Business & Finance - 26 August 2007

I received a letter on the mail about applying for a credit card, Capital One to be exact (Capital One Visa Platinum Card, so I applied and I got accepted. $300 of credit. My question is how do I build a good credit score since this is my first credit card. Im 18 years old, Going to be a freshmen college student and I also have a checking and savings card from Wells Fargo.

- Im 18 years old.

-Freshmen College Student.

-No Job but stay 100% in school.

-Wells Fargo checking and savings account.

-Never Used a credit card.

-This is my 1st credit card. ($300 credit)

-How to build a good or excellent credit score?

-Can I apply for another one?

2007-08-26 14:13:21 · 4 answers · asked by Anonymous in Credit

cost capital of 10 percent and a tax rate of 34 percent?
The auto is depreciated in this way:
year 1- 20%
year 2- 32%
year 3-19.20%
year 4- 11.52%
year 5- 11.52%
year 6- 5.76%

2007-08-26 14:12:58 · 1 answers · asked by aP 2 in United States

2007-08-26 14:08:48 · 3 answers · asked by D P 1 in Other - Business & Finance

If you're looking for a partner in life with ambition, and you dont want to come right out and ask things like, "how much do you make", "do you plan to expand your career/education", etc., then how can you tell if this person is ambitious or what signs might you see if they're going to be lazy with regards to pursuing a good career, eduaction and a decent lifestyle?

2007-08-26 14:07:37 · 9 answers · asked by Anonymous in Personal Finance

I've heard you can answer calls for Pizza Hut at your own home. Like, you have to have the internet and a home phone, and you take orders. Does anyone else know anything about it? How could I get started?

2007-08-26 14:07:27 · 5 answers · asked by shondak 3 in Food Service

any help , State of MA

2007-08-26 14:06:44 · 10 answers · asked by The Mane Man 2 in Credit

companies that have implemented the extended enterprise, Just one or two

2007-08-26 14:05:56 · 1 answers · asked by jassaway48@sbcglobal.net 1 in Corporations

I need help! I forgot to mail my 2005 LA state taxes, now they want 5 times the amount in fees and fines. I am ready to pay what I owed in tax, but not all those fees and fines. What can I do??
Thanks for you help!
David

2007-08-26 14:04:53 · 6 answers · asked by David A 2 in United States

i bought this nintendo ds on ebay for 45.00 dollars.im getting a little short on my money.if this helps i also have dogs.so wat r some ways for a 10 year old to make some decent money?REMEMBER IM 10!

2007-08-26 13:59:48 · 7 answers · asked by Anonymous in Personal Finance

I read up on it a little, and sent in a few dispute letters, but it came back as verified and only made it worse >_<. Alot of the derogatory items are outdated, and there's a few things that aren't even mine! How is this coming back as verified? If anyone can shed some light, or knows of a reputable credit repair company, it would be greatly appreciated.

2007-08-26 13:55:30 · 9 answers · asked by Anonymous in Credit

I can never seem to get anyone!
Its not that im not responsible or anything, just no one ever calls...any tips!?

2007-08-26 13:53:17 · 3 answers · asked by Anonymous in Small Business

I have never had a job before. It should be wasy since it's only bagging groceries, but still. It's a organic grocey store that I shop at all the time, and I figured I'd work there, since they hire at 15, and not many other places do. I'm kinda nervous, since I don't know what to expect. Tomorrow is my first day and I think I prepared as well as I could. I read the handbook, uniform is clean, and so forth... But I would still like some advice, like how to act, ECT...

Thanks!!

2007-08-26 13:49:24 · 13 answers · asked by Jasmin E 1 in Other - Careers & Employment

how much does the job that you recommend pay?

2007-08-26 13:48:26 · 3 answers · asked by Anonymous in Other - Careers & Employment

someone please help me. I started working on a hire company on the accounts payable, I am taking someone's maternity leave and she used to do sub contractos as well as purchase ledger, my manager is making the subcontract and all I do is supplier invoice input, but as an accountancy student I want to learn as many things as I can. I have been reading about subcontractors and I know some companies get paid gross, other 20% and the non-registered one 30%, I have been asking her questions and I find out the subcontractors are made on a spreadsheet, you only type in the name of the company and the percentage comes on screen. I am a bit confused thou, could someone tell me on easy steps how to process sub contractors invoice??maybe if I have a better idea then she will let me do it ;) thanks very much

2007-08-26 13:48:14 · 2 answers · asked by Caetaneada 3 in United Kingdom

with only 2 years of nursing school

2007-08-26 13:43:39 · 8 answers · asked by Anonymous in Health Care

I know that when using GAAP you subtract COGS from Revenue to get Gross Profit. Then you subtract non-manufacturing costs, such as selling and administration, in order to get NET PROFIT (before taxes). I'm unclear as to how a variable costing income statement differs from this one. I would appreciate any help. Thanks in advance

2007-08-26 13:42:28 · 1 answers · asked by 055589 1 in Other - Business & Finance

i am getting a credit card with a $5000.00 limit which i am going to max out to pay bills. the interest rate is 5.9 % and i plan on paying $300.00 a month to pay it back i will be getting the card in a week a plan on starting payments in september and paying the 300 a month till feburary in which i will use my taxes to pay it off then. i have several questions 1- will they accept the 300 a month or will my payments be higher and 2- in february how much will my payoff be after making 5-$300 payments?

