bad! !

I've been working as an English, Spanish, French, and Japanese teacher since I was 18. I'm 25, and for the last 3 years, I've actually started making more money translating. I rented a large apartment, bought deskchairs, whiteboards, and it's now my school. I set up my office to do my translation work.
I've had the place for 3 months, I haven't been able to gather enough people to teach groups of people, but people take me more seriously once they see the office and classrooms, so I get more translation work and students for private tutoring.

I can't afforrd to rent another place for me to live, or to pay for another phone and internet conexion. It would look unprofessional to live at my school/office. But if I put my bed in the pantry, and keep my clothes in the closet from my office. Eat out everyday like I always do. No one has to know.

Is it a good idea to secretly live in the pantry from my office?

2007-08-30 04:10:04 · 4 answers · asked by Anonymous in Personal Finance

2007-08-30 04:07:38 · 6 answers · asked by surinder s 1 in Corporations

2007-08-30 04:05:30 · 3 answers · asked by Anonymous in Investing

2007-08-30 04:01:44 · 1 answers · asked by true love 2 in Small Business

I have two mortgages on my house with First Franklin. I got sick last year the week we bought the house. I wasnt able to work, and eventually lost my right leg. Because of this, we were late on the motrgage the first month, over 30 days. My wife took on a second job to make those payments. But we still paid those late every month. They rewrote the terms of the mortgage in July, to bring us up to current status. But the damage is done now. We have 8 -30 day late payments now showing on each acct. Is there anything that we could do to get them to remove some or all of those lates? Any positive help will be appreciated. I have had enough grief from being sick, so please, no negatives, Thanks.

2007-08-30 03:57:01 · 5 answers · asked by hasdad62 6 in Credit

I don't have it because I don't pay creditors back, but because I just got divorce and my husband ruin both our credit. (why I am divorce) Anyhow, I am trying to rebuilt my credit, but I just wish to have one payment, instead of paying different sort institutions and different interest rate, which total up to a lot. I just don't ever seem to catch up. HELP...anyone?

2007-08-30 03:56:44 · 7 answers · asked by S D 1 in Credit

I am currently paying for a used car from car-mart.I lost my job months ago and thought i would have a job by now.Here is the question.Can i get my money back from them for this car?I cannot pay for it anymore.Can I get anything besides hassle?I live in arkansas if this will help.

2007-08-30 03:52:09 · 8 answers · asked by iluvmyman 4 in Personal Finance

My sister-in-law has about 4 payday advance loans that she's not paying. I've told her that she could go to jail for this. SHe says no she cant because its a loan,not a bad check. Does anyone know?

2007-08-30 03:50:53 · 8 answers · asked by chasead95 1 in Credit

I just want to know what employers think is enough time to gain experience and skills that another employer will consider you a valuable asset. Here is the thing, I'm working at my 1st job out of college and I don't see myself here forever. How long should I stay here to establish myself as an "experienced" worker?

2007-08-30 03:46:38 · 6 answers · asked by Starry Pluto ॐ 6 in Other - Careers & Employment

2007-08-30 03:46:28 · 5 answers · asked by jeeps_n_daisies 1 in Other - Careers & Employment

....or is it just a bit behind and will soon be in the negative ?

2007-08-30 03:41:40 · 2 answers · asked by idez9 4 in Renting & Real Estate

My wife and I just got married in June and have yet to change our W-4 forms to married...is this a problem? Do we have to change our forms to say married or can we continue to file as single? Not sure how this whole process works. Thanks a lot.

2007-08-30 03:40:28 · 5 answers · asked by trackman716d 1 in United States

what inventions can u guys come up with?? most creative and pratical wins. ten points up for grabs

2007-08-30 03:37:55 · 4 answers · asked by Anonymous in Other - Business & Finance

in a corporation view.... and a legal sense

2007-08-30 03:30:52 · 4 answers · asked by Anonymous in Corporations

I have tried all the loan companies everywhere & have been turned down by all.All I want to do is establish my credit score to be higher. I have been looking for a loan to consolidate & been turned down for those too. Any help out there?

2007-08-30 03:30:08 · 2 answers · asked by Polly B 1 in Credit

thank you!!!

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2007-08-30 03:25:00 · 16 answers · asked by amva 2 in Other - Business & Finance

2007-08-30 03:22:54 · 3 answers · asked by khalid m 1 in Financial Services

we pre-paid a patio contractor some money for our back yard project, but he didn't show up on that day, when we called him, he gave us a lot of excuses, and promised another day, but he still didn't show up, then we called again, he never answered the phone, his office phone is a voice message, but we don't know his office address,we're in canada, what can we do to report this guy and get back our money ? we have a receipt from him for the money we paid, and he did claim the money from bank.Thanks!

2007-08-30 03:21:01 · 3 answers · asked by Sylvia W 1 in Other - Business & Finance

I recently read a report, that the Fed is very hesitant to cut interest rates, because of Europe would lose interest in investing in the US. Without that on average 3 billon investment a day, the US economy would be in a recession, which would drag everybody down.

2007-08-30 03:13:55 · 4 answers · asked by Anonymous in Other - Business & Finance

I work for a non for profit orgnaization and we have just moved offices. We are looking for posters and framed pictures to put up in our office but we don't know where to look. Our organziation is a human service network, assisting children, families and seniors in need and we would like stuff that represents that.

Thanks so much!

2007-08-30 03:07:16 · 3 answers · asked by Anonymous in Government & Non-Profit

Does the local library have any way to take money out of your tax return, when they claim books have not been returned?
My friend used the after hours drop box to return 3 books. When she went to check out more books a few months later, she was told 3 books were past due. She told the woman at the desk, that the 3 books were put in the drop box months back. The woman got real nasty and told her she couldn't check anything else out And that if she refused to pay the late fees, that the library would get that money back from her tax return!!!
Is this true? Can the library take money from her tax return?

2007-08-30 03:05:53 · 4 answers · asked by Anonymous in United States

I am looking to open a country store. In the store I want to rent out spaces for other vendors. My insurance agent says they need product liability insurance first to protect me. All the vendors are not liking that. One said my insurance should cover everything so they don't have to get any more insurance. Is my agent pulling my chain? Someone with more insight please advise.

2007-08-30 03:05:07 · 5 answers · asked by Renee C 2 in Insurance

I owed the bank money, and never paid it, and they closed my account. They reported the default to some sort of company. What is the name of that company so I can check and get a free copy of that report? I actually paid them the money I owed today. Can they reopen my account or another account?

2007-08-30 03:03:04 · 4 answers · asked by MS.B 1 in Personal Finance

I have found out that I inadvertently hold 2 seperate Travel Insurance policies. Having just returned from holiday where my luggage was ransacked in transit and items stolen can I make claims on both or just the one? (Think I know the answer but would like confirmation please - can the confirmation also be validated please and not just opinion)

2007-08-30 03:00:14 · 10 answers · asked by Taz S 1 in Insurance