Business & Finance - 17 August 2007

My business partner and I have decided to become incorporated before purchasing rental properties, if we have 30-50% down on a property can we buy it as a new corporation? Are we judged on our personal credit or the company's and will we be able to purchase w/ no company history??

2007-08-17 15:26:12 · 6 answers · asked by midnightrose 2 in Renting & Real Estate

Has anyone used westernunion.co.uk site to send money from UK to abroad by using western union. They offer an online service where you can pay by credit/debit card.

I want to know if you pay by credit card, would it be a "cash advance" or a "purchase"?

2007-08-17 15:23:57 · 1 answers · asked by sifte 2 in Personal Finance

Is there anyway that a bank would accept a false check?
Or how long does it take for a bank to know that the check does not have the amount mentioned ,for exemple if you make a deposit to your account with a check , can the automaticly verify if there money on that check ,if it can't immadiatly ,how long can it take to see wheter if the check have money or not ?
I wish i made myself clear.
Thanks a lot!

2007-08-17 15:19:37 · 6 answers · asked by tatou 1 in Personal Finance

If I view my credit report through annualcreditreport.com will it show me my credit score?

2007-08-17 15:17:34 · 6 answers · asked by Anonymous in Credit

When I crossed the border back into Canada from NY state, I declared my purchases and paid Ontario sales tax (and GST) on my purchases. Since I paid NY state sales tax at time of purchase, can I get a refund, since I've paid sales tax twice?

2007-08-17 15:16:17 · 3 answers · asked by Anonymous in United States

I really want too get some contacts, but neither my family nor I have insurance. What are some places that have cheaper offers? I already went to Walmart, and though they had specials on contacts, the eye exam was over $100.

2007-08-17 15:10:36 · 7 answers · asked by Anonymous in Insurance

I filed my taxes as single both years that I was married. Now I'm in the middle of a divorce. Is she entitled to ordinary business income listed on schedule K1?

2007-08-17 15:00:31 · 3 answers · asked by Techguy2661 2 in United States

I am working on raising my credit score i know it is bad and i have many things on my report that look horrible some very old 5 years or more i am working on the small stuff first if i don't get all my old debts paid by june of next year when i want to apply for a loan can i still be approved or not? how long would it take to fix it well enough to be offered a mortgage loan

2007-08-17 14:57:26 · 10 answers · asked by sweet lily 1 in Credit

2007-08-17 14:53:01 · 6 answers · asked by Stephen 1 in Credit

I keep taking these personality tests that companies use now. Some how I cannot seem to pass them. I'm not crazy, I'm not psycho, I'm just normal. What in the hell are these tests looking for? I'm sick and tired of them and keep getting myself down because these people want to skip an interview. WHY????

2007-08-17 14:52:49 · 15 answers · asked by Matt A 3 in Other - Careers & Employment

2007-08-17 14:52:29 · 15 answers · asked by Anonymous in Personal Finance

I am working on raising my credit score i know it is bad and i have many things on my report that look horrible some very old 5 years or more i am working on the small stuff first if i don't get all my old debts paid by june of next year when i want to apply for a loan can i still be approved or not? how long would it take to fix it well enough to be offered a mortgage loan

2007-08-17 14:51:54 · 10 answers · asked by sweet lily 1 in Credit

My husband works at a local sushi restaurant as a sushi chef. The only way he could be a chef was if he went full time. But the only way he can be full time is salary. Well my husband took the job but soon realized that he was working 56 hours a week, 6 days a week, with only Mondays off. His boss won't let him take off a day no matter what it is for, because they are understaffed but refuses to hire anyone else. But to top it all off for working 112 hours in two weeks he gets paid a little under 500 dollars. It just doesn't seem right to me. Is there anything than can be done? Also the sushi bar makes tips and the waiters tip out to the sushi bar, but the owner is taking them off the top because he makes 40 dollars in tips in a two week period, and it's been counted over 100 dollars in one night and it's supposed to be split three ways between the sushi chefs (3). What can we do about this?

2007-08-17 14:51:33 · 6 answers · asked by kristina s 1 in Food Service

I have read some of the previous answers and understand that to make it in the insurance business, you have to work hard and put in hours. I have a friend who sells health insurance and know that it can be lucrative. However, I am interested in knowing how you chose which line of insurance sales you wanted to get in to. I have been exposed to health insurance when I worked for Medicare so there would be some familiarity there for me but somehow selling property/casualty seems more interesting.

