I don't have it because I don't pay creditors back, but because I just got divorce and my husband ruin both our credit. (why I am divorce) Anyhow, I am trying to rebuilt my credit, but I just wish to have one payment, instead of paying different sort institutions and different interest rate, which total up to a lot. I just don't ever seem to catch up. HELP...anyone?
2007-08-30 03:56:44 · 7 answers · asked by S D 1 in Business & Finance ➔ Credit
I think you need to improve your credit score. To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your scoreyou still have to pay to find out your credit score, the three-digit number ranging from 300 to 850 that is the key to your borrowing costs.
2007-08-31 07:02:52 · answer #1 · answered by diana L 1 · 0⤊ 0⤋
Doesn't matter that your ex ruined your credit score. The only loans you are going to find are going to have high interest rates and probably up front fees.
You are much better off paying off the debt your self. Concentrate on the highest interest rate debt. Pay as much as you can squeeze out of your budget on the highest interest debt, while paying minimum on the rest. When that's paid off, move to the next one. It will take 2 or 3 years but you can do it.
You might consider a second job to help pay off the debt faster.
2007-08-30 04:15:36 · answer #2 · answered by bdancer222 7 · 2⤊ 0⤋
Lenders won't care WHY your credit is bad.
I doubt anyone is going to give you a loan and if they do, the interest rate is going to be very, very high. Your best bet is to seek guidance from credit counselors who might be able to negotiate with your creditors and get some reductions for you.
2007-08-30 09:03:40 · answer #3 · answered by Christie 4 · 0⤊ 0⤋
You have a bad credit score and that's enough reason for you to stop whingeing. Circumstances leading to your straitened life is understandable up to a point...but I cant help feeling that your are sailing a little too near the wind. Loan sharks = banks, credit company, don't see you as a human being in distress but a mug to be mugged wholesale. Get your former husband to fork out and try and seek help from your parents. Good luck and say no to loan sharks.
2007-08-30 04:13:04 · answer #4 · answered by Anonymous · 1⤊ 2⤋
Am a private legitimate lender,i give out all kinds of loan which include:
AUTO LOAN
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Any interested person,co-operate bodies can contact me via:chelle_loan_services@yahoo.co.uk
2007-08-31 02:08:47 · answer #5 · answered by lisa f 1 · 0⤊ 0⤋
Hello friend good luck on your Loan search...
*Scam Alert**
Beware of Advance fee Loan scams.
ALL so called "Private Lenders" who ask for fees upfront are scammers...
my Advice: Don't deal with anyone from a foreign country and never use wire/bank transfer services.. you risk losing your $$ and your mind.
2007-08-30 04:38:44 · answer #6 · answered by Anonymous · 1⤊ 1⤋
I have a very bad credit score and I need a loan,Does anyone know of Institutions that lend to people like me?
T.R.Y
T.H.I.S.
S.I.T.E
W.H.E.R.E
Y.O.U
C.A.N
F.I.N.D
T.H.E
B.E.S.T
S.O.L.U.T.I.O.N
F.O.R
Y.O.U
2015-01-06 08:27:18 · answer #7 · answered by ? 1 · 0⤊ 0⤋