2007-08-26 13:34:45 · 9 answers · asked by mela26 2 in Credit

Assuming that I find an attractive stock with potential to go up (based on past performance), how do I read that company's financial information (ie. cash flow, debt, assets, dividends) to decide if the company's doing well? For example, I've read several times that X company is a good buy because the price/share is low but they have X million in cash and very little debt.
I usually go to Yahoo Finance for any company stock information. How can I read the Financial section and interpret all that stuff?

Thanks.

2007-08-26 13:31:40 · 7 answers · asked by VMI 2 in Investing

2007-08-26 13:29:24 · 4 answers · asked by Frank R 1 in Renting & Real Estate

We have had some disagreements with our landlord. Our rent agreement is month to month. And is just an oral agreement. Anyways, We have decided to move out this coming month, and have notified the landlord of our intentions to do so. Our concern is that the landlord might enter our house while we are away at work. Is it legal for them to do so?

2007-08-26 13:28:43 · 7 answers · asked by Adam S 1 in Renting & Real Estate

2007-08-26 13:28:28 · 8 answers · asked by elsoldado77 1 in Other - Business & Finance

I've noticed in" In Style" Magazine there are pages of shoes, jewelry, clothing being highlighted. Anyone know how you get their attention?

2007-08-26 13:24:20 · 3 answers · asked by tabernash1 2 in Other - Advertising & Marketing

Where can I find a good work at home job that isnt a bunch of bull....? and really make money? I'm behind on my bills and need a second job.

2007-08-26 13:23:01 · 6 answers · asked by tammy f 2 in Other - Careers & Employment

My fiance and I bought a house for 429500 in November, he is thinking about taking a job in another state. We put no money down on the house and the house has gone down in value. Because we could barely afford the payments we have NO savings. What would happen to our mortgage if we had to sell at a lower price. Niether of us has good credit, and we realize that buying the house to begin with was bad, our realtor insisted we would be fine... stupid us listened to her... What can we do? Are we stuck?

2007-08-26 13:20:20 · 16 answers · asked by Anonymous in Renting & Real Estate

My aunt has about $180K in her 401 (that's her only savings), and owes $48K on her home. She doesn't draw on her 401 because she has a moderate monthly retirement income but she doesn't trust it will last. Her financial advisor said it would be wise to pay off her home so she will own it, even if it means taking that money out of her 401 to pay it off. I think I agree but she'll get hit hard with at least 20% federal taxes up front by withdrawing enough to pay her home off, as well as it being added to her income the following year. But, at least it will be hers and she's 61 years old and needs all the security she can get. She is a very special woman who loves her home so much. She doesn't work--she's retired. Do you agree that is a wise move to pay off her home with 401 funds?

2007-08-26 13:17:02 · 9 answers · asked by Anonymous in Personal Finance

My fiance and I would LOVE LOVE LOVE to open a restaurant after we get married, we both love food, and have the work ability to run a small business. We are thinking a "diner" style something...Does anyone have any tips on how to get this started, what we NEED to know?? We are doing our research, but still have a long way to go!

Thanks in advance!

2007-08-26 13:08:20 · 6 answers · asked by brooklyn7582 5 in Small Business

I am applying to rent an apartment and the advertisement said that there was a credit check. The application doesn't ask for my social security number. There is no application or credit check fee. Can they check my credit without my SSN?

2007-08-26 13:07:54 · 11 answers · asked by Me 2 in Credit

I am single...and again, just looking for a ballpark figure.

2007-08-26 13:03:45 · 8 answers · asked by Anonymous in United States

I got an annual fee waived for a second card, so now I pay $85 for a card with the exact same benefits of my free gold card. If I cancel the one I pay the fee for, is it refundable?

2007-08-26 13:03:07 · 10 answers · asked by everyidistaken12 3 in Credit

Someone told me to save them anyway, just in case. Well i've been saving them for 4 yrs. I have alot of them now. I honestly just feel like shreding them. I dont see the point of keeping them, thats why i do my taxes. I'm not the type of person that keep every single receipt, I only keep what I think necessary. any suggestions?

Thank you guys :)

2007-08-26 12:56:57 · 6 answers · asked by Anonymous in United States