Are different personalities better suited to one or the other?

Is it more a personal preference?

I would like to hear from both sides especially if any of you have done both.

2007-08-17 14:46:22 · 6 answers · asked by ediblealto 2 in Insurance

2007-08-17 14:45:56 · 6 answers · asked by VH 2 in Credit

do you have to VERIFY with your current job or prove you will be attending the education/facility?

2007-08-17 14:42:09 · 2 answers · asked by kburgess612 1 in Other - Careers & Employment

sub-prime mortgages ballooned from a marginal, once in a blue moon product to big business in the past 5 years.

in that period, there hasn't been a real estate market downturn, nor an interest rate cycle, nor a recession.

so, the financial markets have no experience to rely on when they estimate what proportion of these sub-primes might prove to be losses. It could be 3% or it could be 30% -- there just isn't much to base an estimate on.

but the volume is large ... 100 billion or more in assets at book value.

so the markets don't know if this is a 3 billion or 30 billion loss.

and when the markets don't know, what they do is refuse to buy the stuff. and refuse to buy stocks that rely on the stuff.

therefore, mortgage houses, investment bankers, hedge fund sponsors, and traditional banks shares and commercial paper are all being shunned until we know more about the size of the losses.

the most specialized mortgage shops are hardest hit.

good thinking??

2007-08-17 14:38:03 · 2 answers · asked by Spock (rhp) 7 in Investing

Was it a glitch in nasdaq? Did people actually make/lose money over this?

2007-08-17 14:37:39 · 1 answers · asked by Anonymous in Investing

okay..i was hired by this company and i just started yesterday..and the pay is really low...i need more than they offer to be able to pay my loan which will start this feb..i wanted to quit the job and find somewhere else like downtown san francisco where i can get 10 dollars as the minimum wage...how do i approach my bosses?should i give them a letter? and what excuses can i make to convince them?please please help!!!

2007-08-17 14:35:04 · 7 answers · asked by fa$hion_guru 2 in Other - Business & Finance

The wife was told that she had to pay her new husband's account from a few years back or they would shut off her power. She was told they could do that because he was having benefit of the power. They don't mind paying it, but they are demanding an enormous (for them) amount of money and only the wife is currently employed and they have to move because the house they are renting is sold. They just can't do it. Help! I need to know quick

2007-08-17 14:32:15 · 1 answers · asked by Brenda R 1 in Credit

Where can I get current information?

2007-08-17 14:31:33 · 3 answers · asked by bluemoon 2 in Renting & Real Estate

WHet do I need to know? Where do I get this knowledge. I have no clue but I need to get out of this school district fast.

2007-08-17 14:20:20 · 10 answers · asked by Ames A 1 in Renting & Real Estate

2007-08-17 14:19:18 · 5 answers · asked by Anonymous in Investing

2007-08-17 14:17:15 · 3 answers · asked by Julia V 2 in United States

im planning to buy an ice cream cart next summer and I was just wondering where the ice cream men buy their good humor ice cream bars and such. like.. is there a food service that has bulk ice cream bars? if you have a website with more info please let me know.

2007-08-17 14:15:54 · 4 answers · asked by phathom 2 in Small Business

2007-08-17 14:12:31 · 5 answers · asked by Anonymous in Other - Careers & Employment

I want to collect donations through a website to help pay for my insanely high student loan payments. A lawyer on one of those ask a question sites told me it was considered income. How do I pay taxes on it properly?

2007-08-17 14:11:47 · 4 answers · asked by M K 2 in United States

For someone who's getting their first credit card.

2007-08-17 14:08:52 · 11 answers · asked by patr0l_gn 3 in Credit

have you seen the decline in the hang seng, this is what I meant by Chinese mob psychology, all running for the exit at once

2007-08-17 14:07:00 · 2 answers · asked by Anonymous in Investing

Is this something they should have done long ago? Their timing is horrible. Let people get in trouble and then jerk out the rug and then give them one bandaid when they need 100 stictches.

2007-08-17 14:01:45 · 4 answers · asked by Anonymous in Other - Business & Finance